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House Price Crash Forum

winkie

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Everything posted by winkie

  1. No, fills up the news with non sense......nobody cares.......don't want to face, talk or solve real problems.
  2. Some take out well more than they ever put in, others get paid more than they are worth..... entitlement innit.....always those that have plenty more than enough, are those that want plenty more......
  3. We spend money on different things and in different ways.....no judgement, but some things that spend money on can see......other things do not see, do not know where it goes, nothing to show for it.....
  4. Price discovery can be anything want it to be.....10 times gross annual income, no proof required, interest only, 40 year terms or even intergenerational mortgages @ 2%.......what would discover from that?
  5. Low interest rates encourages the take up of more debt (inflation)......only some will have access to......winners take it all.
  6. Of course it is......people's savings built up over a lifetime of work that once used to have buying power have been devalued and can only buy a fraction of what they once could.....tax is higher on everything that is bought, 20% vat on £50 is less than 20% on £100....... freezing the personal allowances for years means paying more tax every year. Housing and rent increases with no cap or stability, no security will eat up more income each year, money that will never see and can never spend.....enough to make some go on the bottle......no way, no stake, no hope.... When all in the boat together relative poverty is fine, we can then compare ourselves with others just like us.......huge growing inequality will make some feel different to others, a failure.....tell anyone they are a failure and useless enough times without offering practical help and that is exactly what they become.....live up to their name.
  7. Why did women get a state pension at 60 and men 65, historically how much was that pension was it less than what men got......many women then didn't work and if they did they were paid less, and if they did work they were not allowed into their work pension schemes....making pensions equal was good 65 for both sexes as long as the amount, terms and conditions equal as well, like for like.......just drawing a line and dropping or removing five years of pension without notification in writing to all affected people was wrong, perhaps giving suggestions on how to make up the loss. It should have been tapered over the years to now 66 and 67......70? till nobody gets a state pension because the country can't afford it?.......don't expect a thing from them, then anything do get will be a bonus.
  8. Nobody should, and the best of luck and health to them, to everyone whatever age they are.
  9. News today......chard, the leafy green vegetable. https://www.thetimes.co.uk/article/chard-somerset-house-sales-increase-double-98s573ghl
  10. Just another thing a large section of society have not benefited from, nothing this government has done has improved life, improved well being, lowered stress or given people, children a d young people stability or better security......just taken what once worked well away.....no surprises there. What have they done with all the money we have paid them over a lifetime of work?
  11. So much money is wasted by not consulting, listening .......just doing something at great expense to pay to undo it again because the majority of people do not benefit from it, the decision makes must have done, that is why they did it.....council put road humps in a long wide residential road, hardly anyone would cross as no reason to......months later took them all out again, what a waste......easy to spend/waste other people's money.
  12. Not everyone thankfully lives in towns, but they do have to drive to visit towns.......drive,park and ride....
  13. Their loss.....the community's loss, the country's loss......don't buy anywhere where they obviously no longer want you.......get out.
  14. Those that have no possibility of buying in the city they were born and place where they work have ' bought for cash' a property in a cheaper area to let out, they own but they do not live in the home they own......
  15. Low traffic neighbourhoods...... nightmare, diverting traffic and noise and pollution into poorer roads.....takes three times longer, three times as much pollution to get anywhere.....better out of it, freedom, know when no longer wanted.
  16. No they will not take it but they will tax it to death......how can an older ford fiesta, well looked after, low mileage, drives well high mpg under 1000cc clean because passed MOT emission test be nearly £400 car tax a year?......
  17. Lots of empty homes near me.......one or two falling into disrepair......many reasons why nobody living in them......would be plenty more real homes for local people if those in power cared enough and tweaked it to discourage this behaviour...... They won't because they simply don't care.
  18. Brexit not stopping people travelling on holiday to places in Europe......more people travelling short haul flights, but also from long haul destinations. https://www.surinenglish.com/malaga/malaga-city/malaga-airport-costa-del-sol-record-summer-20240319183051-nt.html
  19. List some of the vast majority of stuff that is improving then, improving for you, what can you actually see that is getting better?.....always talking the talk, there are many that can only see deterioration of stuff, services and choices even life......if was a graph quality of life would be on a downwards path.....went up, plateaued and now receding.....back to the beginning.
  20. Inflation still too high......not surprising has fallen when people getting less for the money they do spend and are also not spending or prepared to borrow at cost to buy......there are those with plenty of surplus funds from inflation beating incomes, what are they doing with the money? where are they putting it? Is all of it being spent in the UK?......it is the majority who are suffering from higher taxes via fiscal drag, and inflation causing them to pay more VAT and duty....inflation under 3% in other places.
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