Ex-Overseas Landlord
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Abolish Sunday Trading Laws
Ex-Overseas Landlord replied to Wurzel Of Highbridge's topic in Current affairs
I've lived in southern Germany for the last 10 years where they still have strict Sunday trading laws. When I first moved here I've got to admit that I missed the ability to go out and shop on a Sunday (and also Bank Holidays), but now I've gotten used to planning ahead. There are occasions when you run out of some basic groceries which can be annoying, but on the whole people here tend to take the opportunity to spend more family time together, go for walks, unwind, etc. Having experienced both sides of the argument I think I prefer the German way. -
German Property
Ex-Overseas Landlord replied to guitarman001's topic in Overseas property investment
For the plot -
German Property
Ex-Overseas Landlord replied to guitarman001's topic in Overseas property investment
After 7 years of living in Germany (near Munich) we're taking the plunge and having a house built. I can confirm that the Munich area is effing expensive (we paid 765€/m2) but we are settled here and know that we'll be getting a good quality, well insulated house for our cash unlike some of the new build houses I see when we occasionally visit the UK, The whole process of buying is quite expensive though and a lot of red tape to get through which can be tough if your German isn't fluent. -
Carpetright Profit Warning
Ex-Overseas Landlord replied to Ash4781's topic in House prices and the economy
I thought that they had a rug-ged business model........ -
Halifax Hpi September 2010 -3.6%!
Ex-Overseas Landlord replied to Pent Up's topic in House prices and the economy
Hmmmm First the BBC headline was "UK house prices slide 3.6% in September, Halifax says" Then: "UK house prices plunge 3.6% in September, Halifax says" Now its a rather modest: "UK house prices fell 3.6% in September, Halifax says" -
Halifax Hpi September 2010 -3.6%!
Ex-Overseas Landlord replied to Pent Up's topic in House prices and the economy
BBC have now changed the headline from "UK house prices slide 3.6% in September, Halifax says" to "UK house prices plunge 3.6% in September, Halifax says Oh dear........... -
Wall Street Dealer Is From The Future
Ex-Overseas Landlord replied to 1929crash's topic in House prices and the economy
Here's Wikipeadia's take on it -
Left to move to Germany for my wife's short term contract 5 years ago. Sold up in the 2 years ago after realising that things were looking like they were rapidly going downhill in the UK. The wife accepted a permanent contract and is now expecting our first child and I have to be honest that I would rather bring a child into the world in Germany than the UK I am always keeping an eye on what's happening back home but I cannot foresee moving back in the next 2-4 years due to the UK going through very bad times. We may never come back but we'll have to wait and see if things ever improve.
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It's Over, It's All Over
Ex-Overseas Landlord replied to ?...!'s topic in House prices and the economy
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Halifax House Prices
Ex-Overseas Landlord replied to Ex-Overseas Landlord's topic in House prices and the economy
I didn't notice that! Thanks for pointing it out. Anyone got any guesses for how big the falls are going to be? (I would set up a poll but haven't the time!) -
According to the Forex Factory , the Halifax HPI figures were due out at 4am this morning. Has anyone seen these yet? Link: http://www.hbosplc.com/economy/includes/09...ptember2008.pdf
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The B&b Sinking Ship Sweepstakes
Ex-Overseas Landlord replied to JohnnyB's topic in House prices and the economy
I was expecting options of 12pm 1pm 2pm 3pm 4pm! -
Property Ladder Tonight 28 May
Ex-Overseas Landlord replied to Oxfordite's topic in House prices and the economy
During the programme I noticed a street sign for St Albans Place and if you check on Ourproperty.co.uk (Postcode N1 0NU) the only sale in the last 8 years was in July 2007 and it went for £410,000. If this is the place then it's a bit of a loss for them. What a shame! -
Egg Savings Rate
Ex-Overseas Landlord replied to Bear Goggles's topic in House prices and the economy
We sent a message to Egg yesterday and here's their (rather weak) reply:- Dear **** Sorry to hear you feel this way, the Base Rate Guarantee expired at the end of December 2007. Egg remains committed to the savings market and the Egg Savings Account (Internet) continues to offer one clear and competitive savings rate to all its customers no matter how much is saved. The interest earned with the Egg Savings Account (Internet) is calculated daily and customers have full access to their funds without penalty or notice 24 hours a day, seven days a week. Thanks for your message and if you need to know anything else please just ask, I'm here to help. Regards ****** All our cash has now been withdrawn On similar note, does anybody know of a place to stash sterling when you are not a UK resident? We're currently living and working in Germany and the rates over here are rubbish (3.84% at our local Euro bank) -
Halifax Down For Nov
Ex-Overseas Landlord replied to Andy Jones's topic in House prices and the economy
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2 Years And Counting
Ex-Overseas Landlord replied to dude wheres my house's topic in House prices and the economy
32 years young here The wife and I are living and working in Germany. She has a contract until Dec 2008 and after that we will make a decision on whether to return to the UK or look elsewhere. And I should really have my name changed to EX-Overseas Landlord (How do I do that??) We were renting our UK property to act as a safety net in case we wanted to return, but sold it last year as we didn't want to get stuck with it if/when the market turns. Now we have a nice nest egg and the freedom to go anywhere in the world we want!!! [Oldie: I've changed your display name for you, login name is unchanged. If you weren't serious, let me know and I'll change it back again.] -
Egg Is Still Down?
Ex-Overseas Landlord replied to Montymoore's topic in Cash ISA's and Savings Accounts
It's been down since yesterday evening - I hope it's nothing ominous! I had a look on the Citigroup website and found this Seems to be quite common to go cap in hap to the Central Banks! -
I found this snippet on following one of the links. It appears that the BTL market is being made aware of the reality of the developing situation...........