Report What's The Plan? in House prices and the economy Posted June 23, 2012 Depends where you live, anywhere outside the SE seems like a good time to buy. You could fix for peace of mind, but I don't see rates rising, maybe for 20 years or longer. A 'crash' from here isn't going to happen. You might lose 10% equity or wait 10 years to buy, take your pick of poison.