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House Price Crash Forum


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About madpenguin

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  1. Because this is about the saving the banks, especially the ones trading worldwide, has been from the start. The bankers greatest trick was to make people think this was all about failing countries, and get the populations of those countries to bail them out. How different would the British economy be now if we hadn't have had Northern Rock, RBS etc.?
  2. No to mention you stand more chance of being run over by a push bike in Holland than a car Once again something that was deliberate Government policy, and hence there is a big market for spares so a home industry can still make money
  3. Earlier in the year the Pound was a lot lower than the Euro etc., I didn't notice an explosion of small businesses forming at that time or a boost in exports, the problem is the UK Government is big business centric as they are the people who speak to them on a regular basis and have key roles in influencing policy. We need pretty much an entire change in culture within politics, one of the things that impresses me about Northern European countries is they seem to run the country for the benefit and enrichment of the country, not as in England where I feel the entire emphasis of Government is to turn the country into a souless sweatshop for big business. As someone on one of the late night comedy shows said the other night: "We have to stop calling the countries that use the Euro the 'Eurozone', otherwise they are going to start calling us Poundland!"
  4. Not to mention the Government and the grateful British people no doubt supporting you via your tenants housing benefits
  5. It's ok if a few people do it, but when everyone does it....? For people to buy your product they need money which usually means a job, between the offshoring, on-shoring, and "efficiency" culture in the UK, the economy has been driven to it's knees
  6. The huge problem in the UK is that our Government is virtually run by large multinationals, I was shocked during the latest "The men who made us fat " episode where a researcher who had produced a report indicating fat and sugar was directly linked to obesity in children was told by the Health minister no less that he had "annoyed the food industry", and he had to sit through a meeting with this types grilling him over his "false assumptions" (kids are fat these days because they don't exercise apparently, despite evidence children's activity levels are broadly the same as years past). his report was never published. The industry pressure groups have the money, the power and the influence over the UK Government, and they don't want "small fry" muscling in on their territory.
  7. ...Twas ever thus... [http://punch.photoshelter.com/image/I0000gjf0F0rsSTs (Site wouldn't let me embed the image)
  8. I hear the same thing happens in Germany, hence the reason directors like Uwe Boll still have a job, still keeps the bargain bins and video racks full in downmarket video rental stores and small independent corner shops
  9. One of the ironies of goods or services in IT becoming freely available is the price tends to drift down, who even a few years ago would have thought you could get Gb of storage online free from the likes of Google or Dropbox, mobile phones at the low end are already disposable items, the savings made using hosting companies are also pretty impressive. Makes you wonder where this will end.
  10. This is the thing which depresses me about the UK at the moment, it's always "Someone else can do it cheaper and better", and workers from other countries are "smarter, more reliable, more intelligent". The UK (and our politicians in particular) have talked ourselves into this position, all there is is resigned defeatism (and admittedly poor regulation by successive governments ). Go to places like Germany and thriving small shops and workshops contributing to the economy are there for all to see, and from memory that used to be us too, until the UK was handed to businesses like Tesco
  11. Sorry but most people I know don't live within reasonable walking/cycling distance of work, I suspect you realise this but don't want to add a fairly hefty rail or fuel/car bill to your calculation, if you have these circumstances good luck but you're in minority especially for people who have to commute in to places like London.
  12. the way I heard it the name Al Qaeda was dreamed up by the US government, in the US the legal system requires a definite name you can give to a group in order to get legally authorised action (laws originally drafted to tackle organised crime like the Mafia), trouble was the Islamist militants resembled the groups in Monty Python's Life of Brian (Judean Peoples front, Peoples front of Judea etc. ) so they use the name Al Qaeda as a blanket term to cover everyone they want to go after who is in the same category. Most commentators on the subject seem to agree Al Qaeda as an organisation doesn't actually exist
  13. You've left off transport (don't know many people in the UK who live in walking distance of their workplace) and your utility calculation looks on the low side to me (unless you forgo heating, live by candlelight, and cook on a camping gas stove)
  14. My wife cares for the elderly, She had to do a BTEC recently too, seem like BTECitus is sweeping through what are traditionally unskilled jobs, particularly in the caring professions, probably local authorities and Government covering themselves for when they get some failure "well they were fully qualified" :angry:
  15. You may well be right, I read the Telegraph version, and they have been getting a bit tabloidy sensationalist with some stories lately
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