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nomoney

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About nomoney

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  1. You think I am a estate agent ! No I wouldnt even know where to start the bull. If an arsehole is me, then theres probably around 30 million arseholes in the country, I can live with that.
  2. nomoney

    I Quit

    I cannot do this anymore. What a waste of time. Delete my membership.
  3. Have I bought a house at an over inflated price ? Yes Am I debt ridden ? No more than anyone else Will I have kids and can I afford them ? Yes as much as anyone else Your point of this post being what, i am just like you or are can you not afford a home to start with, let along kids.
  4. So I post this subject this morning and someone probably a moderator has decided that I am a troll and an asshole. Why ? Because I bother to voice an opinion on what I believe ! What you are all failing to realise is this, people out there are paying attention to this site, if people cannot give their own opinion then it is censurship and what is the point of this website. Do you only want people to post subjects that agree with your interpretation of the facts or else they get trolled ? I must say I expected better.
  5. Not buying at this point, they will look back in 2 years when prices will be even higher and affordability will be off the chart, and say "I wish I bought in 2007". I couldnt afford to buy my house if I came today, not to even think of what it will be worth in 2 years time. I dont think prices will crash enough to make me regret my decision to buy in 2004. The door is closing on affordable house if it is not already shut. Look at "Homeless", A bitter, angry sad little man, hoping the BNP will come to the rescue and save him from being pricedout.
  6. I am an asshole, but I am not a homeless asshole.
  7. Nothing is secure. Where theres a will theres a way and criminals pride themselves that they have a lot of will.
  8. The point I am making is these databases already exist. We already live in a big brother state. Hackers and frausters are commiting the identity fraud. My point is a plastic card to help me prove I am who I say I am isnt going to make any improvement to the existing system but it will make my life easier as I dont have to cart my life around in a bag when applying for things. No amount of complaining about databases is going to do any goods. ID cards are coming. The databases already exist.
  9. In 2004 when I before I bought my home, I asked people should I buy now or wait until a crash. Everyone told me to wait. I dont like doing what I am told, so I bought my home for £195,000. I got a survey done for my will and the report came in yesterday, the house is valued at £265,000. Thats an increase of £70,000 equity. Taking into account any future crash or correction, even if it was to happen today I would lose £70,000 thats not mine until I sell anyway, i would not lose any money on the purchase price. My advice to FTB is you can wait and keep on waiting and the house prices are just going to keep rising. Others on here will disagree as I expect them too, thats their point of view. My view is based on the evidence around me. Now that interest rates are on hold, expect prices to keep on climbing, are you being left behind on affordability. I know for fact I cannot afford to get a mortgage for the house I live in, if I bought it at todays prices. Thats one decision I made that paid off.
  10. How many databases are their at the moment. Equifax Experian Callcredit NHS DSS Inland Revenue Driving Licence Passport etc etc etc These databases already exist. There not going away and here to stay. We live in a big brother state, no one can deny that, we might as well have a perk of carrying round less id and just a single card. It would for one stop the abuse of the NHS by Jonny foreigner from Europe. Thats not racist that fact and it is a liberty.
  11. I am in favour of having a National ID Card. I think the current system is worse possible situation. I dont want to carry my driving licence or passport or a heap of bills to open bank accounts or apply for loans, mortgages etc. I just want a card that is unique to me and cant be copied. I have no problem with the format as shown in the image above as it shows good basic information. I cant say i would be offended if my NHS & NI numbers were on there, so if I got sick and had to go to hospital or claim benefits then I can easily be identified as me and foregoe silly questions when I am vulnerable. I do not agree with DNA or any other similar nonsense being put on the card and quite frankly I dont think the government is capable and will instead roll out the driving license style id card as in europe. There are a lot of people that say the information can be abused and exploited. I only know that when id like passports, driving licenses and utility bills are being photocopied on average 6 times a year for the average person by banks, post offices etc, this is open to far more abuse than a card. If a card was identified as involved in a fraud then you can be quickly eliminated from the fraud and a new card will issued to you and the old would be put on alert. the next time it is used the authorities can take out the fraudster. Really. Whats the problem ?
  12. You mean like mmh Preston. (Thats where I live). I have lived in Lancashire all my life and it not that grim, not near me anyhow.
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