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se7ensport

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Everything posted by se7ensport

  1. How is this news? The real story should be why was the FSA so incredibly and persistently incompetent and unable to discharge their duty. 10 Years ago is was uncovered by The Money Programme, 4 years ago I added it to wikipedia: http://www.housepricecrash.co.uk/forum/index.php?showtopic=104373&view=findpost&p=1658954
  2. Works for me. Quite tempted to amend slightly, fill out in bulk and post through the nearest estate agents door as well.
  3. I'm pretty sure a few from this thread would be interested: Omission Of Repossession Data - Land Registry Reply
  4. Quick cross post; couldn't hurt a few from HPC putting in their opinions: Land Registry And The Red Tape Challenge
  5. Possibly already discussed, but what is going on with Zoopla First listing price and last sale price?! Pick a house at random and pretty much its first listing price will be circa 4x its current price and last sale price similar, is the estate agents trying to mess with the tool or data corruption? Example 1 Example 2
  6. done: Thank you for your interest in the Government's consultation, Relaxation of the planning rules for change of use from commercial to residential.
  7. Sent to Grant.Shapps@communities.gsi.gov.uk, grant@shapps.com and a couple of his other colleagues also @communities.gsi.gov.uk All that is necessary for the triumph of evil is that good men do nothing.
  8. A LOT of house for the money; there are certain conditions that would be purchasers must abide by: It's Bridgewater so, if you aren't sleeping with a close relative you aren't welcome round those parts. "Bridgewater makes the Forrest of Dean look incest free" (pretty much a verbatum quote from a friend who is a presecuting barrister).
  9. The current gap looks like a disjointed market, there just doesn't seem to be the appetite to raise IR in the same manor that the market has priced in. Things are different this time, for one the banks need to recapitalise and are charging bigger spreads on trackers and in a self defeating attitude to risk charging prohibitive fixed rates. I also agree with OnlyMe: “This is not the 70's, incomes will not increase in line with the money printing.” To summarise: inflation tearing away, IR unable to be raised for fear of destroying the false recovery and incomes falling to come in to line with global markets. I’m beginning to conclude that the UK has gone past the point of no return and that we are now into a self destructive cycle that can’t be broken.
  10. Trying to get my head around the situation that the UK is in and that it potentially could go Japanese (if it hasn't happened already); by that I mean that the central bank interest rate can not be raised above X due to the number of mortgage holders and banks impacted. Knowing that 8 or 9 out of 10 are now on a tracker mortgage and assuming quite a high percentage of them will be on BOE + 2% (ish), how far can cantral interest rates be raised before the impacts on the economy become counter productive and forced sales are no longer practical i.e. if base rate hit 15% all of the above would be unable to pay the interest, but repossession is unlikely due to the sheer numbers affected (correct me if I'm wrong). Is 6% the new maximum???
  11. "Latest from Grant Shapps' Twitter I almost hesitate to mention this but having been a guinea pig for 10 O'Clock Live pilot, I'll be on it for real tonight http://is.gd/i45yWa # 1 hour ago" It'll be interesting to see how he gets on, it would be great to have an HPC or Pricedout member sat opposite him in the studio...
  12. I just spotted this and had to share: http://www.rightmove.co.uk/property-for-sale/property-31170359.html for perspective this is in the same area for £30k less!!: http://www.rightmove.co.uk/property-for-sale/property-31281503.html The original asking price of £325k for an outhouse is rediculous (thanks property bee).
  13. This is a whole of market broker, I'm not directly impacted as I'll delay purchase; I'm under no pressure and will choose not to take it (my wife actually gets it). I'm more surprised by the jump in rate without the BOE doing anything; guess it shows how well UK debt is rated and how fast its rating is changing.
  14. Just got off of the phone from speaking to a mortgage broker; I had a quote provided on the 14th January for 4.6% fixed for 5years on an 80% LTV. This has now jumped by 20% to 5.6%!!! Wish house prices adjusted downwards this fast.
  15. The bigger impact is to pension annuities (and to men), but that's not such a sexy topic. In short women live 4.5 years longer on average but pension companies will have to provide the same figure for both.
  16. Babycham or Stowells per chance? I might have worked for Constellation
  17. To slightly misquote someone else on HPC (apologies I can't remeber who): It is NOT a double dip, it is a massive single dip with printed money dropped on to the slope to give the impression of a recovery.
  18. Done. Edit to add: I also emailed him directly via http://www.shapps.com/2011/01/im-not-a-welwyn-hatfield-constituent/ as it ensures it will be read by him or his team: Dear XXXXXXX, Many thanks for your message. I just wanted to let you know that I've received it and will be getting back to you with a more detailed response shortly. Please note that my further response will come from my departmental email address. So if you have any email or spam filtering set up on your inbox then please ensure that any messages from @communities.gsi.gov.uk are allowed through (or whitelisted). Kind regards, Grant. --- Rt Hon Grant Shapps MP Minister of State for Housing & Local Government
  19. Sounds like they have already priced in 25% falls with the expectatiion of more to follow and are hoping for a greater fool to take the bad debt off of their books.
  20. quickest and simpest way to write to your MP: http://www.writetothem.com/
  21. Thanks for that, don't understand why it isn't saved as a preference against my login though.
  22. Why does the format of the site change from a "family tree" style to "chronological" list of replies? I prefer the later but don't know how it is selected. Both of these appear using firefox. Thanks
  23. Why does the format of the site change from a "family tree" style to "chronological" list of replies? I prefer the later but don't know how it is selected. Both of these appear using firefox. Thanks
  24. I used to work with this guy, he started in Clerical Medical and got promoted when it merged with HBOS, he was decent at his job. He was always very balanced in reaching a conclusion, much more so than most in the Compliance department that he headed up, if he thought something was misleading it generally was, rather than the usual no-nothing jobs worths.
  25. Funnily enough I've linked to this article from snowblog with success (last comment) http://blogs.channel4.com/snowblog/2009/02...ed-and-friends/ but the biased BBC will not add the exact same wording to Prestons Blog - I deliberately timed it to post at the top of the list so the majority of readers had a chance to see it but as you'll see number 8 is "This comment has been referred to the moderators". There is no reason for it as it does not breach any of the house rule as its purely a quote from the fkin BBC! http://www.bbc.co.uk/blogs/thereporters/ro...mp=False#dnaacs I reposted at number 107 along with a complaint about censorship and they publish it, likelihood of being read there by the majority of blog readers is slim
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