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About esmerelda

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    HPC Poster
  1. Well hello catara..long time no speak!!! still have the place in asilah & its washing its face although occupancy has been down this year by about 25% on the previous year....but there is no doubt that construction on the atlantic strip from Tangier south to asilah has slowed or stopped on a couple of sites...this is just from my own observation on various trips over in the past year you understand. Tanjah Beach does still look as though its moving ahead. Did go down to azemmour just south of casablanca....saw El Mazagan...this is development by Sol Kerzner....the Sun City guy. I dont t
  2. Yes we came close to a similar experience when we finished renovating our place in Morocco & we wanted toi hold a big party as a thank you for all the workers & our friends....luckily we were warned & ended up having a big workers party with lots of nice food & just a couple of our friends first....the workers felt is was more their bash....then we had another party for our mates & invited them all again....& just their boss turned up for about an hour...so honour was satisfied on all sides...so many cultural reasons for that...too many to go into on this forum!!!
  3. Just to balance out Tim's viewpoint a bit if I may..... Yes there are some sharks and shysters...BUT....when we first went o buy an apratment we favoured a resale being sold by an english couple...they had us jumping through hoops to arrange financing in 6 weeks...only to pull out of the sale 30 minutes before we were due at the solicitors to sign everything. We were devastated...& as it was at the end of the season Kalkan was closing down around us whilst this was going on. Being very small place then...word quickly got around...(probably cos I was in bits in the mddle of the old town by
  4. Well I can try but I'm no expert!!!...prices in 2002 average in kalkan between £38,000 & £45,000 but these were predominantly resale as there weren't many apartments available in Kalkan then & the internal finishes were very variable. One of the first of the new wave of off plan apartments was Begonville gardens - starting prices there were from £40-55,000 (reflecting ground floor, first floor & duplex penthouse variables). floor area for apartments were approx 70m2 with duplex having double that but with a 2nd floor with restricted head height. Pool shared between 3 apartments
  5. Does anyone know of any mortgage lender that will take into account equity on overseas properties (these are not offplan). Specifically in Turkey & Morocco.?
  6. woah no...i am not a spammer & that's my reply up there to the original enquiry - check out the date - the original query was last year...... now as to the response offering mortgages today...altogether now...spam spam spam!!!!
  7. Well I would say, drop your price in today's market but that's not too helpful is it!!! the usual way to "add value" is to add space, but in a 2 bed flat I am assuming you have no way to expand!! Similarly it is unlikely that upgrading bathroom /kitchen would be worthwhile given the overall value. So you are looking at how you "present "the property. Make sure that you are happy with the EA's photos & general description....think about what is was that made you buy it...& focus on making sure that is communicated. Who is your market for this? young professional or older person? Th
  8. I'm a bit puzzled about this Tangier Hustle business....having done Tarifa/Tanger trip over a dozen times in the last couple of years I can honestly say that the maximum "hustle" or "harassement" I have had has been from one porter that kept trying to take my bag for me ...but even that was a max of 3 attempts before he gave up! Yes there's a bit of argy bargy at the taxi "rank" but that usually resolves itself inside of a few minutes. And this is about an equal split of my travelling with my husband and solo. I would say if you're not driving,...the worst bit is the mad rush to get to passpo
  9. Thank you for your quick responses... petrodollar, my parents would die of shame before taking a government handout which they view us charity....it's a generational thing! Please understand the amount of money is not their sole source of income but could make a difference to my mother's quality of life if something were to happen to my father. Bearsrus, yes they transferred their home to us several years ago for just that reason. I will look at the 6k issue but I want them to be as independent as they can for as long as possible but I will discuss this with them. many thanks for the sugg
  10. I would like to ask this forum's assistance if I may. My parents are 80 & have £30,000 total over 2 separate Lloyds ISAs fixed at 6% that I set up for them last year. I know it is probably not much to some of you guys on this forum but it is their emergency fund. I need to find somewhere to stash this for next year that will protect them from inflation but will be absolutely safe. I am reluctant to tie this up for a fixed period now as, if anything were to happen to my father, my mother would need to be able to access this to generate some income to top up her pension. The top ISA I ca
  11. As an agent selling exclusively in Morocco you came onto this forum expecting positive feedback?????? : Seriously....Whilst the Moroccan local market is not as exposed to the credit crunch factors as the western markets, the people that buy properties, particularly the off plans that have spring up everywhere, are foreigners & they have been impacted & so I would expect to see withdrawals of those that have placed deposits only and a general fall off of interest until we have got through this cycle. Because of the sheer length of time it can take local developers to get all the permi
  12. OK I appeal to all you peeps that are much more tuned into markets, commodities etc than me.... I always understood that a prudent saver should have a spread of assets: property, shares, bonds with a small percentage in gold. The reason for this (I thought) was if one asset class tanked, it would be balanced by the others. SO..my question is (& please forgive my naivety here).... given the current economic situation - with both property & shares tanking big style & people worried about their own bank being secure home for their savings....why hasn't gold price gone ZOOMING up
  13. Just a point here....the potential World Cup visitors are made up of people who probably have not visited SA before...they will get their opinions from reported news. Therefore the previous poster's views are quite valid in the light of some of your previous comments are they not? Whilst I applaud your devotion to your mother country, I note that you yourself are not domiciled there. I also simply do not understand how you think one sporting event can turn around the incredibly difficult social situations that SA faces. You CANNOT deny the high levels of crime, corruption and disease that app
  14. Thank you to Paddy for a very clear exposition, most useful - & I wouldn;t feel you have to invest yourself to comment on market conditions in a country that you are living in---your comments were reasoned & I for one welcomed them. My thanks to McLuis for your clarifying your comments and providing the information I was looking for....
  15. Macluis - I have been reading your comments with interest but as you are a relatively new poster it would be interesting to understand your background to enable us to set your comments in context. Are you a moroccan person or have some connection with that country? Whilst I take on board SOME of what you are saying - you are painting a very bleak picture - which does not chime with our own experiences in morocco over the last couple of years, so I would be interested in understanding where some of your more extreme comments are coming from. For example you mention "neocolonialism" driving r
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