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House Price Crash Forum


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Everything posted by ForGreatLager...

  1. Our whole economy is built on the foundations of a tax-payer subsidised, corrupt ponzi scheme.
  2. As off or more off than Matt Handjob’s utterly bizarre attempt at faking emotions on GMB the other day?
  3. They could build 1 million houses a year and it would make no difference all the while Buy to Let parasites and second home buyers exist.
  4. We went to buy this place in 1978. I just had a gut feeling that something was wrong when we were viewing. After the survey was done, it turned out it was built on a native American burial ground! Hope the couple pictured that bought it were happy there.
  5. Is that the Audi sensor? I wonder if you can get a ‘miserable, right-wing, racist, homophobic, alcoholic, know-it-all old pr1ck’ sensor for approaching Jaguars?
  6. That’s more like it. What’s effectively a cup of hot flavoured water shouldn’t be any more then £1.50 in my book. The instant coffee I buy is just regular Nescafe. My Local Tesco often has a 200g jar for around £3.25, which will make around 100 cups. If I’m going out for the day, I’ll take a thermos flask of tea.
  7. And therefore represents better value for money. You didn’t state in your hypothetical situation that there was only one choice. And as it was just a hypothetical situation, I decided to add the choice to which you’ve just answered.
  8. So, on this cold station platform on a dark November morning waiting 29 minutes for the next train because you've just missed one, do you buy the £3.00 coffee from Costa, or the £1.70 coffee from McDs???
  9. Yes, I do think it’s overpriced. For the same price as 1 coffee in Costa/Nero/Pret/Starbucks, I can buy a jar of instant coffee that will yield somewhere around 100 cups of coffee. The coffee from said chains is, in my opinion, not 100X better than the instant coffee. Therefore, I don’t see the coffee from the chains as being good value.
  10. Well, like the article said, it was just a quick cost and profit analysis. 😉
  11. https://www.cafe-coach.com.au Feel free to get in touch with them and let them know.
  12. I don’t buy tea and coffee from big chains because I feel I’m being ripped off. A £3.50 cup of coffee is just not good value. I haven’t bought a house either for the same reason.
  13. From an Australian website promoting the cafe business: What’s in a cup of coffee? Here is a quick cost and profit analysis Coffee cost $0.30 – $0.40 Milk $0.20 Take-away cup and lid $0.10 – $0.20 Labour $0.20 Total $0.80 – $1.00 Average Price of a Coffee $3.50 – $4.50 Net Profit ($2.50 – $3.50 per cup) 300% – 400%
  14. Totally agree. We will know very soon if there’s to be any sort of crash. If a global pandemic and the end of a 40 year relationship with the EU doesn’t cause prices to drop, nothing will.
  15. Of course they don’t. There’s so many people in the casino now they can’t, and don’t want to shut the doors.
  16. This is an extract from Sajid Javid’s speech when he became housing secretary in Nov 2017. It shows they know exactly what problems the ponzi scheme is causing/will cause. What we need now is a giant leap. You wouldn’t know it if you listened to some people. Even today, I still hear from those who say that there isn’t a problem with housing in this country. That we don’t need to build more. That affordability is only a problem for Millennials that spend too much on nights out and smashed avocados. It’s nonsense. The people who tell me this – usually baby boomers who have long-since paid off their own mortgage – they are living in a different world. They’re not facing up to the reality of modern daily life and have no understanding of the modern market. The statistics are well-worn but they do bear repeating. Nationwide, the average house price is now 8 times the average income. The average age of a first-time buyer is now 32. People in their early 30s are half as likely as their parents were to own their home. A third of all men in their 30s are still living with their parents – a stat that will send a shiver down the spine of all mums and dads everywhere! Where once it would have taken an average couple 3 years to save for a deposit – 3 years – it will now take a quarter of a century. Assuming, of course, they can afford to save at all. And last year, the average first-time buyer in London needed a deposit – a deposit – of more than £90,000. £90,000! That’s a lot of avocados. Now, like some kind of noxious oil slick, the effects of our broken housing market are spreading slowly but steadily through all our communities and all demographics. And if we fail to take decisive action, the impact will be not just be felt by those who are directly touched by it. And that’s because your home is so much more than just the roof over your head. It’s not the backdrop to your life, it’s a fundamental part of it – and of society too. Our home is supposed to be our anchor, our little patch of certainty in an uncertain world. And once you have that certainty, that stability, then you can start to put down roots. Start making friends. Become part of your community. You can begin to play your role in those Burkean “little platoons” that have long been at the heart of much political thinking, for 2 centuries or more. So our homes are engines of society, and they’re also engines of social progress. In purely fiscal terms, yes, but in so many other ways. A safe place where children can do their homework, spend time with their parents. It’s much, much harder to get on life if you’re constantly forced to move from school to school, from place to place because your parents can not afford the rent. And homes are the rocks on which families and communities are built. If, like me, you believe in the importance of a strong, stable family unit, if you got into politics to help protect it, then you must also accept that homes should be made available. You simply must. [Political content removed] At the heart of British life – is the idea that if you work hard you are free to enjoy the rewards. It’s an idea that has been articulated by countless politicians over many generations. But it’s an idea that is fundamentally undermined by our broken housing market. Because working hard no longer guarantees rewards. There is no guarantee that you will be able to afford a place of your own, to buy your own home, build your own life, pass something on to your children. With wages swallowed up by spiralling rents, there’s not even a guarantee that you’ll be free to spend your money on what you choose. Opportunity is increasingly limited not by your own talents but by your ability to make a withdrawal from the Bank of Mum and Dad. The generation crying out for help with housing is not over-entitled. They don’t want the world handed to them on a plate. They want simple fairness, moral justice, the opportunity to play by the same rules enjoyed by those who came before them. Without affordable, secure, safe housing we risk creating a rootless generation, drifting from one short-term tenancy to the next, never staying long enough to play a real role in their community. We risk creating a generation who, in maybe 40 or 50 years, reaches retirement with no property to call their own, and pension pots that have not been filled because so much of their income has gone on rent. A generation that, without any capital of its own, becomes resentful of capitalism and capitalists. And we risk creating a generation that turns its back on the politicians who failed them. A generation that believes we don’t care. [Political content removed] We must fix the broken housing market, and we must fix it now. And what have they done to fix this injustice?! Absolutely F**k all....
  17. I wouldn’t be going any further with this until I’d seen inside that garage. There could be signs of subsidence, Japanese Knotweed, etc. I’d also be asking for a lot more than £5k off. More towards £35k. No offence, but asking for such a paltry amount off to begin with makes you look weak in the negotiation (they’ve got you). They will have bumped up the price to begin with to allow wriggle room for offers. They’d probably really take £300k at a push. 10% off is totally reasonable and expected in my book. The fact they only gave you 20 mins to look round (have you seen se7en?), the mysterious missing garage keys and the extra things that have been found would give me reason to be suspicious. What does your gut say?
  18. My Dad sold our house on a hand shake from someone who saw the For Sale sign, knocked on the door and asked for a look around.
  19. The answer to that is almost straight away, when the American man pointing at the whiteboard says “I know this sounds like tin foil hat stuff”...
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