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Everything posted by HovelinHove

  1. There are very specific laws that stop them doing this, but they can always try. If you can afford a decent lawyer, they will back off very quickly. Basically it has to be shown that you deliberately deprived the council of assets, and for that to be the case the elderly person concerned would already have to have a diagnosis of a condition that would require care, and the onus is on them to prove it when you come to court. They will try to bully before then though.
  2. They do not force governments to to do anything, but they have a lot of influence over members of governments, and as a result policies suddenly start appearing that were never in manifestos we voted on, but were part of some Davos event. They also have enormous influence in the media and other arenas and therefore are able to have some control over the narrative that drives public opinion…so yes the people might well clamour for it, but they might not have had a fully informed discussion. To your last point, if people really understood what the WEF vision of the future was, I believe the overwhelming majority would be against it. At its heart it advocates for a quasi socialist, centralist, corporatist system where National democracy has very little control over policy any more, and so called “wise councils” make the decisions. They get to define who is wise. It would be a disaster for the world.
  3. Agreed. I saw a house that we really liked last summer that went pretty quickly, maybe in 2 weeks. yesterday, 9 months after being taken off, it reappeared on rightmove. SD deadline now in the rear view mirror from a practical perspective, so they may now have to drop their price.
  4. Yes, I got a fair price, 7% below asking but they were expecting way too much. A couple of others had softened them up first with lowball offers, probably developers who realised the amount of work needed doing and lack of ability to turn a profit at their asking price. We want to live there, so are less concerned about profit. Having said that we will need to spend 70-100k to get it where we want it and continue renting in the process, but it will be to our spec and design, so worth it.
  5. It’s the way ahead. I am buying a probate house. It’s not wickedly cheap, but it’s a fair price…needs a complete renovation, but no one in a chain. Still taking forever to complete though.
  6. I understand what you are saying about the inevitability of it, and like you, I have had my day with the travel thing, but what is happening is deliberate, not led by market forces, or depletion of resources. It is the intentionality of it by TPTB without democratic input out of an arrogant belief in their greater wisdom than ours that is utterly evil. Ironically, in some ways I agree with them…after the past year, more than any other in my life, I have come to understand the limited abilities of people to process information and instead only to respond to emotion. However, neither do I trust in the people that are driving this agenda and enforcing their understanding of reality on everyone else. They are making June feel like November.
  7. Yep. People don’t need to be told what to do…if they have knowledge they will act accordingly. I have stopped wearing my mask in shops etc now, and noticed that many others are doing the same. It’s nonsense now.
  8. Well we never tried, so we will never know and we are left with a vast ocean of debt, a year of lost experiences, health check ups, education, travel and all so that we could a few months of life to the very elderly. I despair at the idocy of my fellow countrymen.
  9. What the data showed is that most people started self isolating before lockdown anyway. Giving strong advice, a few restrictions on large events etc, insisting on the most vulnerable not going out, and that would have worked just fine. It was always presented as a false dichotomy of lockdown or let it rip, and I believe deliberately so, but there was always a middle way.
  10. Yes, I have friends who were at breaking point over the winter because of wild toddlers while they are trying to work etc. Others who have picked up a very nasty alcohol problem and so on. There should have been a proper cost/benefit analysis performed and then presented to the public…but if that had occurred they would never have locked down because very quickly it would have become obvious that the equation was wildly imbalanced. I am very lucky in my circumstances, so haven’t been too badly affected, but from my sense of frustration as a scientist at observing the insanity of it all, it has been a truly horrible experience.
  11. Are you talking about the 82 year olds...they aren't the greatest generation, they are the children of the greatest generation. Their parents did all the heavy lifting.
  12. On a separate note, you don't regard the Great Reset agenda intentionally destructive to those from the middle and lower classes who enjoyed things like foreign travel etc in life pre-lockdown?
  13. As we know, there is more going on to this anything to do with logic.
  14. Lockdowns delay deaths, I wouldn’t dispute that, but it is the risk benefit ratio of lockdowns that I have always been against. We stole a year of full living from 65 million people to add a few months of life to a few hundred thousand elderly, at the same time spending about 1 million pounds of public money for each of those lives. That was a terrible terrible choice.
  15. That’s your choice, but I didn’t choose this and wouldn’t…you are approving the robbing of my freedoms and the missed opportunities etc that I would have had this year, and no I would not forego those so a very elderly person could spend another 3 months watching telly in an old peoples home. It is their time to go, and mine to live, as is the same for millions of others. You volunteering to suffer in the way you have has not saved one life, you are not thinking about the aggregate cost to humanity of lockdown. Multiply your suffering by millions, and that is just one element of the price that we have paid. Moreover, there a few assumptions in what I say, I am using facts, and I was saying the same thing this time last year, only then we hadn’t spent the money then. I have to present data to NICE, and in general a drug isn’t approved in our country if it costs more than 30k per quality adjusted life year. According to ONS data (not an assumption, data), the average age of death is 82 with COVID, which is roughly the same as the normal age of death, but lets say there is a years difference. Even prof Fergusson’s worst prediction was 500k. 100-150k have died of COVID directly, that means that at best lockdown saved 400k lives. It is quite simply a fact that the UK government borrowed 400 billion last year to cover the costs of lockdown and to Pat people to do nothing. 400 billion divided by 400k us 1 million. So that is 1 million pound per life year saved (at the very best). That does not include economic cost, or the tens of millions of quality of life adjusted years lost because we all lived oppressed lives last year. Finally you seem prod of your sacrifice, but you over estimate your contribution. You did not make that sacrifice for hundreds of thousands, you need to take aggregate costs and sacrifices into account. If in total lockdowns saved 400k life years, and 65 million people had to be locked down, each person spent all of that lockdown saving less than one hundredth of a life year. You proud of that?
