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House Price Crash Forum


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Posts posted by richmondtw


    Have you not spoken to anyone about houses in the last 20 years, all they talk about his how much money they've made on their houses.

    I have spokesmen on occasion about homes - not financial investment in property.  No one I know cares how much their house is worth it is where they live and their home.  If we talk about where we live we may talk about what we have done in the garden, or if we have had new carpet of if we have been out with the neighbours etc. 

    I have no idea how much my house is worth and I do not care I have no intention of moving.  When I am out with family and buddies or popping into the local for a couple of beers or meeting mates at a sports event not one if us ever talks about house prices.  We talk about sport, where we have been for a meal who we have seen, TV, music etc.

    I doubt that prices have risen since 2016 although I stand to be corrected on that.  The fact that people are buying houses when there are many predictions of price falls shows that they are not motivated by making money on a home and do not see it as  financial investment but as a home to live in. 

    The person who seems to be obsessed about house prices is your good self.   


    Me thinks they might have lied to scare people into voting their way.



    ho did they set free from lockdown first ? Estate Agents :lol: :lol: :lol: 

    After 11 weeks of lockdown, thousands of high street shops, department stores and markets across England - as well as zoos and safari parks - can start reopening from next week.

    In the latest easing of coronavirus lockdown measures, from Monday 15 June non-essential shops will be able to open their doors for the first time since 23 March.

    And zoos and other outdoor attractions where people stay in their cars, such as safari parks and drive-in cinemas, will also be allowed to reopen on the same day.

    • Non-essential retailers, including clothes shops and indoor markets, will be allowed to reopen if they have completed a COVID-19 risk assessment and can implement social distancing measures


  3. 14 hours ago, spyguy said:

    Youd hope that an news org, like the BBC would thi k to investigate a system where a 26yo Italian, rocks up in London and buys what's meant to be dubbed social housing, and is looking to exit her position in 12 months.

    That's not really providing houses for the natives, is it?

    The BBC is totally woke and loves immigration and would never do anything to be seen to be racist. 

    I think S/O is denoted as affordable rather than social but I agree with the point you make.  Any English guy who works and pays tax and who goes  to LA and asks for a subsidised council house will be told they are not eligible. Come to the country having never paid tax, no job, with 3 kids and they get housed.  Sickens me. 

  4. 43 minutes ago, shlomo said:

    So, should the government I mean rishi pay

    Everything should be free for everyone 

    22 minutes ago, winkie said:

    e pay them to look after our interests, if a lender then goes on to lend it must be seen as a property able to be used as and taken as good and sound security.

    A valuer will only spend 10 minutes in a flat if that.  They do not look at the structure or materials used.  To have that report done requires the surveyor to be instructed to do a full structural survey cost £1000 plus.  Many people will assume on a new or modern property it is under warranty so does not need a full structural.


    What annoys you is that I do not agree with everything you say.  I have agreed with any number of other posts on here.  

    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    I've been saying since they lowered interest rates and wheeled out TermFunding again house prices would go up, but I'm not labelled a troll.  I even get to bring the bad news from UK property Lion that asking prices have shot up, again, I'm not a troll.  

    You are rude to people who have a different opinion to your own from behind your keyboard.  This is being an internet troll. 


    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    It's what you're saying and how you say it that annoys people, nothing more.

    What annoys you is that I do not agree with every single word you say. 

    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    I personally just think it's very odd to come onto a website called "house price crash" and tell everyone you've bought a house, house prices are going up, you're all losers and keep posting.  Don't you see that ?

    It is a forum.  Property has a passing interest to me.  Not as much as Spurs or harlequins to be fair but passing.

    I have never ever once said that anyone is a loser.  That is just not something I would ever dream of saying.  

    I have not said that house prices are going up either.  I am not a crystal ball gazer I have no idea what they will do.  I do not subscribe to the idea that they will fall hugely. I am sorry if that offends you but I do not have to have to same opinion as you hold.  

    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    You may or may not be a troll

    I am not.

    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    but if you've bought a house why the hell are you worried about a crash,

    I am not at all worried - if they go down or up it does not bother me - I have no intention of moving for I would guess about 20 years. 

    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    it's an open forum, say or do what you like, no one really cares. 

    I do.

    You seem to care and get angry. 

    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    Sit back and enjoy your new mortgage,

    I have no mortgage.  I sold a business and we made a conscious decision to buy a house with no mortgage. 

    On 9/15/2020 at 8:26 AM, TheCountOfNowhere said:

    come back when the crash starts and tell us how great it is to own a house then.

    Personally I prefer it to renting.


  6. 35 minutes ago, dugsbody said:

    Because moving around for a better life shouldn't be a privilege reserved for the elite. Seems pretty obvious.

    So anyone and everyone should be able to cum to the uk even if they cannot speak english - have no money - no where to live ?

    In a country which like all other counties is going to have a recession and no jobs! 

    And where do they all live? 

  7. 1 hour ago, Warlord said:

    I lean right and i'm against all forms of immigration. We're full so stop the madness

    My view is if a person has skills the UK needs such as doctors then I am happy with it.  My own GP is a guy from Pakistani could not wish for a better guy.

