FTB-house-hunter
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Everything posted by FTB-house-hunter
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Only for UK customers. https://www.investing.com/news/cryptocurrency-news/kraken-to-delist-monero-for-uk-customers-by-the-end-of-november-2685869 Kraken, the world's eighth-largest cryptocurrency exchange by trading volume, announced it would be delisting privacy coin Monero (XMR) in compliance with regulations in the United Kingdom.
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Coronavirus - potential Black Swan?
FTB-house-hunter replied to LetsBuild's topic in House prices and the economy
Over 2000 pages, and I think this sums up the thread well. Nothing is without risks in life. I would much rather be vaccinated from the virus, then face covid without any protection. If people in this thread would rather take the risk, it's your own decision to make. Don't go blaming anyone else if it goes wrong for yourself, or you infect a loved one though. You will have no one to blame but yourself. I invite people to go have a look at the Herman Cain Awards on reddit. Plenty of people have convinced themselves they don't need the vaccine, only to end up realising they should have had it, when it is far too late. -
Coronavirus - potential Black Swan?
FTB-house-hunter replied to LetsBuild's topic in House prices and the economy
First two vaccines = Pfizer, boaster = Pfizer. Had it on Tuesday, nothing but a bit of a sore arm, which went within 48 hours. -
Public sector pension bill £2.4 Trn
FTB-house-hunter replied to Mikhail Liebenstein's topic in House prices and the economy
I fully expect the state pension to go bye bye for many. It will reach a point where they say everyone needs £xxx a week to live on, if you get that figure or above, no state pension for you. -
I couldn't get the headline rate on my recent mortgage due to the EPC rating. Very few properties are rated A or B from what I got told. I took it to be an advertisement of a possible rate, one I had no chance of getting!
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Climate Change,
FTB-house-hunter replied to Gigantic Purple Slug's topic in House prices and the economy
£11,000 for the cheap version and £14,000 for the best spec version. How on earth are manufactures in the EU going to complete, when the china ev's turn up? Most aren't even planning to come to market with the small hatchbacks for 4-6 years! -
Scouting for Petrol........................
FTB-house-hunter replied to shlomo's topic in House prices and the economy
Had to queue for 30 minutes yesterday to pick up some petrol after my nightshift. Drove past the same petrol station 20 minutes ago and there is no queue, just a few cars at the pumps. I guess everyone who was panic buying, can't put any more in their car and normal service is resumed. -
Scouting for Petrol........................
FTB-house-hunter replied to shlomo's topic in House prices and the economy
I agree with you. If you can afford it, then it makes sense as Tesla is the way to go. The big problem is, not very many people can. I only hope the small 25k Tesla actually happens. It should be a massive shot in the arm for adoption rates of EV's. I would certainly be interested at that kind of price point. -
Scouting for Petrol........................
FTB-house-hunter replied to shlomo's topic in House prices and the economy
For anyone who earns a normal wage I imagine. Is the average yearly wage about 30k? Paying £767 per month, on top of a mortgage and bills is beyond what the majoirty of the UK could afford. Fair play for you if you can tho, would love a model 3! Enjoy the car -
Climate Change,
FTB-house-hunter replied to Gigantic Purple Slug's topic in House prices and the economy
EV's will come down in price, when the manufactures have re-tooled their plants to make EV's, and not ICE cars like they are a the moment. They need people to keep buying ICE cars until they have completed the swap over. This is one of the main reasons EV's are so expensive. -
Council tax replaced with LVT
FTB-house-hunter replied to anteos's topic in House prices and the economy
1st home = 0.5% each year 2nd home = 1% each year 3rd home = 1.5% each year and so on, and so on. Wouldn't matter if it was in a limited company that owned the properties either. Everyone pays. -
Council tax replaced with LVT
FTB-house-hunter replied to anteos's topic in House prices and the economy
I agree with it. I would even go further and charge a higher % each year for second and third homes etc. Every dwelling should have to pay it, no excuses or loopholes. -
House prices fell £9000 last month
FTB-house-hunter replied to TheCountOfNowhere's topic in House prices and the economy
No point, we have a RICS valuation of 285 which is a fair, independant price imo. Estate agents will say what ever they want in order to get another house on the books. -
House prices fell £9000 last month
FTB-house-hunter replied to TheCountOfNowhere's topic in House prices and the economy
West Midlands, nope! We both agreed there is no point letting them get involved (and paying them) as there was nothing for them to do. They just supplied a free, no obligation valuation which turned out to be a kite flying valuation. No suprise there really. Still, it's a bit of real world evidence of what it is currently like out there. -
House prices fell £9000 last month
FTB-house-hunter replied to TheCountOfNowhere's topic in House prices and the economy
Valued at 375 by EA, offered 300 which is accpeted. Survey says.... 285. At least the owner and myself seemed to be more inline with reality. Going to be an interesting conversation this weekend when I have the survey in my hand... -
As you say, hindsight is a wonderful thing and you live and learn. It was done as it was, in case my dad ended up in a home due to ill health etc. I will just bite the bullet I guess and get rid of all my eth, 30% of my other coins and see where things are. If I need to sell 25% of my btc, so be it. Thanks all, it's been helpful.