richmondtw
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Posts posted by richmondtw
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Extraordinary if this is happening
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37 minutes ago, GregBowman said:
What happens when there is no work? AI - automation ? de-industrialisation.
Pragmatically UI is cheaper than paying people benefits
You only pay either to stop the breakdown of society anyway
Greg,
To an extant I share your concerns. There is a real issue which will be here in 20-30 years. This is the industry I work in and there is going to be 1930's type unemployment for people especially those in low skilled occupations.
However I do not think any country can afford to pay people £1,000 a month for eternity. Again I understand your point about the breakdown of society but is that just rewarding people who are a nuisance? Or who have not bothered to make the effort to educate themselves?
I guess one could say the equivalent is saying to a drug dealer we want you to stop dealing drugs so with will pay you as much as you make dealing drugs so you stop doing it.
With far fewer people working there will be far less tax income. This is something that all govts over the world are aware of and are very concerned about.
i do not see that paying anyone to do nothing for a lifetime helps society as to me its breeds an attitude of entitlement and laziness. On a purely personal level I was always taught that if I want something have to work for it because I do not have the right to just expect it. Even as kid if I wanted pocket money I would have to clean the car, wash dishes etc and I see no issue with that.
It is also a huge disincentive for any one to have ambition or to improve their own circumstances by their own efforts which i think is a fundamental element of many folks psyche.
All psychological studies show that working is a huge benefit for most people's mental heath. Helping to feel useful, make friends, use initiative, grow in confidence, learn social skill etc etc. That is a concern for the future.I cannot see how any country which a constantly expanding population can just give millions of people £1,000 a month to do nothing. I can see that if those people then do basic jobs that may need doing such as litter picking etc although I can see that some may think this a contentious point.
I think people should be encouraged to have smaller families. It is important I think to reduce the size of the population as in 20-30 years time no country is going to need the size of labour force it has now.
I do not pretend to have the answers and if I am being pessimistic I think that in 2-3 generations time the while world will be like the poor nations in the Middle east and Asia.
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9 hours ago, crumblingcon said:
Don't even bother trying to read anything into any data now, give it about 4 months at the least
Agreed - it is pointless - anything now is pure conjecture
9 minutes ago, gp_ said:might be an indication that asking prices have fallen enough that they do not want to reveal the decline.
and it may be because it is meaningless as very few people will even think about selling when they cannot get out and view a property to buy even if they do get a buyer
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On 4/7/2020 at 9:54 PM, Social Justice League said:
Give everyone a grand a month forever.
It will be the only way shortly, unless this useless "lockdown" is kicked into touch very, very soon.
The useless Tories need to hold their hands up and admit they have fooked up, otherwise they will need to introduce a citizens income for all and scrap the fooking useless benefits system, which is about as much use as the chocolate teapot.
Everyone knows how bad the "benefits" systems is now and can see it in full 3D.
Who pays for that then. Why would people bother to work and pay tax?
Maybe the govt should give me a Ferrari and a mansion in Kensington because I would like it and because some other people have that and I do not.
Benefits are meant to be a short term aid not a lifestyle choice paid for by people who work.
I have a more radical idea. If people want money - work.
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"At the heart of the film is Leilani Farha, a Canadian human rights lawyer working as the UN’s special rapporteur on adequate housing. With her hippy haircut and activist approach of getting stuck in, she flies around the world talking to people affected by rising housing costs. In London, she meets Grenfell survivors "
A hippie activist who does not like people who have money - surprise!
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I think the thing is a lot of tenants will also be going bankrupt.
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On 4/16/2020 at 2:26 PM, msi said:
If HMRC get too efficient the right wing press wail on 'Red Tape' and 'Petty Bureaucrats' with some sob story.
and the left wing press wail about rents with the same sob story
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On 4/16/2020 at 2:01 PM, highcontrast said:
A quick back story, live in an area which is terraced housing and where I am is predomninatly rental, mixture of university students and scummy wasters. Always had on-going issues with particualy with noise and anti-social behavior, sometimes truly horrendous.
Why do you not move away - sound awful
On 4/16/2020 at 2:01 PM, highcontrast said:1) Is the land registry the only way of obtaining info about who owns a property? i.e. is there a free way that doesnt involve rummaging through bins? (Whilst its only a few quid theres quite a few house i want to report!)
Yes and No
On 4/16/2020 at 2:01 PM, highcontrast said:2) How do you find out if someone has a residential mortage vs a BTL mortgage? Who do you report this to if they dont have a BTL mortage
you will not - data protection
On 4/16/2020 at 2:01 PM, highcontrast said:3) Would it look suspect if a bunch of properties were reported to the tax office all in the same vicinity at the same time?
Probably
On 4/16/2020 at 2:01 PM, highcontrast said:4)Any other suggestions to #KickEmWhileTheyreDown? Or any suggestions to do the above more efficiently?
Read a book? Go for a run? Do the garden?
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11 hours ago, Simhadri said:
Seems Tories are on their way out in 2025.
Heard all that just before the last election
I guess we will be hearing the same thing for another 5 years now
zzzzzzzzzzzzz
loud snore
1 hour ago, cbathpc said:I think you'll be surprised. The second any of these places open they'll be absolutely hammered
Agreed a lot - not all - people like to socialise- to me I cannot be bothered with all the zoom rubbish that is not socialising
The minute places are o[pen people will flood top them
37 minutes ago, spyguy said:I want pubs to open first.
Im missing going for a pint.
I normally social distance as just sit in a corner, reading.
