Universal Credit. in House prices and the economy Posted April 4, 2013 "Universal credit brilliantly deals with the graphs – are you better off or not. But it fails dismally to deal with real people in that a growing number of people do not think just being better off by a few quid is worth working for and want a multiple of their benefit levels How can this be? I thought there were two main points to UC... Firsty to make work pay - seems to be failing on this point. Secondly to bring together all the various benefits to make fraud harder, and caps easier to implement - seems to be failing on this point.