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waitingandsaving

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Everything posted by waitingandsaving

  1. No offence, but hen a new tenant starts, they won't know that about you. It could well be that they've moved from a tenancy th a LL who does let themself in whenever they fancy, and wants to protect themselves from it this time around. I'd love my agent to arrange a mutually agreed time, but basically it's when they say they'll come, and if I'm not in, they'll let themselves in. It stinks. If I was moving to a new tenancy, I'd change the locks having read the posts above.
  2. This would be a reasonable argument, my agency would want spare keys to the new locks, so it won't keep them out..
  3. Sending you sympathy! Our agents sent a fairly similar letter once, stating that they'll come every 6 months on the 1st Tuesday of the month, if we're not in, they'll let themselves in. There's no reminder near the time. It's pants, and at one point it was every 3 months, Although the inspector (a scrutiny little oik, who I'm very tired of, some people have more power bestowed upon them than is sensible...) doesn't always bother to turn up, which narks me considerably, and I wonder if he turns up at a different time instead.... They're probably doing it every 3 months for the first year, th
  4. Middle classes have become the deserving poor This one is from the Independent, is better written, and I have genuine sympathy and concerns for Darcey and Tarquin's Christmas this year - life is tough for the children of an Alpaca Teatowel seller you know...
  5. Woah! Didn't think my throwaway comment would rile quite this much! My main experience was with one house in particular that we put a fair but under asking offer. The EA recommended us as the best option as we wanted a family home, and the seller had considerable emotional attachment to the place, and didn't want it to go to a developer/property investor... But in the end it turned out that the sentimentality about the place was easy to put aside once the money rolled in... I'm not bitter about it, but I do rather hope the place gets completely gutted, painted magnolia and BTLed! Edit: and
  6. Round our way, a lot of these are more likely to be elderly people moving out for one reason or the other. I'd hoped that maybe these would go for fair prices, as they invariably need modernisation, and there's no requirement for a certain price to be reached as there isn't another house purchase dependent on it.... I was very wrong. The people selling them are those boomers again, who think prices are sky high, but also have strong emotional connections to the properties, as invariably, they grew up in them, so can see nothing wrong with them, and think they're worth every penny the EA said
  7. While under 35s developments are a completely new concept to me, I can see the benefits. When I was very young, my parents moved towns, and we moved into a new development of houses, as did many other similarly aged young families. I grew up playing with other children of a similar age, running between each others back gardens, and houses for play time, and there was also a large grass area that the houses were built around, providing a safe general play area. Anyone that was a tiny bit old and grumpy would have looked at the place and ruled it out straightaway (apart from, maybe Mr Saville.
  8. We're in this position. We're on a rolling AST. We've been here a long time, and have always paid the rent. The place is inspected every 6 months. The summer inspection, I knew I was pregnant, but it was less than 12 weeks along, so I decided not to tell them at that point. About a month later, the shower broke, it was the height of summer, and we played the pregnancy card with the person on the phone from the Letting Agent that was dealing with it - so technically, at that point, I told someone, but not in an "official" way. I was probably at the hospital giving birth for the winter inspecti
  9. Yes, I've heard this one too... A couple of people I know talk about 10% off being a standard expectation. They're both mid sixties, and haven't really bought property for a while. (One bought about 5 years ago with cash, it was a doer upper, and I'm hoping that he got a better deal than 10% off...)
  10. Congratulations! It really is a game changer! I don't know that I had the best experiance of the NHS when giving birth (especially the mid wife who said we could discuss pain relief after my contraction, but would leave the room every time I was about to finish a contraction... I was thankful that her shift finished, and a different midwife did the actual delivery - of course, by which time any pain relief wasn't an option!) For the time being, sleep when they sleep if you can (and make sure Mummy does too...) the laundry and cleaning etc will keep. You can always ask a visiting adorer to
  11. You know, if I was flogging my house for £2m, I'll want the EA to take photos of the place that were in focus, and maybe made the house look light and airy, rather than dark and dingy... I think EAs are at the point where they don't want time wasters. We were asked to provide proof of funds before they put the offer in on one place. Even so, saying it blatant and outright is a tad rude,and smacks a little bit of desperation.
