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House Price Crash Forum

headmelter

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About headmelter

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  • Location
    Gods country
  • About Me
    marbles, reading the Beano, riding my bike and drinking Irish whiskey.

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  1. Strange I pay 12.5% into my pension. I work 37.5 hrs per week.... Then you need to add on the extra 2-3 hrs I work 'for free' every week. I work in a hospital with full bed occupancy every day. Beds are re-occupied within 24 hrs... I know this because I often work as patient flow co-ordinator. There is ALWAYS pressure on beds, it's as simple as that. You base your assertions on your interactions with one nurse. What area ? Has she specialised ? How long has she been qualified ? Basic maths is all that is required to ensure accurate dosage of medication. There are individuals in many professions that only require GCE/GCSE level maths... Does a journalist need higher level maths ? If nurses can't demonstrate an adequate level of mathematical comprehension when revalidating they will be refused entry on the register.
  2. Your "friend" pays a considerable percentage of her monthly wage for her pension, for which the conditions have changed significantly since 2015. Exactly how many hours does she work per month ? As your quoted weekly hours worked doesn't tally. I'm definitely not "fat".... & neither is my better half. The hospital I work in is constantly busy 24/7 due mostly to Tory ward & bed closures. Yor arrogance betrays your 'I'm much better than you' pompous attitude. By your measure we should go back to nursing just how it was during the Crimean war. Try & explain how nursing doesn't require a degree since you are so wise & knowledgable about my profession. Then tell us all exactly how 'lucrative' it is so that I can obtain one of these fantastically well paid jobs. You are a pompous wab . You should try taking your head out of your a$$ for 5 minutes & check out exactly what nurse training entails.
  3. Well I didn't say public sector got furloughed, did I ? In truth I should have removed the first 4 words as well. POnly private sector workers qualified for the 6 months extra holidays. "These are private sector - public sector dont get furlough, they just dont turn up and get paid anyhow. " Believe me pal, I didn't get any "sick pay" over thye last 18 months... I was too busy working on the front line. If your unhappy with your job conditions negotiate some changes try not to criticise those with better job conditions than you it just shows that those in the private sector are much less able to negotiate better terms & conditions. You sound like a Tory Brexiteer... Are you enjoying the unfolding brexit reality ?
  4. It was only a few weeks ago Musk was a genius.... The Bitcoin cult are a sensitive bunch...
  5. Any of you hodler's know where the floor is likely to be ? I'm thinking of investing for the ride up to 6 figures...
  6. It's just teasing you... The courier left a monster box of Ag Maples on my front door step in 2006... Mind you there's quite a bit of weight in a monster box but I messaged CID & any further orders were always signed for...
  7. He made my ignore list a long time ago along with some guy on a copper crutch...
  8. You won't need "luck" You've chosen a solid INVESTMENT which will at minimum proect your purchasing power in the long term & if you're not poor, as you've said, you now have the best available financial insurance policy. Get the popcorn in. 😉
  9. I have 4.... the last 1 was a shock after a 7 year gap... I still haven't fully recovered.😂😂
  10. A little late arrival prevented me from cashing in my chips & retiring @ 50 but the dream before 60 is still alive.😂😂
  11. BTC punt was a cracker... I kick myself for not buying when it was $30 in 2011 but still not a believer so won't cry over spilled milk... I've been toying with the idea of moving but EA valuations are way out of kilter in my view but what I believed just a fortnight ago I'm now not so sure about. A few houses I went to view have since gone sale agreed... There's a bubbly feel about property but with IR's at such low levels it could well turn out to be an effective inflation hedge... I've been a buyer of the shiney stuff & am probably overweight in Ag but will continue to swap fiat for hard assets... I'm prepared to wait until Sept/Oct before making a decision so fingers crossed things will be a bit clearer by then.
  12. I get that but is Sterling likely to win the 'race to the bottom' ? ...& would housing be an effective inflation hedge ? I'm nearly entirely out of cash but might be willing to remortgage for a punt...
  13. How much is Sterling likely to devalue when the current financial supports & Brexit 'dividends' filter through ?.. Do we reckon housing will be a reasonabley good choice as an inflation hedge ?
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