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House Price Crash Forum

squeek

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  1. And what if it follows the pattern of Britain, how long was it after the first decline in the rate of growth did we have the crash? Oh yeah, we're still waiting years after. The Ireland market might crash, and it might go negative, but don't post a link to an article about how much it's gone up: and try to make out it's all bad news. There's so much spin on this thread it'll be dizzy for weeks. Just because a lot of the press spin the news to look good doesn't mean you should spin it to look bad. Lets have some measured reporting of stats and figures instead.
  2. Interests rates on my savings went up a few weeks ago, although the new rate doesn't apply to new customers (the rate advertised on the website). I might be a first time buyer in the future and am saving for a deposit, so welcome this rise. However, I think a few of you take the view of 'us' versus 'them' a bit too seriously judging from some of the comments you make. ie how can you go round the office and make comments to people who have one mortgage for their home that they bought in say 97 and not remortgaged. They will always have a smaller mortgage than you, and have paid a lot less for the house than it will be worth in the future. On the other hand if they gloat about their BTL properties or second houses they've bought in the past couple of years then fair enough.
  3. Lets say the house was bought for £70k 20 years ago, and is valued at 650k after all the work having been done on it. If this child inherits the house they wouldn't get get any money. The child wants to keep the house and isn't bothered about getting the £260k tax free, as they just want to keep their family home, they don't happen to have "10 to 20 grand knocking about" (I don't really understand the implication that a lot of people who are 18-21 have this lying about). They can't get a mortgage for the house (40% of 650k - 390k is 156k), so have to sell it. But I'm sure they'd be really happy having no mortgage, if they'd just lost both their parents and their house. Or maybe not.
  4. IHT mainly annoys me from this point of view: Family with a small child, buy horrible house, half falling down with wasteland for garden in nice area. Over years they spend most of their time and money completely rebuilding the house and garden. House is worth fortune now it's finished and house prices have also boomed (ie now). Parents both die, child is now a young adult but hasn't found their feet in the world, can't afford the IHT and loses the family home and parents legacy after watching them put everything into it.
  5. So how come the bad day in NY, didn't equate to a bad day London yesterday? Were the Monkeys not looking?
  6. Strawberries aren't in season yet here in North West England, due to wet and gloomy end of May we've had. I was told they should be about 10-14 days depending on the weather. I only know because I went to pick some on Saturday from a couple of fruit farms.
  7. I'm one of the permenantly withdrawn ones. Although it's interest free, so I just make sure I have enough in the current account to not go over my interest free limit for the next few days and put the rest in the savings account, might as well earn some interest on there money whilst I can.
  8. Seeing as I'm a 25 year old CS graduate I thought I might reply. Here's what IT jobs advertise for: http://www.itjobswatch.co.uk/ As you can see Graduate is never mentioned and Cisco/MS are right at the top. Oh no, what's that I see... If you're going to post such definate opinions you could at least try to do a little research. There are a lot of people in IT who have done it straight out of school by getting experience, and there are some who have done degrees. All the most complex IT jobs in the people I know, such as low level network packet security and dynamic translation of CPU instruction sets are done by graduates.
  9. So you can, sorry, I looked for it, but obviously not in the right place. Thanks.
  10. I use another bulletin board that has options in the User Profile/My Controls to turn off avatars and signatures if the user so wishes. For me the lack of signatures makes a thread more readable, and turning avatars off means the page can load faster sometimes. Just wondering if it might be worth considering implementing this functionality on this board. FYI the board uses simple machines forum, but used to have the functionality on PhpBB through a plugin/addon.
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