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House Price Crash Forum


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Posts posted by Dylan

  1. I've been in the same place for the last 5 years. In that time I haven't seen or spoken to my landlord, everything is done through the letting agent. We seem to have an unwritten agreement: they leave me alone and I do likewise unless there is a problem. I haven't signed a new contract since the original 12 months expired and the rent is still the same. Quarterly inspections have been once every 2 years and every time I have had a problem - washing machine and boiler have both broken down - it's been resolved within a few days.

    Had a couple of issues a few months ago when someone young and keen joined the LA and tried to get me to sign a renewal (2 month notice period - get lost) and raise the rent ("if you do then I'll move out"; it didn't change), but since then all has been quiet.

  2. I don't think we can read too much into it. This is just one lender anf only a 5% decrease in LTV.

    However in the context of what is supposed to be a new goverment funded credit feast and a full on recovereh I certainly think it is interesting that a significant lender is restricting credit access.

    It's a 50% increase in the deposit required. If you're struggling to save for a deposit that's quite a big deal.

  3. There are customers on Betfair making considerably more than that, think £300K+ a year tax free. They are charged a premium rate as premium customers, they suck a lot of liquidity out of the system and so Betfair wants to make a little more comission to allow these punters to make a very good living. This is all explained to the premium customers and most of them understand and accept this as fair - its a good deal for everyone.

    You can't arb on a single exchange though, can you? They must be placing or laying bets at other bookies at the same time. The risk is always that one half of your arb won't be accepted, leaving you uncovered on the other half.

  4. Our neighbours had a wasps nest at the back of their house and got the pest control people out to spray it. Unfortunately it didn't kill them straight away, so for the next 3 weeks we had dozy no-quite-dead wasps dropping from our ceiling.

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