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Posts posted by richmondtw


    Now the council's administration has 21 days to come up with a strategy which looks likely to mean more job losses to add to at least 400 already being cut."

    They must have Dianne Abbot as their accountant.

    Nearly all of those who will lose their jobs will be Labour voters.  Sadly anyone who has worked for many years in a LA is all but unemployable anywhere else. 

    Those responsible have a lot to answer for.  


    Also there are some mortgages available for those of the Muslim faith, but they come with some strict criteria such as not being able to rent out any part of the house for the duration of the mortgage- which is a dealbreaker.

    and apparently they take an age to process so I have heard anecdotally 


    I would appreciate advice on the following:

    Why would you ask advice from people you know will tell you you are insdance to buy a property.


    - EA has asked for proof of funds and said I need to show I have funds for the full 375k.  Is this usually true?  I can show funds for 345k and have asked friends of family for the remainder.

    Yes they need to see that the money has not just been transferred to your account from another source for money laundering. Your solicitor will ask the same.  Also it is to be sure that you have the funds to be able to proceed as there are many people who lie about their financial status when they view/offer on property.  The vendor would want to be sure you are not a dreamer. 


    Will EA be regarding me as a time waster if I cannot show the final 30k?

    No this is fine you may have to provide a letter to your solicitor from family to say they are gifting you the money.  


    Of all places I'd have thought people on HPC would understand that a house is not a great investment. I didn't buy one to make money. My family needed a place to live and some semblance of stability

    Exactly. I feel for people who have been priced out of the market but too many people here are obsessed with making  money on property rather than having a home  to live in for them and their family.  Many of them purport to be financial wizards who have made a fortune on the stock market or other investment but then moan when a person buys house that has gone up in value!

    They fail to see the irony. 


    How's that promised inquiry into Islamaphobia in the Tories coming along. Or have rightwing snowflakes cried and don't want to honour that promise now?

    I have no idea and bearing in mind all the recent muslim terror attacks and those in the past  I do not frankly care.  I have not been aware of any Jewish terror attacks in this country or even in France recently.

    As for snowflake it is you who is ranting and being rude because you have a sense of entitlement that everyone must agree with you or you stamp your little tootsies and have a tantrum.  

    I accept that others have the right to a different opinion and if they want to vote for a man who supports the IRA Hamas and Hezbollah that is their choice.   That is how democracy works you see.  


    Gloating at the left when the right is also a sh!tshow is not the strongest of moves. But you probably did it for Shiggles.

    I am not gloating just stating a fact. I used to be a member of the Labour party but left when the anti-Semitism showed it ugly face. 

    I would like to be able to vote Labour in the future.  


    Morever the Labour Party is taking steps to ensure anti-antisemitism is not condoned, so people voting Labour and the party itself are actively rejecting anti-antisemitism.

    I accept that at last the party is doing something about it.  What I said was that Corby boy did not nor did his acolytes. Did you not see the Jewish female MP having to have a police escort into the conference and being abused by Labour voters including the Momentum idiot Corbyn lauded at the conference. Maybe that is acceptable to you I find is disgusting. 



    But that may be too complex an argument for you to have picked up on.

    You can be rude on a forum - well done.  You embody the problem with the Labour party.  If anyone does not support them they just are rude to them rather than consider why that may be. Very childish. And the reason they have lost 4 elections in a row. 



    Corbyn doesn't hate Jews ffs.  He hates free market capitalism.

    He supports Hamas who stated intention in their manifesto is to rid the planet of every Jew.  Seems a strange stance to take for a man who does not hate jews.  

    He also of course sent his own kids to private school but wanted to deny others that right.  So not hypocrisy there whatsoever. 


    A 70% fall in property prices might look quite conservative come 2022.

    Not a chance.  I will be happy to bet £1,000 on that. :)


    Best not to spend any money at the moment and kill the economy stone dead quickly imo.

    No that will lose people their jobs as you will lose yours if no one spends money with your company.

    I will support my local businesses especially the smaller ones.  


    Old Doris can rest easy. A she's connected up to her ventilator and her vision begins to fade, as the features of the nurse start to blur, Doris' final thought - 'at least my house is worth 7% more than it was last year'. Doris' nurse would later relay to a grieving family, she died with a smile on her face.

    Jesus Christ - what a sick thing to say


    Lucky they voted Blue to 'keep the nanny state from taxing their honest gains'

    They voted blue because they detest Corbyn and his anti_Semitism which the Labour party did nothing to deal with - even Laboutr Jewish MOS had to have a police escort at the conference and his support of every terrorist group his comments that the police should have risked their own lives and not killed  muslim terrorist the fact that Corby thinks everything is free and they did not trust Labour with the economy.  Am man who went to private school himself sent his own kids to private school but wanted to get rid of private schools for others.



    Whilst in other news the Govt will not help out hungry children.....

    Nor should they provide meals for   kids in school holiday.   

    It is not the govt is the the hardworking taxpayers who would pay.

    In do not expect other people, to pay for my kids - we work and support them.  

    The age of entitlement has made everyone things the taxpayer should;d pay for everything they want and thsat they are entitled to taxpayers money.

    What happens now is as soon as anyone has a problem of any sort they whine that it is the govts fault and expect to be given money by taxpayers,.  They do not seem to be able to think what they can do to help themselves they just get the begging bowl out

    Having kids is a choice.  It is not the taxpayers responsibility to look after other people's kids.  

    It is not expensive to provide good food for a family - rather than buy processed food just buy vegetables and get a cook book.  


    Next up will be calculating the average cost, multiplying it by the number of moves and trying to present it as the loss to the taxpayer.

    Obviously it assumes that every single move in progress will break down due to the stamp duty change.

    Yes - quite extraordinary all that will happen in most cases is buyer and vendor will split he cost.

    Nothing to see here - move on. 

    I would be happy to bet anyone £1,000 that property prices have not fallen 30% by this time next year.  


    Lets be honest, the cut is permanent, they are not going to be able to justify bringing it back under any circumstances, even if the economy were to magically recover tomorow. This was obvious from the start, but getting rid of Stamp Duty is the first step towards a much more progressive form of Land Value Tax, the government will need the revenue soon enough.

    Cannot see that.  I think stamp duty will come back at reduced rates and then be increased to pre-covid levels over a period of time.  



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