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House Price Crash Forum


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Posts posted by PeanutButter

  1. 2 minutes ago, Si1 said:

    The financial industry is full of sharks and hard to understand. So I don't blame people for this.

    Plus owning property is opening discussed by ordinary people. Whereas share portfolios are not. The stock market feels more like gambling, housing genuinely feels safe to the vast majority of people. And it is safe! The UK govt will protect housing until the end, they will choose property owners over every other citizen. 

  2. 6 hours ago, LetsBuild said:

    I do like his channel, he keeps moaning that all his real estate videos are way more popular than his repair videos even though that’s what he set his channel for. 🤣

    YT algorithm now directs away from multiple topic channels, prefers 'clean' channels that stay on one topic. He needs to split channels and link back for sub boosts. 

  3. 38 minutes ago, LetsBuild said:

    Personally, and I know this would probably raise howls of anguish from the left but the NHS needs a deep Beeching style axe on the management side.

    Anecdotally and through glimpses of it whenever I’ve dealt with the NHS it is well beyond broken, which is what I would expect in an organisation that can’t go bust, but has been through decades of bureaucratic empire building with no internal culling process. Hire an independent team of physicists/engineers to do this, then I wouldn’t have a problem with additional cash being injected, because the frontline service - the actual service is pretty good.

    This makes sense. Everyone rises to the exact level of their own incompetence, hence scandal after scandal of MRSA, infant/mothers dying or being injured, forgotten geriatric wards, persecuted whistleblowers. Add to that the natural god-delusion psychology of many doctors and it's a wonder it runs at all. 

    I love the NHS because I don't want to pay stupid money and receive the same or worse level care. Which, let's face it is what our corrupt govt will arrange. 

  4. 14 minutes ago, Patfig said:

    Eat drink be merry enjoy your life pop off long before you become a senile old burden

    :D I love the optimism! The reality is eat, drink, be merry, get dementia or a chronic illness in your 70s, slowly descend into a miserable decrepitude while being kept alive thanks to statins and life prolonging drugs while an economic migrant visits 3 times a day to boil your gruel and wipe your bum.

  5. Just now, Patfig said:

    Aren't most private hospitals located very near to NHS hospitals so if anything goes wrong they can ship you on to the NHS........... or is it a convenience thing for moonlighting NHS staff.

    I can tell you that it took me pre-covid 6 months for a 10min appointment with a specialist who would have seen me next day if I’d had private. :D 

    The speed of paying privately (and I did this 3 years ago without insurance) is phenomenal. They really, really want your money. 

  6. 8 minutes ago, Warlord said:

    I have tried vaping but do not like it.

    I'm not worried about A&E my worry would be for the big C and fat chance of any decent treatment when 5 million are on the waiting list or whatever...

    I think this is something everyone needs to think about!

    Planning ahead is sensible (this is why I want us to discuss climate change related housing issues but I’m not getting anywhere with that!)

    You don’t need to quit, even cutting down a small amount would help. Speaking as someone who watched both parents die from cancer (one GP misdiagnosed, one took 6 weeks in hospital to diagnose) I can confirm you are right to think about it. 

    A private plan should allow you a thorough health assessment annually, good for spotting early signs. You may also be able to have the early screening blood test.

  7. 12 minutes ago, Warlord said:

    The once fabled NHS is screwed. Over 5 million on the waiting lists for treatment or an operation. 

    Simply not good enough despite its laudable aims.

    Heaven help you if you get sick under the current regime.

    This is why I'm seriously thinking of taking out private health insurance.  As a smoker premiums will no doubt be high but I figure it's something I've got to do.

    Anyone got experience with BUPA or any other provider they would like to share? 



    Can you switch to vaping?

    I used Nuffield years ago for tonsillectomy. All good, it was a platinum cover through work. But how does it translate to emergencies? If I rock up at A&E with excellent private cover does it make any difference? I highly doubt they’ll roll out a red carpet. 


  8. https://www.theguardian.com/business/2021/sep/08/rents-outside-london-soaring-at-fastest-rate-on-record-agencies-say

    Private rents outside London are rising at their fastest rate for 13 years, research suggests, as tenants making plans for life post-pandemic compete for properties.

    The property website Zoopla said average rents across the UK outside the capital rose by 5% over the 12 months to the end of July – adding more than £450 to a typical annual rent bill – the biggest increase since its index began in 2008.

  9. https://www.theguardian.com/money/2021/sep/07/uk-house-prices-stamp-duty-august-halifax

    The average UK house price reached a fresh record high in August while annual inflation cooled to a five-month low, after the partial end of the stamp duty holiday in England and Northern Ireland.

    Halifax, one of the country’s biggest mortgage lenders, said the average cost of a property increased by 0.7%, or £1,789, to £262,954, topping the previous peak of £261,642 recorded in May.

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