Jump to content
House Price Crash Forum

up2late

Members
  • Content Count

    550
  • Joined

  • Last visited

About up2late

  • Rank
    HPC Regular

Contact Methods

  • Website URL
    http://
  • ICQ
    0

Profile Information

  • Location
    North Yorkshire

Recent Profile Visitors

558 profile views
  1. ...and then agrees to be a poster child for thick spivs: Fraudsters exploited my angry tweet A bank customer was tricked into transferring money by fraudsters who pretended to be responding to his angry Twitter post about poor service. Writer Mike Tinmouth was furious with the process and time taken to open a business account with Barclays. He expressed his frustration in a public tweet - which was seized on by fraudsters who posed as the bank in an attempt to trick him out of £8,000. Fraud experts say con-artists are becoming skilled at impersonation. 'Lulled into paying' Mr Tinmouth wanted to open a business account to deal with the income and expenditure of some properties that he was letting to tenants. He applied to Barclays, but the process dragged on and eventually he made a complaint on Twitter. See Mike Tinmouth's other Tweets He even posted an email that he received from the bank which he felt was unprofessional and had to confirm was genuine. The bank urged him to delete this public post. All this information, together with some personal details that were already available about him online, was enough for fraudsters to mimic the bank and appear to know details of the case. "They targeted me because they are monitoring the big banks' customer support Twitter channels where they can get enough information on name, location, and photo to then be able to track down further information," he said. Soon after the Twitter exchange, he received another email apologising for the poor service and offering to deal with his case. This time the message was from a fraudster posing as his bank. After various exchanges, he was provided with details of his "new" account, and he started to transfer money from his personal current account with a different bank. The transfer was blocked, saving Mr Tinmouth from losing the £8,000 he intended to move between the two accounts. Barclays said that customers should always be careful about posting details in public, and that it had a system of ensuring customers dealt with the bank's social media teams on private channels. No-one should transfer money to a new account without having all the relevant paperwork and full control of the account, a spokesman added. "In this case, we advised Mr Tinmouth on the process he should follow to speak to us about his query. However while we were in contact, he engaged with an unverified email address and provided personal information to scammers, which led to him being targeted," a spokesman said. Katy Worobec, managing director of economic crime at UK Finance, which represents the major banks, said that criminals would try to impersonate legitimate organisations, such as banks, police, utility companies or retailers. They would contact potential victims through social media applications in an attempt to trick them into giving away their details. "Always question any phone calls, texts, tweets or emails out of the blue asking for your personal information in case it is a scam, and never automatically click on any links," she said. "Instead contact the company directly on a known phone number or email, such as the one on their official website. If you think your personal or financial information may have been stolen, contact your bank straight away and also report it to Action Fraud." Names matter The attempt to trick Mr Tinmouth happened in the same week that plans were confirmed for a new system aimed at reducing fraud. The Payment Systems Regulator has now opened consultation into the proposal to ensure than a recipient's name is checked, along with their account number and sort code when transferring money. This process would have stopped Mr Tinmouth earlier in the process, as he would have realised that the destination account was not his own, but in the name of somebody else entirely. Other victims of fraud may also have been stopped from transferring money had they realised the account holder they were paying was wrong. Gareth Shaw, from consumer group Which?, said the change - which would take effect "early" in 2019 - was long overdue. "Customers will question why it's taken their bank so long to implement a system that could have prevented devastating financial losses years ago," he said. "To halt the alarming rise in bank transfer scams we must now see swift implementation of this much-needed measure across the board."
  2. Off topic for this thread, but you've reminded me of one of the best days of my life. The loo roll holder at work had malfunctioned and was feeding paper from two rolls simultaneously. Everything was 4-ply. I felt like a king!
  3. up2late

    The Welcome Thread For New Members

    Welcome. Try not to sweat it too much. The CCJ should disappear by itself soon although I don't claim to be an expert in how the credit ratings agencies operate. Good luck with the project if you decide to take it on.
  4. Meanwhile, elswhere on the Twitters: Oh noes! Benefit-leeching people-farmer's having a bit of a bad time!
  5. up2late

    Letter for Letting Agent

    When you say "car parking space", do you mean the bit of the public road outside their house? If so, no. They don't own it. If threatened with legal action in a situation where you know you are in the right, a good response ends with the line "I leave you to take whatever action you deem necessary".
  6. Welcome, stop_the_craziness and don't mind the language. The forum software automatically saves our blushes for the really naughty words.
  7. The landlord is handing over possession of the property in exchange for rent. As a tenant, you have a right to quiet enjoyment of the property to the exclusion of all others. This includes the landlord, agent, gardener etc. Access to the property is by prior arrangement with you only, except in an emergency. From your description, it seems that the agent is in the wrong here. Take legal advice if they do not reconsider. The landlord must provide you with an address at which documents can be served. That address can be the letting agent's office. It does not need to be the landlord's residence.
  8. wee's reviews of Volume 1 and Volume 2 were posted on the same day. The review of Volume 1 says that her niece is looking forward to Volume 2. Then the review of Volume 2 says that her niece enjoyed it. I am (fortunately) not familiar with the subject and therefore have no idea whether it would be possible to do all of this in a day. It just adds to the smell of fish.
  9. up2late

    Brexit - Are You Having Regrets? -- Multiple Merged

    Democracy sounds nice. I look forward to trying it out.
  10. If it's a 2 year AST then they can't put you on periodic for 2 years. As another poster suggests, check for break clauses. It's a fairly minor mistake as to the amount that should be paid made by a "professional" letting agent who should know better. It doesn't seem to me like the sort of mistake that could render a contract void, but it's a long time since I looked at contract law.
  11. I don't think he was taking a pop at you. More the VI article and its "oh no when a landlord sells a property it disappears" fallacy.
  12. I think it's a slow shutter speed combined with flash. The pink blobs from their heads go in opposite directions. OK you got me. In future, could you identify silly posts with a key phrase like "I have decided to get on with my life and buy a house". Then I'll know!
  13. What??? How on earth do you get a pushchair in one of these: Rode one many times in Northwick Park Hospital back in the 90s. Hand luggage only! Did you mean those big revolving doors with sensors that make it stop if it senses anything near the glass? Those are annoying.
×

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.