  12. I've had similar ish conversations recently - friends who bought 2005-2007 with a small deposit are now pretty stuck in their houses... Oldsport - I think it's the not being able to get a mortgage - if you bought a 200k place with a 5% deposit, chances are the amount still owed on the property means you'd be in -ive equity if you sold it. Unless you've got the spare cash to make up the difference needed to cover the -ive equity, and also the extra deposit proprtion that the bank will now want, you're pretty stymied, and stuck in your smaller than you'd like house.
  13. It also takes an age for an old person to do the washing up, and they do it 3 times a day, it uses up a sizeable chunk of the day. For some in their vintage years this may be a good thing - nice warm water, and something to fill the day with, for others, who maybe want to do the gardening, or go and help serve the elderly at the local luncheon club, then a dishwasher is a great time saver.
  14. I have no plan to do that at the moment. If they mess about, then obviously it would be tempting.... I aim to be fair, reasonable, and professional - I wouldn't want someone to do it to me!
  15. Only saw the second half, but you're right, the other family, it all seemed a bit odd. Selling your Porshe anf getting £5k for it is a drop in the ocean - especially whwn you're probably going to have to replace it with something (maybe they made £5k after buying the replacement?) What I did like though were Beaney's serious concerns about going over budget - she may have joked about selling kidneys with them, but the voice over stressed that being in more debt than you planned to be in can have it's problems. Admittedly, she didn't go into the options (stress, divorce, bailiffs, etc) but th
  16. Agreed! Brisket is my favourite - brown the meat, carrots, onions, celery, couple of tins of toms, stock cube, coriander, cumin, brown sugar, sweet smoked paprika.... In the oven on low for a sunday morning. Like you say, always a hit. Leftovers (I always make enough for leftovers) go to make a pasta sauce the Monday (plenty of the sauce, not so much of the meat, add some herbs and a slug of wine if there's some open) and then on the Wednesday (we have a brisket break on the Tuesday!) the meat and what's left of the sauce get some chipotle and some kidney beans and it's a super tasty chilli wi
  17. Thanks Matt! still waiting for all the paperwork to be dealt with... Think the vendors are in a spot of financial bother, and I think they're going to try and get as much as poss out of us.... We're prepared to pay the minimum amount to get the house, without them saying that it's not worth the sale. Thing is, they need to move, they've got themselves over a barrel, and quite frankly, we're their best prospect. So, hopefully, it should go through smoothly.
  18. Congratulations! Hope all goes smoothly. We're in a similar position. We've had an offer accepted on a property (Couple in early 60s looking to downsize, they're moving into rented while they decide what they want to do, so it should be a fairly quick and straightforward sale). They said they wanted to move fairly quickly, so we were in a good position. The house needs some work - its not been well maintained, but it's a fair size, on a good size plot, in a location we're happy with. We too, are glad we skipped the initial rungs of the ladder. We see friends who've bought 8 years ago or so,
  19. Channel 4 next Monday - dispatches, the secrets of Poundland Link to dispatches
  20. Linking in to another threads topic, there was just a trailer for a dispatches programme on monday about Poundland, and whether it really is good value... HPC, as always are on the ball!
  21. Watching at the moment, there's a couple in Bristol... They tried to sell to move up, but didn't sell Beany basically said thy could have sold for less, but it would have put thm in negative equity, the couple agreed, and said they weren't prepared to sell for less than they bought it for. They've remortgaged to get an extra £30k, and a parent has given them another £5k so they can extend into the basement... I thought they made no bones about the situation they were in.
  22. Stock up on maple syrup too $30 million maple syrup stolen
  23. I'm starting to think my money might be safer in a building than in a bank too.... It's a scary prospect to finally take the plunge! However, that's a sturdy discount you've got there, and if it's a house you can see being happy in, then go for it! You're buying a home, not a property that you're renting out, or planning on flipping. Paint it, make it yours, make memories, enjoy! Congratulations!
  24. Yes! This! Where did they live before? Why did they move? To get away from their friends and family? Why weren't these things a consideration when they moved into the we build? Or were they just overwhelmed with joy at the thought of twigs, chandeliers and excessive numbers of toilet to clean his sprinkle off?
  25. Here in Norwich, you get referred to the Food bank by social/Health workers etc. A common example is when the benefits agency think they need to investigate your situation - they don't continue benefits while investigating, but stop your benefits till they're done. This puts people in genuine need in a real pickle. (trust me, I'm all up in arms about benefits cheats, and role that don't need them eyc, but once in a while some people get really stymied... ) The food bank round here make up boxes that contain enough food to get you through 3 days. They have a specific list of food, to help th
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