Report Credit crunch 2022? in House prices and the economy Posted 7 minutes ago · Edited 6 minutes ago by Pmax2020 2 hours ago, PeanutButter said: Just get a different card. 15k credit is an insane amount. When I was at uni in the very early naughties I went through lots of credit cards for the cashback and for ‘tarting’. For one of them I used to request a raise regularly and edged it up to about £12,000 while I was effectively a jobless student!!!