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2.5-5% but not just based on mortgage max LTV.

I've just joined the club. One thing I would say is I've only been interested in 2 houses. Both have been on and off (sale falling through etc). But they didn't increase their price over a 8-12 month period. They just sold quicker once back on the market within the last 3 months.

Found this earlier in Rightmove sold prices data. Nothing unusual but thought I'd post anyway!

I do agree with that. Keep putting on weight and it's only a matter of time until your knees buckle...then it's anyone's guess as to how much it hurts when we all fall flat on our faces.

For me personally.... I've not put off a move or sale. I sold my first flat that I lived in to move into a house with a garage because that's what I wanted to do. I had an offer accepted Tuesday for the house and the belated garage. Has nothing to do with what I think the market will do. At the end of the day you've got to live your balance wise decisions financially with also living your life. Who knows what they'll do next, or for how long and therefore, it's a bit hard to predict prices. Might as well just get on and make a decision that's going to make you happy.

I don't enjoy the prices, or like paying them, but I want one nevertheless. If they crash, they crash. As long as they prop them up on stilts like this before my next move then I'm fine.

I just got an offer accepted 20k above what they paid in 2015 @ £290k. At that point it was a new build which are over-over priced, so maybe that has something to do with it. Doesn't make any odds to me what happens to prices, unless I want to sell. As you mention. The sale for them has fell through 3 times now...I have no chain so managed to get it at an ok price.

Problem is now a lot of sites have changed to the SDH numbers. I've actually seen quite a few sites that are completely wrong! Spose' it doesn't really matter anyway. They'll be changing dates and rates ready for September anyway lol

Not sure, that's the figures I got from there. I thought it was 3% 125-250k in all honesty, so not sure if that's wrong. Kick in the teeth regardless.

Don't forget the old 125% BTL before that!

Ironically. Completely forgot about this. Me, my parents and my granddparents all have a good chunk. All getting consistent prizes, and a % return roughly to what they suggest. I wish there was a more intense option, where they scrap prizes below like £1k or so. From memory those prizes make up around 70% of the number of "winners". Soon, reduce the number of winners, and just when I get one, it's a real good one! I was 1.2% 2020. Others were around 0.9% and 1% ish I think.

As we all know stamp duty holiday has been extended again. Is this ever going to end? A way for them to keep delaying until they decide exactly how to scrap it, which I assume is the next stage of propping up prices? This is the breakdown of the current stamp duty rates, until June 30, 2021: Up to £500,000 - no stamp duty £500,001 to £925,000 – 5pc £925,001 to £1.5m – 10pc Above £1.5m – 12pc Between July 1 and September 30, 2021: Up to £250,000 - no stamp duty £250,001 to £925,000 – 5pc £925,001 to £1.5m – 10pc Above £1.5m – 12pc Stamp duty rates return to the standard rate from October 1, 2021: Up to £125,000 - no stamp duty From £125,001 to £250,000 – 2pc £250,001 to £925,000 – 5pc £925,001 to £1.5m – 10pc Above £1.5m – 12pc Above is from here https://www.manchestereveningnews.co.uk/news/uk-news/what-stamp-duty-holiday-extension-19956630

Well if they start taking property off people forcefully, then I guess not.

Write into the contract it's based on functioning electricity, gas and that's only when you've got a certificate from an electrician and a Gas Safe engineer. Mention to your solicitor you want to hold a retainer in case of any issues, unless they can reconnect, test and get it approved by both of the above. Once you've exchanged contracts you won't be getting any help from the seller or their solicitor.

I understand that.