FrozenOut

One things for sure, when they start talking about regions "bottoming out" you can be sure there's still plenty of falls left there!

Because they owned a share of a sizeable plot of land, they owned their house and my grandmothers houses - they're boomers because they lived in essentially a golden time - I joined the work force at 19years old and house prices have raced ahead of my earnings every year since. The point being, my folks have had opportunity galore - I haven't - I've worked solid for 17 years, been sensible with money (trying to diversify with investments) and tried to do the right thing - beleive it or not, the share isa was supposed to yield enough to put down a deposit on a house, good job I started other savings investments too wasn't it? Four years after I joined the work force I was earning £24,000 - a two bedroom end of terrace house was £156,000 - so hopefully, if you're smart you can work the maths out. I have made decissions in life based on what I am doing, not speculating on how 'rich' I could be when parents drop dead - your comment is in poor taste, wind your neck in please.

You're not too far wrong about being afraid - I took share-isa's out in my early 20's, a with profits-policy, and £3500 in Deutche Telekom shares at the start of the Mobile Internet 'boom' that failed to materialise. Share Isa - I put in £7500 it's now worth barely £10,000 in 14 years (would of got more in a savings account) the Deutche Telekom shares are still only worth less then 1/3 of what they were! And the ironically named "with profits" policy matured at a loss.

Grandma didn't pay didly squat under the agreement - council were going to evict her which is why my folks stepped in to secure her home she'd been in for years.

Everyone knows what the solution is, let the free market do what it needs to do - and that's correct!

Let me clarify. I can get a mortgage tomorrow, no problem - for a two bedroom flat! I aspire to more at 37 years of age earning a decent salary. So more of a won't buy, then a can't buy.

As per the title, my parents are boomers, I'm 37 years old and have been saving for a house and waiting for the crash since 2001. I've put away just over 100,000 in savings and I have to say, I'm truely fatigued by the props that keep getting shoved under the market - my local authority proudly proclaimed this week that I can borrow my deposit off them if I needed to - tax payer backed deposits, makes me feel sick! So, a small ray of light I guess, my parents purchased my grandmother's house in the late 80's under right to buy for .....£21,500 - a 3 bed terrace in Abbots Langley (Hertfordshire). Not a bad area really - my grandmother has been taken seriously ill and it's unlikely she's going to come home again. They said they will pull the house wall from wall and ceilings to floors and that I can rent from them far cheaper then I rent my 2 bed flat for (£750 perm month). It says alot when you feel that this is now my releif from this insane market - my money stays in our family - the best of evils I guess. So sick of not being able to 'make my way' in life, without becoming a debt-slave.

Well, I've become a believer again - property is just piling on to the market in Watford, Hemel Hempstead, Milton Keynes - just a few areas that I watch - Prices are coming down slower then I'd like - but it's happening. People don't sell up unless they are testing the market or are in serious trouble (loss of employment) or a general change in circumstances - lets not underestimate what over supply does to market prices - if no ones buying then the only action vendors can take is cut prices. A view from my rental life, the fantastic relationship I have with my landlord has enabled my rent to stay static since I moved in 5 years ago. The going rate for a flat in my block now is £825-£850 - I'm paying £750. I visit him at Christmas, take him wine and other little gifts for his elderly mother and I spend an hour chatting about life over a cup of tea and a nice bit of cake Have faith HPC'ers. In my book it's still on and I'm doing just fine as I am.

Seller has come down 23k - job done

If you haven't already done so, get the IMEI (handset serial number) added to the Grey List on his providers network - everytime he 'pops up' anywhere it will report his location via the last cell the handset attached to. If you don't have his IMEI it can be obtained via his CDR's (Call data records) or his billing account information. Police have direct access to this data via the Network Providers Police Liason Unit.

Bottom line, offers are subject to valuation.

My sister put in an offer which was accepted last week - upon mortgage valuation, the bank have said - sorry the £233k asking price is too much, very very maximum £215k - The vendor has turned to my sister and said, can you get the rest of the money - my sister said, sorry did you not hear the bank? It's not worth what you're asking - that doesn't mean you ask us to find the money to bridge the two figures, also it's worth noting that nothing has sold in your street EVER for £233k. The estate agent say the bank is wrong. You couldn't make it up could you?

It's all back up now - major service outage, BH clarifies on the forum.

It's not in anyones interest, who has a mortgage to talk about falling house prices or prices returning to normal. They're all waiting for a miracle, they don't know what form it's going to come in - but it's going to bring about a new climb in property prices. The fact we know that's not actually possible doesn't change anything, one party is going to be right at some point.

That's because she's a spastic.

Richard Harrington - Watford 8. Land and Property Joint ownership of five rented buy-to-let properties 9. Shareholdings (a) Harvington Properties Ltd (a) Shareholdings (property investment) (a) (b.) Eden PLC Wealth Management Snouts in the trough - the lot of them.

To get property at these prices surely the economy has to be layed completely to waste ?

...to be fair, anything to do with GAME just isn't news worthy - out of date model business, getting trounced due to online competition, how they were ever rescued is beyond me! Nothing to see here.

Well I'm in Watford and all the towns around me that are of interest which are: Watford Hemel Harefield St Albans Property is just flooding on to the market again - some of it's been sat there for over a year now. I know us HPCers will hang on to any hope that sanity is going to return, but we know the BoE base rate is de-coupling from mortgage rates again and with all the cuts and problems in the EU and Osborne handing out £10bn loans I can't help but think, tha when I look at my own situation and watching the market in my area - all I do is smile and laugh now, I mean these asking prices against the back drop of what's going on in the world look more and more ridiculous each day - I'm tempted to start putting in 'real offers' on the properties that interest me and when I get the shpiel about my offer being insulting, I will just retort, it's not my offer that's insulting, it's your asking price!

Next breath ... Will they or won't they you bunch of retards!? Link to retarded BBC Reporting .

Unless I have misread (in which I appologise) but as I understand it, you're saying inheritence should be taxed 100% From my perspective that means I would lose a share of my parents house and the house my grandmother lives in at the moment, when my dad bought it off the council during right to buy in the 80's to stop her being put in an old persons flat. As it goes, he didn't know its value would go from £25k to £180k Just to clarify, I rent - at 37 years old with cash in the bank but prices are too over inflated in the south east for me to afford to buy. At the moment, I need them to fall quite significantly so I can afford to buy WITHOUT counting on people dying to settle my debts - however, if they don't fall I'll have to get in to the market before much longer before banks start blowing me out for a mortgage because I'm past peak earning power - when that happens as distateful as you might find it, I'll need someone in my family to 'pop off' in order for me to stand a chance of paying off my mortgage. Ideally, over 3 years houses will fall sharply so I only have to take a small loan and I won't need ANYONE to kick the bucket to get me out of my debt - or I could rent for the rest of my life, which I guess you'll find fits well within your principles.

In that case, I'll come with you when the time comes to see you sign the lot over to charity.

And I'm sure you'd hold this view if you had/have parents who were very well off / still alive and very well off

Another property invetment programme on BBC1 now - FFS! Why oh Why oh Why!?

This bitch is going down hard!