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House Price Crash Forum

numpty

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About numpty

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  1. It is a pity that the view of the public could not have been found out before Cameron went to renegotiate. If the question posed to us was along the lines of “do you authorize the Prime Minister to envoke clause 50 within the next three months” then our Dave would have had serious ammunition to help get better terms
  2. The point to remember is that those who go through the "poor door" pay considerably less in service charges than the others. I am sure those "unfortunate" poor who are able to buy in central London at reduced prices would be complaining if they had to pay £3000 per annum plus in service charges if they had the right to walk through the main entrance.
  3. Attlee was I think our best But in our greatest hour of need I think Churchill was the best as a leader as distinct from a prime minister
  4. In all seriousness, what about a confiscation of say 3% on bank accounts and a charge of 3% on all property values where if you don't pay then interest is applied until eventual sale?
  5. So with all the walls being a giant screen displaying an image to camouflage the building the occupants will be working under artificial light. Will the rents for such accommodation make what must be a very expensive project worthwhile
  6. Don't forget that throughout most of the 20% tax band there is 12% NIC Graduates from next year have a further 9% student loan to repay on earnings above £21k Finally don't forget the compulsory pension scheme could take a few more percentage points from you but in reality you need to save a great deal more All this should get house price inflation off to a good start as most young graduates will have a marginal rate for deductions on earnings over £21k of around 44% If they climb into higher rate tax whilst NIC contributions drop away the student loan and pension contributions won't so they will be paying over 50% in deductions
  7. Don't forget that throughout most of the 20% tax band there is 12% NIC Graduates from next year have a further 9% student loan to repay on earnings above £21k Finally don't forget the compulsory pension scheme could take a few more percentage points from you but in reality you need to save a great deal more All this should get house price inflation off to a good start
  8. Ideal for those who have a colostomy bag,. The bag can be emptied when our shopping or at a friends house, or if push comes to shove down the sink or behind a hedge in a nearby park for those who are not so handicapped a chemical toilet would do the trick. As for the lack of a shower surly a large bucket on the floor and a jug from the kitchen sink would enable you to have a wash to include all of ones private parts.
  9. People who receive compensation whee people who are nor adverse to borrowing So if the receive a lump sum it could well be augmented with a loan to buy a car, it seems logical
  10. OMG I will give MacD's a miss until I get hypnosis to help take away the memory of that video clip Superb post... Truly superb
  11. Most Indexed linked annuities only match the RPI up to about 5% if inflation goes beyond that its tough t1tty
  12. The UK Eurovision entry in 1969 by Lulu Boom Bang a Bang
  13. If a lender is satisfied the potential borrower does own assets then self certification of an income based upon a planned reduction of those investments to give an "income"stream would seem reasonable as would offering interest only. The needs and products for such individual will be different from the main stream
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