If you don't mind me asking, is this physical gold you're talking? Where do you trade that isn't subject to a 5% markup/down on the spot price? I've been holding onto a chunk of physical for a few months now, but even after some fairly significant rises from my buying price, the markup that Chard would take haven't made it worth selling.
I need to see at least a 10% rise in gold before I can even start thinking about coming out up. Is there a better way to do this?
Or are your discussions centered around something like GoldMoney, instead, where the markup is (presumably, haven't checked?) lower?