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NS&I Premium Bonds Alternatives?
derestricted replied to derestricted's topic in Cash ISA's and Savings Accounts
Well if they start taking property off people forcefully, then I guess not. -
A question when buying a house
derestricted replied to ASBEAR's topic in House prices and the economy
Write into the contract it's based on functioning electricity, gas and that's only when you've got a certificate from an electrician and a Gas Safe engineer. Mention to your solicitor you want to hold a retainer in case of any issues, unless they can reconnect, test and get it approved by both of the above. Once you've exchanged contracts you won't be getting any help from the seller or their solicitor. -
NS&I Premium Bonds Alternatives?
derestricted replied to derestricted's topic in Cash ISA's and Savings Accounts
House it is then. I suppose it was above inflation, but it's still a pretty depressing return. And I suppose everything's safe until it's not. If the whole world come crashes down and I'm paid via a guarantee after a tonne of money is printed, it's not worth anything at all really is it. -
That didn't take long 🤣
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That's my plan. It's not from lack of trying. Looked at plenty, just not for me. Probably doesn't help as I'm set on having a garage! I would have a big deposit but buying on my own so can't mortgage a huge chunk, so if they go up much more I'll be looking at a completely different kind of property. If I had tonnes of cash then I'd be looking at spreading it around a bit, but I don't, so I'd prefer to just put it in a house but as you say, in the mean time, I'm just holding cash which is risky in the current climate. I'm sure they'll be a decent chunk of inflation, let's just hope