  16. Another quirk of this is that houses between 300-500 are under most pressure now, and there will be fewer sales of these, and then it is the sub 300s which come under pressure next so you may actually see overal prices drop because the number of higher priced homes slow down for a bit.
  17. No because people need to complete by end of June for the most impacted part of the market, and they would have needed to have made an offer around Easter at the latest. I know because I am in middle of it. No chain, cash and probate sale, but because the system is so clogged up it has taken us 2 months and we still haven’t exchanged. If we don’t get a June completion date we might have to pull out if the buyers aren’t flexible. It’s been a horrid time to buy a house and I wouldn’t have if I wasn’t bleeding money in rent and got a reasonable deal on the house we are buying (not a bargain, just a fair price).
  18. I think we have one more month of MoM this kind of rise from the ONS data with April being pretty crazy, but I suspect things will settle down now after that. YoY will look silly out to August when they started shooting up last year after a bit of a dip. Will only really know where the market is come the autumn.
  19. This speaks to the lack of underlying intrinsic value and that it is entirely based on confidence, and in it being a future store of value which will stay out of the reach of authorities and be readily exchanged into whatever fiat predominates. Neither of these is guaranteed, and therefore it is purely a vehicle for speculation, and the moment that cracks appear in confidence, then it is game over. Gold, gold gold.
  20. Been watching the Bull vs Bear fight on the live charts for a few weeks now. Every time the Bull rally comes, the rally gets smaller, then the selling starts again, going down many multiples of the Bull…confidence is collapsing. It’s over for now. I personally wouldn’t buy until it hits 16k, but I did say that in December! Doh! I am very heavy on large cap gold miners and royalty firms now. I think they will become a natural haven for those who have ben scared off by Bitcoin’s current declines but still want to chase high growth potential. Gold’s day is coming, if it hasn’t already arrived.
  21. Yummy. About time. I have some ETF exposure, but it is fully allocated (not sure I completely believe it). Mostly in miners now that are doing very nicely at the moment. These are a long term hold though…prepared for lots of ups and downs.
  22. It’s quite bizarre how so many don’t even entertain the notion that it might be and buy the BBC or Guardian viewpoint 100%. A Guardian article recently implied that anyone who believed that the Great Reset was a real plan were loopy conspiracy theorists. They were quite literally gaslighting vast swathes of the UK population. Again the tactic is to set up false scenarios and divide and conquer. Many people have not bothered to do the research on the WEF and their agenda so are easily manipulated by the likes of the Guardian and the BBC. They tar everyone with the same brush. So if you understand that the WEF is a private organisation with no official power, that provides a forum for the worlds political, financial and academic elite to gather together and discuss ideas, and that you also can see how these people are influenced at these meetings by ideologies generated outside of the format of democracy, and that because the people are the leaders of governments, corporations and NGOS, that these strategies leak into real life, then you are lumped in with all the Qanon nutters. This means that people who have questioned the motives and methods of the Great Reset are on to something. If they weren’t worried, why would they gaslight the opposition? Anyway, I will be perfectly fine under the Great Reset. I am very much a part of the group of people who will benefit from much of what they would like to see happen. However, I can see where all this ultimately ends, and it is not a good place.
  23. Again, this is a false dichotomy…there is more than 2 choices. Firstly, at some point you would achieve sufficient baseline immunity among the fit and healthy from prior infection that you would be close to some form of herd immunity. This would massively slow future outbreaks and likely reduce their virulence. Secondly, the virus comes and goes in surges, and yes, you ask the elderly and vulnerable to make the sacrifice to self isolate if they wish to avoid getting it…it is insane to ask the rest of society to do it, literally insane, and here’s why: The community IFR from the first strain was 0.4% (if you include hospital and care home deaths it is closer to 0.8%). Now, in a situation where the healthcare system was overwhelmed, which never happened, we never even used the nightingales, the overall IFR would possibly go as high as 1%. Let’s then say than 50 million caught it in the UK, that would have resulted in 500k deaths (still less than the original pandemic plan expectation of 750k). So lockdown certainly delayed the deaths of 350k mostly very elderly and vulnerable people who maybe had 1-2 years left anyway, if that. Lockdown has cost the country well north of 400 billion in direct government spending, and counting. That means that for each of those people it cost us, the taxpayers, the future users of hospital services, or trains, or universities that will now not be so well funded, over 1 million pounds to extend their lives by a year or two at most. By any measure that is totally bonkers. In addition the economy will have lost hundreds of billions more on top of that. Then you have the enormous cost to education of young people, careers destroyed, lost life experiences. Anyone who does not take the whole picture into account is not assessing the risk benefit ratio of lockdowns properly. That is what happened because the public were driven into a state of fear deliberately, and therefore supported disproportionate lockdowns.
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