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House Price Crash Forum


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About yvonnechristina

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    HPC Poster
  1. Just received ad by email from Bradford and Bingley today....is this a sign that the Bradford & Bingley don't expect great gains in house prices?..for example, does anyone know was this kind of bond on offer 5 years ago? I doubt it... Dear Miss, Are you hoping to cash in on the rise in house prices and want the security of a guaranteed return of capital? If so our new 50/50 Property Bond could be right up your street, with a fantastic savings rate plus a guaranteed capital return, coupled with the potential to gain from any rise in the Halifax House Price Index (HHPI) Watch your saving
  2. Playing the waiting game is frustrating. However, the tide eventually seems to have turned and house prices now seem to be stagnating (at best) and overall are falling in price. I was worried previously about waiting and holding off when at times they were just reaching higher and higher and higher. This pattern now at least seems to have stopped - they appear to have peaked (and are totally unaffordable for the majority of first time buyers). Economic forecasts for the next few years aren't good and it is doubtful that they can be maintained at such levels with first time buyers being pri
  3. Oh no house prices according to that article could just go up and up and up (just like a balloon) - May be it's me but I thought that what goes up must come down....I can't see house prices going up and up and up from this point on. They've already reached their peak in my opinion. Rising unemployment, economic recession is just around the corner. Give it until after Christmas... Although who knows perhaps the price of a house will be 3 trillion pounds next year but if that's the case then who wants one anyhow and just how many would be sold at that price? Better to rent that tie the noo
  4. Best thing that young people can currently do is rent. Who wants to be saddled with a huge debt working your whole life for a crappy 1 bed flat..NO thank you. Renting is getting increasingly affordable. My mum who is a staunch believer in getting on to the property ladder and has sleepless nights that I will forever be without a real home of my own recently tried to convince me that my boyfriend and I would be better off buying a place in London than 'throwing money away' renting.....Until....she did her sums. Then she couldn't believe that in reality anyone who had bought one of the flats
  5. More plop from the great government mouthpiece - The BBC. Even when we reach the point of houses falling 30% - they will still be publishing nonsense to try and keep the market going. The more they try and put a positive spin to cover up the real truth the more obvious it becomes.
  6. If anyone else wants to email the Times to complain another email address is: comment@thetimes.co.uk
  7. Shockingly biased reporting! Have just emailed the Times the following on email: letters@thetimes.co.uk I have to say that I was shocked and stunned to read the Times Article on the UK property market http://property.timesonline.co.uk/article/...31900_2,00.html which purports to take a serious look at the current state of the market. Does the writer of this article perhaps have a substantial property profile? Otherwise, it does beg the question as to why the evidence base is 99.9% based on businesses and organisation's opinions who have vested interests in the property market. Shamefully
  8. Can't believe it - just read this article in Times. Has anyone else seen it? Completely biased reporting. The article focuses on the opinion of 99.9% vested interests....it seems a bit of an insult to Times readers to be writing such utter biased garbage. Editor must have quite a property portfolio I reckon! http://property.timesonline.co.uk/article/...31900_2,00.html
  9. I have worked previously for a local council in their IT department, and was astonished to find that in terms of equipment, that they had more state of the art up to date equipment than I had come across in the private sector. In fact I came across people in IT who because they were managers had bought various new gadgets which weren't really warranted - all at the expense of the tax payer. Also, the local mayor had his own chauffeur - is this really necessary? I think that if one were to look across councils you will find that they are full of people who spend the money because it is there
  10. I have just read a separate post about campaigning/taking action. I love the idea of an overnight campaign in a suitable London area - a London park for example...We could all set up wendy houses and placards. I guess what is also needed is a pressure group web-site. I am all for setting one up - What is probably needed is a group such as this with resources/time to set up and co-ordinate campaigns. I think a march or overnight protest could be best co-ordinated via this site. In terms of contacting groups to establish interest - I am more than willing to do this. Do we have a date?
  11. Great idea re Wendy houses - placards, wendy houses and overnight sleepout/pyjama party to campaign for affordable housing /against homelessness. Getting support and charities such as Shelter etc involved would also be great. How about Hyde Park in London or another London park? Hampstead Heath? We could make it a media orientated event but have some fun in the process!
  12. I think a march is a great idea....and would get publicity. Action is always better than inaction. Yes, this bubble is due to burst. However, with the government coming up with all these new bizarre schemes trying to keep the bubble on the go they need to get a wake up call from disgruntled would be first time buyers in this country and also poverty stricken young struggling hard working families. You could always get people to email to register before the march to ensure a good turn out - I'd be there! Surely housepricecrash could target other groups such as student groups and housing
  13. Working people should naturally be better off than those who can't work or don't work. However, I am not convinced that this is the case in our society. I have seen many cases of women without partners for example with children who have thought about getting jobs or gone back to work - only to find out that they are better off on benefits. Also, I think that the benefit system has swung way too far in the direction of way too much is handed out to groups such as single mothers who basically make a career choice to have a kid so at least they get a type of freedom in being able to move awa
  14. I am no economist so don't really understand the ins and outs of when it is decided to cut interest rates. However I do understand that if you look at economics, life in general etc etc nothing stays the same for ever and that things tend to follow a boom and bust cycle. House prices in this country currently make no sense.....you can keep a situation going for so long but eventually something has to give. The economy is in a state - jobs are going, people have overstretched themselves. Even the government is pulling the plug on public sector jobs which have kept things going for a while
  15. I work in London and have to say that I truly hope that these terrorist attacks are stopped and do not continue. If they continue then London could become like Israel and I can't imagine that there are millions of tourists queuing up to go there. A sustained attack would affect tourism as people don't really want to go to potential danger zones (how many of you have recently booked a holiday to Iraq?). Also it would have an effect on all sorts of business in London - shops, restaurants, cinemas, theatres etc etc. I would also imagine that these terrorist activities will be knocking Londo
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