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House Price Crash Forum


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Everything posted by PeanutButter

  1. Just started this as a post as it signals a very interesting and vital shift in conversation IMO. Population growth is poverty growth is environmental degradation and climate change.
  2. https://www.bbc.co.uk/news/business-47028342 Sadiq likes it
  3. Mayhew, who is part of a team of researchers on a Margaret Pyke Trust project in the Rukiga district of Uganda, said: “What women seem to be wanting is to have better spaced and healthier children so that they can be economically active and plan for good-quality futures for their children that don’t lead to increasing pressures on farmland and bad livelihood practices, which comes with lack of education, so that they’re able to live locally in a more sustainable way through having less pressure on land.”
  4. https://www.theguardian.com/global-development/2021/aug/26/use-your-11bn-climate-fund-to-pay-for-family-planning-uk-told The UK government has been urged to open up its £11bn pot of climate funding to contraception, as research from low-income countries shows a link between poor access to reproductive health services and environmental damage. In a letter to Alok Sharma, president of the UN Cop26 climate conference, an alliance of more than 60 NGOs has called for the funding eligibility rules to be changed to allow projects concerned with removing barriers to reproductive healthcare and girls’ education to access climate funds. The link is obvious, but I'm honestly shocked to see this being discussed when for years any mention of contraception or family planning in developing nations has been decried as racist eugenics. Could the tide be turning (even as the ice melts)?
  5. Drinking from plastic bottles is the opposite of posh these days.
  6. BBQ ideally. Or pan fried with lots of thyme. But I may have to decide between private school or Waitrose halloumi in the future - it's a burden on my soul.
  7. Nope. Fukushima is too recent. ICE vehicles, oil, gas is vast industrialization. If you don't have a problem with air pollution, children with stunted lungs, a huge road network that kills millions of living creatures every day, oil tanker disasters, and entire nations being swallowed by the sea, then I'm bemused to say the least that you object to wind farms.
  8. Can we buy a flat and rent it to my son using his benefits? According to the housing charity Shelter, you can claim housing-related benefits if you pay rent to a relative or former partner but only if you are renting on a commercial basis. The family member doesn’t have to be making a profit from renting to you – so it is possible to charge a lower-than-market-rate rent – but there does have to be a legally binding tenancy agreement in place and the relative does actually have to take on the rights and responsibilities of a landlord.
  9. Top tip if you see flood waters rising: leave. https://www.charlotteobserver.com/news/nation-world/national/article253693223.html
  10. The real trick is having 7 of your 11 children kidnapped for ransom. https://www.reuters.com/article/us-nigeria-education-ransom/desperate-nigerians-sell-homes-and-land-to-free-kidnapped-children-idUSKBN2FP0LG
  11. https://memegenerator.net/instance/85680075/dr-manhattan-i-really-dont-understand-how-some-of-these-people-can-livesurvive-and-have-mortgages-sa
  12. Average UK monthly mortgage payment is around £700. More people own outright than have mortgages. Average London deposit for FTB is 27%.
  13. Mumsnet how much do you earn https://www.mumsnet.com/Talk/work/4148797-how-much-do-you-earn and what is your mortgage payment https://www.mumsnet.com/Talk/am_i_being_unreasonable/3137846-What-is-your-mortgage-payment Loads of threads about it.
  14. Hey Larry, if you read this: Sunak has achieved what his big developer puppetmasters required, more taxpayer money boosting their profits. This will continue until such time as big developers are prevented from owning the governing party.
  15. https://www.theguardian.com/business/nils-pratley-on-finance/2021/aug/24/sunaks-stamp-duty-holiday-hard-to-square-with-levelling-up-rhetoric House prices rose at their fastest annual rate for 17 years in June as buyers scrambled to beat the deadline for the stamp duty threshold being cut to £250,000. Then, as the latest HMRC figures have shown, there was a 63% fall in transactions in July. A further mini boom can be expected in September before the return of stamp duty to its pre-crisis level of £125,000. There are structural factors that mean house prices in Britain are skewed to the upside. This is a small country with a large population and tough planning laws. Add in ultra-low interest rates, strong competition from mortgage lenders and a large dollop of pent-up demand resulting from last spring’s lockdown, and it was obvious the market was going to take off even without a helping hand from the chancellor.
  16. An area I monitor in SE has nothing available for rent of any kind. Over the years there has usually been at least 5 various properties as a baseline. Very strange.
  17. Over-65s account for almost half of UK housing wealth Old homeowner dies without having incurred huge care costs. Been mortgage free for decades and bought the big family house in the days of yore. 2-4 kids (families were bigger in those generations) Sells for between 250k and 900k? You can't tell me that the post-tax lump sums aren't trickling down and funding kids and grandkids' mortgages. One house, we might be looking at spawning half a dozen deposits.
  18. https://www.bbc.co.uk/news/uk-42966047 The claim: The cost of childcare in the UK is the highest in the world. Reality Check verdict: Yes, according to the OECD, but only when the cost of childcare is applied to a specific demographic - in this case, a relatively well-off couple.
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