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House Price Crash Forum


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  1. I suspect house prices will fall slowly over a long period of time, although not nearly as long as the years in which they continued to increase of course. I don't foresee a race in which to sell, and with these new bail in changes, it doesn't feel like a good time to be holding too much cash in the bank.
  2. Prices have gone up across the channel, but we have the 4% cap for the moment. We're a family of four in a good sized, old stone house. At the start of the year our monthly bills were quite a bit higher than 2021, but we realised we had a second fridge we don't use, and we don't always need the boiler on every day, so we brought it down to about 55 euros a month (£47 ish), and have so far consumed 94 euros less over a six month period. I feel for those in the UK who are hit the hardest. When winter comes around the proverbial will really hit the fan, and I don't see 2023 being better.
  3. Agreed, defensive until the 5th article is breached, and there's oh so many ways that could be allowed to happen to justify brutal violence. Check out the speech by Chief of the General Staff of the British Army, Sir Patrick Sanders... No idea who wrote his speech but it mentions brutality, mobilising civilians and he even injects the WEF meme about the 4th industrial revolution.
  4. Myself and the family caught it this year - the kids were bad for a day (not vaccinated), then recovered completely. The wife and I are vaccinated and were bad for about a week, but nothing more than cold like symptons (sore throat, slight cough...). The newer variants do seem to be a lot less harmful. A good friend, my age (younger Gen-X), got it between the 1st and 2nd wave, and ended up in a bad way in hospital for a week, which gave me a healthy respect for the virus. He caught it a second time recently, and no real problems... The measures that were taken seem like a heck of a price to pay. They've also exposed how much certain powers might be able to cajole populations and restrict certain freedoms, and it concerns me how they might use this to manipulate real or perceived catastrophes moving forwards.
  5. It's my understanding that failing banks won't be bailed out anymore, they're be bailed in - if you have savings, you're essentially a creditor, and they can use those funds to keep themselves going. I'm assuming it's only if you have savings above £85,000 (in the case of the UK), and I think it's $250k in the US, but I guess anything's possible.
  6. They're looking to put it offshore, whilst scaling down onshore farms. I can speak to some of the objection and problems caused by windfarms as they're trying to install more of them close to where I live. Firstly these things are noisy, and some of them are built within 500metres of houses. I've stood at these houses and I don't know how they tolerate the mechanical sounds, which get worse each year as the machines get older. They also generate next to no revenue for the local communes. Our mayor was shown up in the newspaper when he claimed how many thousands the existing ones were bringing in for the commune, but the evidence showed it was peanuts (literally 100 - 200 euros a year, once everyone had taken their cut!). Where I live there's little wind, so most of the time they're not moving. There are farmers eager to have them installed as they get paid each year, but what they don't get told is the companies deliberately fold after a period of time, leaving the costs of dismantling to the land owner, and the costs are astronomical, so I reckon in the future they'll be a graveyard of these things left to rust, with huge amounts of concrete stuck in the ground. Generally the French aren't happy with them, that's why they're scaling back with putting them on land, and looking to offshore, but again it's inevitably upsetting people. One proposal that was going to go ahead was in a part of Brittany, that gets tourists and is quite scenic and used by the fisherman. Turns out there were Italian mafia behind it, and corrupt officials in France.
  7. I agree in that whatever course of action we take, it has a terrible impact somewhere in the world. At present the UK is exporting billions of litres of petrol to the US, so there's currently no shortage. France might once have been more favourable to renewables, but the focus turned to nuclear. By 2050 they will construct up to 14 new-generation reactors and a fleet of smaller nuclear plants, it will help offset those plants that are nearing the end of their life cycle. Renewables continue, but they realise people are not in favour of windfarms, and they are being scaled back a little more. I've noticed an increase in solar panels installed to supermarket car park roofs, and large agricultural barns, but renewable energy makes up a tiny percentage in relation to that of nuclear. It's also unreliable.
  8. I have to disagree, the mining of minerals to make these batteries is an ecological disaster in developing countries. The push to get everybody on electric would be devastating, and how much power are recyclables really going to deliver when everybody needs to be forever charging their vehicles? https://www.gridwatch.templar.co.uk/ As the infrastructure already exists with nuclear, which is mostly state owned, meaning they've been able to cap the fees at 4%, there's time in hand to construct more for the future. It's arguably cleaner than renewables too. They don't get everything right of course, but the French are more proactive than retroactive, on issues such as food production, power, public transport, healthcare etc.
  9. Where I live most people do not have any spare money, and drive old cars. There's no public transport, and a car is a necessity. My wife for example has a long commute to get to the office. There's no possibility of using public transport to get there and no chance she could work from home. We should be using these older vehicles not taking them out of circulation. It's not exactly environmental to scrap a functioning car to build a new one. The batteries aren't exactly environmental friendly - the mining of the parts, powering using whatever energy is being used at the time (fossil fuel, nuclear etc), they can't cover large distances easily, the infrastructure isn't there to support it, and the batteries are very expensive. I'm glad that over the channel we have nuclear energy, and they are building more plants too. Some of the windfarm projects here are funded by mafia money; there's a lot of corruption involved
  10. Sounds like it wont''affect you much, but for others, these sacrifices are forced upon them and wreak misery. I'm not talking about those who want their cheap holiday flights abroad, but just ordinary people trying to get to work, or living in areas where public transport doesn't exist or is incredibly impractical.
  11. If they don't have enough animal manure for alternative fertiliser, I seriously doubt they can extract enough urine from people. If you're on medication it's not recommended though. Incidentally it's an age old thing. Many gardeners pee on their compost (although I'm sure plenty won't admit it), as it's high in nitrogen. It's something I do! I haven't taken it to the level of humanure yet, but if you're doing that right, there's nothing wrong with it.
  12. Clearly the Bank of England Governor Andrew Bailey's advice has fallen on deaf ears. Hard to take advice from someone who makes over half a million a year.
  13. Some of them are bats**t crazy. Check out Yuval Noah Harari (a member and speaker at the WEF), an Israeli public intellectual, historian and a professor in the Department of History at the Hebrew University of Jerusalem. He believes in hacking human beings, allowing elites to re-engineer life. He seems to have a very poor grasp on what it is to be human... A lot of WEF members seem to share these strange traits, so wrapped up in their little egotistical bubbles that they appear incapable of empathy or open to seeing different points of view. Ultimately it is their lack of understanding that will doom them to failure, but let's hope they don't cause a lot of misery in the meanwhile.
  14. Across the channel Hyper-U have a big sign up saying 3 bottles of oil per customer. Still a reasonable amount available, but not so much in terms of cooking oil (which I don't really use anyway). Also you can't seem to get mustard for love nor money - I think they had a bad harvest. Luckily I started growing my own mustard seeds a little while back. A few things have hiked up in price, but for the moment, it's mostly pretty stable.
  15. For sure, the planet and life will outlive humans, and there's always the tardigrades and fungi spores which can survive the vaccum of space. I don't foresee a scenario where all human life is wiped out... Just making the point that history repeats itself, and if we've made it all these millions of years, I don't think we're done for yet, although if you read the news you'd think it was on the cards. Those in control do seem hell bent on magnifying the problems though - sacrifice the children of today for the children of tomorrow.
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