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Everything posted by PeanutButter
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Is our Society in a state of collapse
PeanutButter replied to FANG's topic in House prices and the economy
Growth is a virus. Degrowth. -
That’s the product I was shopping for
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What will collapse next....
PeanutButter replied to TheCountOfNowhere's topic in House prices and the economy
Good. Less flammable Chinese sweatshop tat clothes that influencers throw away after one wear. -
Climate Change,
PeanutButter replied to Gigantic Purple Slug's topic in House prices and the economy
Perhaps all MPs should have a carbon footprint (a term invented by the fossil fuel PR industry) ranking. 7 kids Boris may struggle -
Let me conjecture here that his parents had a bad relationship and he watched it and absorbed it. One of them at least was dysfunctional. So that is what he learned. Here's the key thing, don't hook up in rehab. You cannot rescue another person and they cannot rescue you. You're setting yourselves up for failure. The saddest aspect of this highly personal, edited history is that both his daughters will have watched it unfold and learned the same things he did. Intergenerational damage, same as in the UK.
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Rents have shot up by nearly £100 per month
PeanutButter replied to rollover's topic in House prices and the economy
1300 is what I paid in Putney in 2009 For a 2 bed 🤣 Maybe it's 1300 for a ROOM in a 3 bed? -
Climate Change,
PeanutButter replied to Gigantic Purple Slug's topic in House prices and the economy
It’s easy to point out that any efforts people do won’t make a difference. Buying stuff won’t make a difference. Having way fewer people on the planet, that might make a difference. People don’t like to hear that part. -
Chart link https://amp.theguardian.com/business/2022/may/30/brexit-uk-firms-eu-trade-northern-ireland Curious to know how many of the estimated 500,000 small businesses likely to go under soon voted for this to happen. Oh well, it’s done. No going back, may as well make it steadily worse each week. https://www.theguardian.com/business/2022/may/30/almost-500000-uk-small-businesses-at-risk-of-going-bust-within-weeks
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Is our Society in a state of collapse
PeanutButter replied to FANG's topic in House prices and the economy
Not collapsing at all -
I started checking these rates just under a year ago. They have more than doubled since then. Don't reckon it will make much of an impact on the average person borrowing for the average house - what, I'm guessing borrowing 200k on 250k house? But it should have more impact on London, where the average house sold is 720k, so on the same 20% deposit you're looking at 576k mortgage. 2.5% loan around 2.6k a month vs 1.5% loan around 2.3k a month. Is £300 a month a dramatic difference? Not in light of other London costs but with the energy crisis and cost of living going up it could be enough to make people think twice about spending. Which should in turn cool the SE, and the holiday homes and the BTLs and the regions as it spreads outwards.
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Germany inflation is 7.9%
PeanutButter replied to henry the king's topic in House prices and the economy
Bribe/intimidate the countries that will break away if it rises? -
Lloyds 10 year fix - 2.31 1k fees
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Ran my numbers again today. Remortgaging to 5 year fix 60% LTV. Lloyds 2.45 1.5k fees Leeds 2.51 234 fees TSB 2.54 0 fees
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Is our Society in a state of collapse
PeanutButter replied to FANG's topic in House prices and the economy
Are you pivoting to green? -
Is our Society in a state of collapse
PeanutButter replied to FANG's topic in House prices and the economy
It's bigger than that. -
Climate Change,
PeanutButter replied to Gigantic Purple Slug's topic in House prices and the economy
China is asking for money https://www.wsj.com/amp/articles/climate-finance-china-india-11636039142