Same - in all this I miss the banter and socialising in a pub the most
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On 4/14/2020 at 11:59 AM, markyh said:
Straight to small claims court, do not pass go, do not collect £200, (but pay about £500 in fees.)
It is in the T/c no chance of winning. That is a risk people take.
On 4/14/2020 at 2:21 PM, stop_the_craziness said:I feel concerned that my colleague has therefore also overpaid for the 5-bed, because it was a "forever home" moment where emotional thinking overtook reason
If it a forever home they are not going to sell so probably will not care
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On 3/18/2020 at 12:21 PM, Trump Invective said:
Corbyn says “whatever it takes” should mean tackling injustice.
after the election result who cares
his idea of justice is to allow antisemitism to run riot and to want to give aid to Hamas
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30 minutes ago, stop_the_craziness said:
I am a laydee
hence the hysteria
20 minutes ago, Dorkins said:Joining to flouncing in 11 days, that's got to be some kind of record.
Another one who can be rude on a PC screen - big man
Personally I have better things to do than see how long anyone has been on any discussion platform
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11 minutes ago, stop_the_craziness said:
And this is why those of us that are making sacrifices are probably wasting our time. Although it is useful to ask people what they are doing as a kind of "idiot test" to see how many of your friends/colleagues are actually idiots and you never knew it before.
Hey you can call people a name on a pc screen - big man - impressive
9 minutes ago, 50sQuiff said:Congratulations. You're contributing to what is likely to become a rolling Lombardy-esque catastrophe. Bravo for your defiance!
No we are just not snowflakes who live our lives on twitter or fb and we do not need to have some so called drama in our lives - it does not dominate our conversion we have other interests in life
over and out ! Am as bored with this as I am with brexit
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I do not know anyone who is scared People who I know who are working from home because they are told to but think its is a huge over reaction.
None of my guys are at home even though they can work at home at any time they wish hey have no uncertainty other than it will pass even the origin in china has ceased to have new cases.
Same in my local pub which is as busy as ever and where I will be at 5 pm today. People I meet at work still shake hands friends still kiss and hug. -
9 hours ago, Social Justice League said:
If the daft working class north had voted for Corbyn, they would have got a citizens income out of this outbreak.
As it is, Boris is giving them feck all.
The irony of all this isn't lost on me.
You do not work so it does not affect you anyway
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18 hours ago, Roman Roady said:
Neither will the world as we have come to know it since WW2.
I think we cannot be far from a new Bretton Woods event.
If you think that and wish to carry on renting good luck
last year 180,000 people died in the uk from flu - the word did not stop
17 hours ago, Pop321 said:Joking apart get it bought....no one ever loses money when buying a home ?
no one loses money if they rent
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it is your forever home buy it - this virus will not last for ever
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7 hours ago, MARTINX9 said:
Renters actually need far more helps - mortgage payments will be falling thanks to close to negative interest rates.
They tend to be younger, poorer, more likely to have families, have lower paid jobs, have no savings, live paycheck to paycheck,
The thing is there are many people who have been wishing for economic problems. They fail to grasp that in that situation it is the lower paid, poorer people who will suffer most.
7 hours ago, MARTINX9 said:Simple law - any landlord that evicts a tenant in the next 3 months who cannot pay their rent due to COVID-19 gets a year in jail and has all their properties - including their primary home - repossessed by the council to house local homeless families without compensation.
Yawns
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23 hours ago, doomed said:
The reason renters are not getting help is because it would not be possible to get the money back. I am assuming missed mortgage payments will be added onto the end of the mortgage.
Agreed
22 hours ago, regprentice said:They are already getting that with the proposed mortgage holidays. And in the thread discussing that a couple of days ago there seemed to be a sizable minority who thought that it was absolutely OK that landlords were getting 3 months mortgage free, but still charging rent for that period. or giving their own 'payment holiday' to the tenant but with an agreed repayment plan for when things are back to 'normal'.
The difference I guess is that a mortgage holiday is a decision made by a company.
18 hours ago, Ghostly said:19 hours ago, Confusion of VIs said:Is there anything the BBC could do that you wouldn't find disgusting.
Yep, they could try to deliver some truly balanced reporting, not stoke fears, understand the broader situation, etc. Not difficult.
Agreed
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On 3/18/2020 at 7:07 AM, Wayward said:On 3/17/2020 at 12:36 PM, richmondtw said:
That is abuse of democracy for you !
Corrected for you...
no lol
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1 hour ago, Roman Roady said:
I think that your potential new buy will be at least half current price.
I will be happy to wager against that
1 hour ago, Roman Roady said:Pop down the letting agents and explain that you are now unemployed and want a 75% reduction in a new 6 month contract. Actually make that a year.
LOL
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If you think it is a nice home in which you can live buy it.
If you want to own a home how are you going to buy one when no one will be accepting viewings.
you will just be paying a landlord's mortgage while you carry on renting
All the indications were that the market was moving after the new year. Prices are not going to plummet because no one will be interested in moving to another home now as they will not want viewing on their own home and will not want to view other homes.
As soon as it is over the market will return.
Prices were apparently going to plummet to unforeseen levels after the referendum - then when the 3 year hiatus occurred - then after we left the EU
The UK had home buying culture they may fall slightly then will rise again.
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23 hours ago, Wayward said:
Tyranny of the majority...our electoral system has this embedded
That is democracy for you !
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9 minutes ago, IMHAL said:
Not worth commenting on.
Stop commenting then
9 minutes ago, IMHAL said:So, speculation on your part.
and yours
Life after the virus
in House prices and the economy
Posted
if you are Labour - the lot