We've all witnessed Rishi Dishi deliver housing props - left right and centre - over the past year to ensure continued HPI, with huge success!
So you've just become Rishi's assistant and your goal is to impress him with some policy advice that will go down well with boomer homeowners (while offering 'help' to the young *wink**wink").
So what policies do you implement? (Bonus points for working with Tory donors).
Here are my ideas:
1. Help to Buy extended to all homes, not just new builds.
2. Help to buy no longer restricted to FTBs.
3. Government to pay for all Tennant rent arrears following Covid (landlord gets the cash, tennant's pay it back via a student-style loan system).
4. Government to offer incentives to banks in order to buy up properties to make them 'rental homes of the future' - using Lloyds as a good example
5. Landlords, once again, able to reclaim mortgage tax relief on interest payments to help the country 'build back better'
6. Millenials able to access their pension pots early to help with getting on the housing ladder.
7. New Government 'help for a deposit' scheme for millenials, with the Government matching any contributions from the BOMAD.
8. Zero Stamp duty extension until 2022 - wahaay. (To be announced at the last minute).
9. New scheme focused on removing barriers to home ownership with mortgage lending rules to be relaxed on banks - let's call it 8x income.
10. Japan-style intergenerational mortgage scheme, designed for help loved ones get on the housing ladder, who can't afford get a mortgage 8x their income.