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House Price Crash Forum


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Everything posted by Woot

  1. We have rehearsed all these arguments so well over the years but for those who don't know the background and context this looks like a last chance leg-up onto the property ladder which they have been taught is essential. I expect many are also at the end of their tether trying to buy their own home and will jump at any chance they can... the press is still saying that prices are about to shoot up again and there is an air of desperation for some who believe they will never be able to buy a home if they don't jump now. I despair since I want to hold out for the crash, but am close to believing that the government will do anything to prevent it, and I'm no longer entirely secure in the faith that a crash is impossible to prevent - that's what I believed in 2005 but haven't seen it yet despite witnessing it in the US, Europe etc. So I sympathize with those who see prices getting out of their reach, who are told they will continue to climb, and are offered a wodge of cash by the government. There will also be those with an 'if you can't beat them' attitude. We all know there are many who don't think through their choices, who look at property in a window of a couple of years, not a whole cycle, and who make shallow and instant decision: the same people who took out IO loans will take this kind of deal regardless of market distortion. It makes no sense but we discarded sense 15 years ago.
  2. I came across this one today Rightmove Link through PropertyBee which has dropped from 200k to 120k since December 12 - so in 5 months... just the sort of think I like to see. But of course, it's Ireland where reality has set in. What I don't understand - or want to believe - is that the mainland UK is really different from the US, Ireland, Aus, and much of Europe.
  3. The thing that bothers me most in all this is that there is indeed already talk of 'getting help from the government' and some bemoaning about how hard it is to get help from them, and it is 'only' for two years. These people really do want to have their cake and eat it! Get the house so many of us can't afford, then expect us to pay for it for them. Grrr.
  4. I wonder why the vendors haven't sought to extend the lease before going to market? Would seem to make sense and avoid all the issues of 8 year expiry... unless, of course, they have?
  5. Be interesting to see updates on the above map and chart.
  6. If this is accurate, and this is part of a trend, where will that leave a. STRs, and b. BTLs?
  7. And, Ed, whose party presided over getting us into this mess in the first place? Who sold off the gold and rock bottom prices? Who opened the borders? Etc Etc.
  8. That cracking was the sound of the last straw... he'll never get my vote again. A sad disappointment, I used to think (four or five years back) VC was the voice of reason. I'm wondering if he has early onset senile dementia - he used to talk sound sense, but has said nothing rational for a few years now.
  9. Indeed - the over 50s are damned if they do and damned if they don't: either they're preventing young people from getting into family homes, or they're leeching off the young by claiming enormous pensions, or they're keeping young people out of jobs. When, in this cycle, did we begin to demonize sections of society in this way? Each argument is unbelievably facile, yet spouted as though an irrefutable truth.
  10. American cup sizes are also smaller than British ones. (I'm talking baking btw).
  11. I wonder if you could separate the second section, first answer into 'Have bought a house' and 'Plan to buy in the next 24 months' since these are really two quite different positions?
  12. THIS! Should be added to the National Curriculum under 'British History'. Would also be an excellent poster to remind us all of who Labour really are in the run up to the next election. Read this and then tell the pollsters you'll vote Labour.
  13. And still there is no mention of policy. All they have is condemnation, hot air and flannel. They don't have a single solid proposal. It's interesting that they're trying to disown the crew they once were, but they can't just admit that they were wrong and need a different party... they are after all still the servant of the unions.
  14. Actually, how dare Heseltine presume to attempt deny the people of the UK a referendum when it has been promised by all three of the main parties? Why should his view be of greater worth than yours, or mine? And why should he have a voice where we have not? The arrogance is astounding. He is utterly out of touch and should retire quietly now.
  15. The Irish were saying this evening that they are keen for Britain to stay within the EU - but not willing to look at renegotiation of terms for the Uk. Unsurprising really considering we are a cash cow as one of the few net givers to the EU. Obviously they don't want us to go since we pay in more and take out less, whilst having no borders to hundreds of thousands of their citizens can come and claim our benefits and health care. The US should not have a say in our decisions - they are not footing the bill. 2015 is way too late for referendum though - it is after the likely influx of people from the two new full-membership states. We need action now - as a small island we simply cannot afford to continue to bail out the rest of the EU.
  16. A Level Computing (depending on exam board) still covers these areas - kids still need to be able to understand fundamentals of architecture, FDE cycle & registers, binary \ hex, structured programming, a little assembly code, von Neumann, protocols, some de Morgan's etc. And many in schools are sick of the fluffy ICT and working hard to introduce CS across the board with computational thinking skills from an early age. Further, GCSE Computing was released three years ago - as an alternative to GCSE ICT - and is gaining ground. The national curriculum for ICT was scrapped a year ago, leaving many schools to teach what they want, or drop the subject. This meant that schools were no longer hamstrung by the pedantic, trivia of the NC scheme (unbelievably the last Labour gov were trying to get Twitter etc on to the NC) and many are exploiting the opportunity to go back to CS basics. The government have realised that some schools have chosen to do nothing though and are developing new guidelines for minimum standards, but are this time doing it with input from the British Computing Society, Royal Society, NAACE, universities and 'Computing At School' - an organization linking education with industry, and working to shape the new curriculum. Definitely more Raspberry than Apple.
  17. I wish you all the best with this - and am a little envious: I'd love to be able to take such an opportunity. Will you blog about it? Or keep us posted on here? I'd really like to hear how you get on.
  18. Really good news, made my day, but the rest of the article was disappointing: Miles Shipside continues to desperately spin the facts in to good news and without the insight of sites like this it is easy to see why people can be conned into thinking the market should rise next year. Further talk of mortgage lenders competing against each other to offer more accessible products... more encouragement to the naive to overcommit themselves. Nevertheless, the headline is good news and I hope it's the start of the snowball.
  19. I'm quite sure neither give a toss what the public think... they have both made far more money than the vast majority will ever see, can live in comfort and security for the forseable future, and really likely don't give a damn what anyone else believes. The complaints of ordinary people are just so much pissing in the wind.
  20. But there has to be balance too: in some communities the developers are granted all they apply for and build inappropriately. A village local to us has had three housing estates built in the last few years, more than trebling the size of a small agricultural community and overwhelming the roads, drains, sewage systems, and services. The houses built in this small rural community are frequently three storey town houses, and therefore completely out of keeping with the surrounding architecture, and absolutely crammed in to the extent that there are new roads where there are no pavements and there is difficulty with emergency service access. All early promises (for improved resources) by developers have been reneged upon. Not all planning protests are down to NIMBYism. Not all planning applications are passed with good reason and intelligent decision making to the fore. Particularly in rural communities it is often far more to do with who the developers know on the planning committee.
  21. Thanks very much... I'll go look at Clee online. I've seen their boards about on the West coast but not followed up. Thanks
  22. Have a look at the map, satellite view... looks like the place is in the middle of some kind of quarry, or perhaps adjacent to a plant of some kind. Not the kind of Cornwall most of us think of.
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