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maker of things

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Everything posted by maker of things

  1. why? he was an inspiration to me and many like minded industrial design students back in the day who have gone on to create loads of wealth
  2. am from bedford originally (be gentle) so this is interesting news. no way that place in ampthill was ever worth 250k to start with!
  3. no that's not me who saves 80% of take home a month, read post 1 for the clue
  4. I am extremely jealous and happy for you at the same time. Nice one. This has been an inspiration to me. I thought I was saving at a good rate until now (80% of take home!?). Now I will further be "saving up with the Joneses" (keep and use that in future, I thank you!)
  5. just saw this image on the times website and love it! batten down ye hatches folks!
  6. got a mortgage related one from A&L only yesterday - spooky timing
  7. I got this too, thankfully my savings/ISA tied up elsewhere, is only my current account that is there Getting my cash tomorrow morning! Oh, and yesterday I got a letter through the post from A&L offering me a preferential mortgage rate for two years - they are trying to reel in the last few suckers left before it goes belly up?
  8. Yes you are right there are schoolboy economics in this thread. It all starts with a good idea. Only when there is a good idea will someone then invest in it.
  9. one step would be to make design education compulsory in the UK. not just 'design' in terms of the way that something looks as some idiots like to think design is, but from a more 'total design' standpoint like that taught on Brunel design degree courses and the GCSE Technology syllabus. even if students don't choose a design career later on, at least they stand a better chance at seeing the big picture when they enter work - which leads to a culture and economy more conducive toward making/designing/creating things that the smart people on here know is best for all of us.
  10. when to buy? when I can afford a decent detached house in my neck of the woods, on 3.5x salary mortgage. right now this price is about 350k when should be closer to 200k. i'll settle for 250k.
  11. Create a disaster to strike fear into the populace, then lower interest rates and watch the serfs become endebted to you almost overnight. Evil Genius.
  12. Today's Times has a really good article about intergenerational wealth transfer, property prices etc. Has the writer visited this fine virtual establishment I wonder? Because We're Worth It Discuss! I think the writer hits nails on heads in various places well - is good to see this kind of piece getting good presence on the Times' homepage.
  13. 1.6M in council housing already!! and what about relaxing planning rules for private housing? soon enough could we all be in council housing? are NuLab now reeling things in now the bait has been taken?
  14. if house prices crash tomorrow... or any other time... it is likely to be somewhat synchronous with interest rate rises therefore more than that BS £620 figure. what a ridiculous argument.
  15. hi - wanted to say thanks for he info in this thread. i popped into this folder about to start a thread and info was here already. my damp issues are somewhat similar to tormy's, though i have central heating (that isn't great). looking outside the building, some of the outer wall material is different to traditional brickwork - could be a contributor. my $cumbag letting agent is trying the brushoff approach... am now in the process of informing environmental health dept and communicating with letting agent - by fax only...
  16. is based on Tesco wage policy WRT Sunday trading. years ago it wasn't the norm to trade on a Sunday, those who did work could command a premium. now that 'it is the norm to trade on Sundays', workers on new contracts get screwed.
  17. Definitely This. Gov't want to look as though they are 'aware of a situation before it happens' and are 'doing all they can to put right'. Which means highlighting the fact then putting the Bank on the chopping block ready for when the axe falls.
  18. Some interesting quotes in here... its a bit late to be calling for a need to understand links between house prices and spending? Last ditch attempt to 'save the day' prior to the big crash? http://news.bbc.co.uk/1/hi/business/6188305.stm "In reference to the view that interest rates, house prices and inflation influence one and other, the Committee said that in reality the links were not that well understood. "The Committee recommend that the Bank of England undertake extensive research on the link between house prices and consumer spending to establish a better understanding," it said."
  19. http://business.timesonline.co.uk/article/...2508196,00.html Treasury making forecasting mistakes? Who would have thought! http://business.timesonline.co.uk/article/...2508196,00.html Brown ‘hindering Bank’ David Smith, Economics Editor AN influential House of Lords committee is set to slam Gordon Brown this week for making the Bank of England’s job harder. The Lords’ economic-affairs committee, chaired by former Tory cabinet minister Lord Wakeham and including the former chancellors Lord Lawson and Lord Lamont, is expected to say that the Treasury’s forecasting mistakes have complicate
  20. i just downloaded the full 2006 cpi basket list - it is pure comedy! plenty of food items were removed as was the TV licensing fee!
  21. so wrong. nintendo will take some market share from Sony and MS this time round. and nintendo make a profit on every Wii unit sold.
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