    I do not think we have any need to people who have no real job skills and cannot even speak the language properly and cannot write an e mail.  I have had people sent to me for interview who cannot speak coherent English.  That is no use to me at l.  I cannot have people who cannot speak the language talking to my clients. 

    That said I have also had people who have been born in the UK coming for an interview and doing all the ridiculous ghetto talk which makes them equally unemployable for me.  

  8. 13 hours ago, MonsieurCopperCrutch said:

    All this pathetic handwringing and bed-wetting by the racist thickos over a few dingies when the clown shown populist government have opened the floodgates to 3 million plus Hong Kongers. 

    The HK people have money and are educated and will integrate in our society.  This is the constant rant of the left and why Labour got smashed last time. Until they stop calling people names who do not agree with them they will not entice people to vote Labour on large numbers.  

  9. On 9/10/2020 at 2:02 PM, highcontrast said:

    Precisely! Why would  @richmondtw be wasting time on such a forum if it wasn't to talk the market up? Not an agent....mmm...ok if you say so? Maybe BTL scum with a decent portfolio and want to sell out before this all sinks like the Titanic?

    Reminds me of forums for stocks and shares, they are full of rampers and de-rampers, trying to post for their own agenda.

    Surely @richmondtw, with your idyllic sounding life, you must have much "much" better things to do that make your point on this forum? No?

    No I have a business involved in AI as it happens.  I think anyone who wanted to "talk the market up" would look for a medium which had more than around 6,000 followers on the list! 

    I could not care less if the price of our house goes up or down. I have no intention of moving cfor many years. If it goes up the price of the next house I buy will have gone up as well. If it goes down the price kof the next house I buy will have gone down as well.

    Never had  BTL - never would - especially now.  

    As for my life - I am happy with it.  I have not been on for 4 days as have been away with work Thursday and Friday and busy at the weekend with family and having a few beers with friends.  

    The idea of a forum is to get other viewpoints which I do.  Some of which I agree with - some of which I do not. If all you want is for other people to pat you on your back and tell you are are correct all the time a forum is not the right ;place for you.  That is not how a forum works - see definition below.  

    Oxford Dictionary definition below

    a meeting or medium where ideas and views on a particular issue can be exchanged.
  10. On 9/10/2020 at 2:50 PM, TheCountOfNowhere said:

    Then why so many trolls over the years ?


    On 9/10/2020 at 2:56 PM, dugsbody said:
    On 9/10/2020 at 2:50 PM, TheCountOfNowhere said:

    Then why so many trolls over the years ?

    Isn't that begging the question. Are they actually trolls or do they just have different views?

    But, for the actual trolls, its because there are always trolls, everywhere, on every internet site. And since house prices are such an emotional topic it is prime hunting ground. 

    But not everyone who has a different opinion about buying a house is a troll.

    Exactly - anyone who does not subscribe to the opinion that property prices will fall hugely has to be a troll, never someone who just has a different opinion.

    On 9/10/2020 at 4:10 PM, This time said:

    They are on this site! I got put on ignore by someone recently because I'm buying a house.



    On 9/10/2020 at 2:54 PM, TheCountOfNowhere said:

    £133 per sq foot for a do-er-up-er 42 miles out side of London.


    I wonder why.

    If you think it is too much do not buy it!

    On 9/10/2020 at 4:16 PM, TheCountOfNowhere said:

    You're not waiting for the crash ?

    Me? no. I do not care if prices go up or down.  My house in not a financial investment it is a home. If prices go up the next house I buy in years to come will have gone up, if they go down they next house I buy will have gone down.  

  11. 23 hours ago, Martin_JD said:

    Very well put, and an accurate analysis.  I think this narrative that house buyers are "sheeple", morons and "debt junkies" is just bitterness from those who have missed the boat.

    Sad to say I think there is much truth in what you say.  There are people who thought they were great financial wizards who could have bought after 2008 but did not thinking that prices would go down further and laughing at those who did buy.  These are the same people who critisise others for buying a home that has gone up in value!

    On 9/13/2020 at 12:19 PM, zugzwang said:

    Your contention that HPC has been consistently wrong for 17 years is obvious trolling.

    Why?  I would imagine that anyone who bought 17 years ago would have seen an increase in the value of their property.  Not hat it natters to me.  More importantly even of they had not overpaid on a mortgage they would have 8 years to go before the loan was paid off.  

  12. On 9/9/2020 at 6:18 PM, Wayward said:
    On 9/9/2020 at 10:28 AM, richmondtw said:

    So anyone who owns a house is one of the Giovt privileged cohort?  They have never worked to buy a house? My electrician who has been working at my house who has worked 6/7 days a week for a couple years to buy a house for him and his family is privileged ? 

    I will let him know I am sure he will laugh his socks off. :) 



    Yes, they are showered with privileges.

    LOL :):):)

    I am so pleased that my electrician has been showered with the privilege of working 6-7 days a week for the last 2 years to be able to buy a home for himself and his wife and kid. That privilege is open to anyone who wants to take advantage of it. 

    I and she who is in charge are also very privileged to have been able to buy my own house by  working.  I have not used  H2B by the way.  

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