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House Price Crash Forum


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About worzel

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    HPC Scarecrow

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  1. For the record, we have a pool table, and it's loads of fun. Since we have young kids we don't get to go out together much, so it's great to have a party in the house once the kids are in bed. The wife has her DJ station set up in the corner, complete with cheapo LED lights, and it looks cool. It's great when you have friends over to, better table than in a pub, nicer environment and cheaper drinks. What about to comment on there being a lot of sour pusses on this thread, but it's par for the course round here I must admit, the downside is that cuing action is inhibitited by the twigs in vases that are placed around the edge of the room.
  2. Wait for ofgem to assign you a new supplier. Advice is not to try and switch now, especially if you have a credit balance with them. The new supplier should take on the credit balance. You should also take a meter reading now according to the article, and just hold on to it pending the notification of new supplier.
  3. Mirror Article I was / am with these guys. They were the cheapest when I signed up. It seems they offered fixed rate deals without forward buying the energy to match against what they had sold. I guess I wont have to pay a leccy bill for a while whilst they sort the mess out.
  4. Did anyone else see the "property expert" on BBC Breakfast this morning. Telling us all how BTL investors are providing a valuable service, and there is no evidence to suggest that they have been responsible for some of the price increases that everyone has been subject to for the past decade or so.
  5. I thought that's quite good value, then realised it was per week. It says it's been on since April, presumably no takers.
  6. What's this trust thing you speak of? Either way, as an accountant, not sure how your figures work, mind you have had a beer. How much of the repayment is interest and how much is capital.
  7. A close contact of mine that works in higher education has been saying for some time that this will be the next mis selling scandal. Students have been mis sold to on two fronts, firstly that the loans were in any way affordable and secondly that the crappy courses that they are studying will actually improve their job prospects.
  8. Check out this RM listing. They are really selling this overpriced house on the kitchen, just take a quick scroll through. http://www.rightmove.co.uk/property-for-sale/property-53010815.html?premiumA=true
  9. The article implies the tax only applies to homeowners, or that they are the only people that the rag cares about
  10. Bought at 265 in 2007, put on market and sold stc very quickly in 2013 at 271, couldn't find anything to buy so had to take off market, found a place we wanted and had offer accepted late 2014, put ours back on market and had full asking price offer of 290 within a few days. Probably could have got a bit more if we'd hung on, but wanted to get moving.This isn't London though, just in to wear Sussex, close to Surrey and East Sussex borders
  11. I wouldn't give up just yet. As a perma bear, I have just traded up from my last house. I bought the last one in August 2007, and we all know what happened after that, so dont give up hope now, if my timing is anything like last time we could be on for another bank run. Annoyingly, prices still went up around our way in nominal terms at least, between 2007 and 2015. Mortgages sure were cheap in 2007 though, and I've managed to keep my super low base rate tracker. Time will tell if 2015 is the year of the proper crash, but I'm pretty relaxed either way as we will probably want to trade up once more if things go to plan.
  12. http://www.standard.co.uk/news/london/london-house-buyers-slash-offers-after-chancellors-stamp-duty-shakeup-9917683.html Hopefully the link will work as posting from phone.
  13. Its not for me, but I think you'd learn a lot and have a good time doing it. Gotta be better than a lot of the other naff jobs out there where you have to spend all your wages on rent.
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