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Selling up

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Posts posted by Selling up

  1. You know the Body Mass Index scale ? its based on morbidity rates of a sample of 100,000 people over a long period of time.

    Thus if your BMI is an ideal 21, eg if you are 5ft 8 and weigh around 10.5 stones, you are statistlicly likely to enjoy longer life and better health than all those under or over BMI 21.

    Re low BMI and health: I hope they've done a clever statistical adjustment to allow for the fact that being ill tends to make one lose weight.

    Otherwise you could find a statistician claiming that being underweight makes you prone to die, simply because terminally ill people become underweight.

  2. The benefit I'm talking about (as a GP until recently) was incapacity benefit. Alcohol or drug misuse entitled one to a sick note which entitled one to incapacity benefit.

    I didn't mean that an addict got more benefit than another 'sick' person. I meant that an addict got a benefit (incapacity) which someone in otherwise the same position who abstained from drugs and alcohol would not.

    (Edit: and this implies also that somebody who cleaned up would lose a benefit; hardly an incentive to change)

    However I've not worked as a GP for over a year now; I believe the name of the benefit has changed in the meantime.

  3. Worse still if they complain they have to declare it when they sell.

    But I've often wondered, surely that's not actually enforceable, unless you make the mistake of putting something in writing to the neighbours?

    Suppose I sell my house to Mrs X and don't tell her about the noisy neighbours.

    Mrs X to noisy neighbours: 'You're noisy'

    Mrs X to me: 'You said you had no problems with the neighbours'

    Me to Mrs X: 'I never did'

    Neighbours to Mrs X: 'Yes he did he always came round and shouted at us'

    Mrs X to me: 'They say you DID have a dispute with them'

    Me to Mrs X: 'If you can prove it, I'll happily pay damages'

  4. Hessle is a small town just to the west of Hull with a population of about 15 thousand so shows what a lot of b0ll0x the alexa thing is.

    So this is the results of a self-selecting sample (those internet users choose to download the Alexa Toolbar) whose size is not revealed.

    It's almost an insult to the intelligence that Alexa considers these results worthy of 'analysis'.

  5. Much as I'd like to see benefit fraud reduced, this proposal fills me with unease.

    If you need a warning of the dangers of increasing the power of the state into personal matters, look at child protection: A slow erosion of civil liberties over a decade, such that now adults are frequently banned from photographing children at school sports days; amateur theatre musicians like me must pay for a criminal background check which is allowed to include 'unconfirmed allegations', formerly known as 'gossip'.

    First they came for the benefit cheats...

  6. During late 2005 through 2006 an attempt was made to trash the Forum by those who had their own agendas and financial interests, no, not Bankers, EAs, or BTLrs but people with similar views to members of this Forum trying to gain financial advantage on the back of the Forum`s great success. In the battle which followed genuine posters not knowing the facts attacked the Moderators and requested their accounts to be deleted.

    Interesting. I joined in late 2006 after some lurking; that all went over my head.

  7. I've been here quite a while now....

    dstars was pretty bloody remarkable. Not seen him for ages though, does he ever come here now?

    realistbear of course is a part of the scenery. Prone to inaccurately spun thread titles but tireless and tenacious in his pursuit of housing-related news.

    i also used to like propertyguru, though he was a rude f*cker.

  8. But why have the actual APR spoken when it is clearly meaningless in the context. More meaningful (and understandable to the target audience) might be something like, "A typical loan of £200 for a month would require a full repayment of £220." That would be clear to everyone and hopefully bring an end to these endless payday loan threads.

    I don't agree. I think the requirement for loan companies to state the APR is one of the best pieces of legislation of the last few decades.

    It allows comparison of deals.

    Otherwise it's not easy to choose between these two:

    Loan A: "A typical loan of £200 for a month would require a full repayment of £220."

    Loan B: ""A typical loan of £750 for three months would require a full repayment of £950."

    Okay; if you are proposing to legislate a further standardisation: that all short term loan ads state the total payable on, say, £100 for a month, then fine. But don't remove the APR requirement unless it can be replaced by something better.

  9. To me this proposal looks like something that will limit new build housing supplies and just push up prices by the extra £15k it costs to meet the plan.

    Possible.

    Alternatively, you could start from the assumption that people are already paying all the money available to them for any given house, and that builders have made all available efficiency savings. In which case, prices could not go up. Therefore a house would cost 15k more to build, but its sale price would stay the same. The value of building land would therefore fall by 15k per plot.

    Which might be a good thing.

  10. Great opt out for for the ConLibs is that this is in Wales and they can blame Labour... which will make good politics but will offer nothing practical to actually stop this disgrace.

    My big fear about Wales at the moment is that the Labour power in the Assembly is doing lots of this - how much don't we know?

    Snouts in the trough, jobs for the boys and girls?

    But as I said above, it isn't only Wales. The same thing is happening at East Lancashire PCT. Who knows where else?

  11. @p.p.:

    perfututum.

    Fututum = f*cked (passive past participle of futuere)

    'Per-' as a prefix denotes 'throughout' as in permeate.

    So perfututum = f*cked right through; f*cked real good; f*cked six ways till Wednesday; etc

    ;)

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