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House Price Crash Forum


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About this_prisoner_is_opting_out

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  1. Possibly in response to Scatsta scaling down operations as BP are going to stop using it and fly direct out of Aberdeen.
  2. If you go out into the dating world armed with suspicion and giant chips on shoulders - expect to attract bottom-feeders. Reap what you sow lads. No woman with any self-respect would want to hook up with such bristling negativity - no wonder you find the thick, conniving ones.
  3. I know of beautiful 3-bed council houses available tomorrow if anyone wants them. It's not London of course so you may feel socially cleansed. We chose to wait for a council house rather than risk 6 month tenancies. Didn't have to wait long. What with not demanding Camden and all.
  4. Actually I have some sympathy if what is in the mail is true. If indeed he was paying 400/month over the last decade of obscenely low interest rates then the bank does indeed deserve to do one.
  5. It will. I've been in business only a month though. Once my profits appear higher and regular I will ask wtc to reduce/remove payments.
  6. I'll bite. I'm currently claiming WTC and it's considerably more than any suggestions put forward so far (I have children). The sweet spot for asking for it is to say you plan to earn 5k/annum. I see it as manna from heaven. I come from one of those industries decimated by dodgy knowledge visa exchange workers. This way I'm able to build a viable business and I'm not daft enough to believe the rug won't be pulled at some point, but the way I see it is that when that day comes - I will be running a profitable business. Of course there's a tipping point, where I'll be doing all this work and be marginally better off, but that's fine by me - I'm trying to build a better future - not seeking dependency. In the meantime I'm taking the money and ploughing it into the business. In a way I suppose it is a safety net - if the business fails then I go back to "traditional" employment. Fwiw, it's everything which has ever been alluded to as the holy grail on this forum - a route to self-sufficiency and working for oneself. That aside I've far more "spending money" than I ever had working for the man...
  7. Watching the beeb coverage a fortnight ago about a chap stranded at home in Somerset. Needed to get out and to hospital for a heart op. He was 80 (think it was 90 actually), old enough to make me think wtf?
  8. It might even have been on here I read of a million a week going to India + Pakistan for pensions of those over 100. Not saying there's any fraud there - just such frightfully good luck and long life!
  9. That's a bit stalkery of you! As anywhere, some towns have higher unemployment than others. Where we are unemployment is high at around 6% - but given the location even in good times it's around 4.5%. We're actually moving on and becoming an "accidental" landlord as so despised on here.
  10. I should add, people don't have to move for work -well, less so. What with an average of 40 days paid holiday and your employer paying your commuting costs it's possible to suck up commuting for a while.
  11. I'm here and happy to respond. House prices are most definitely falling and I'm not seeing any end in sight. We didn't buy anything "too expensive" - ie borrowed far less than we "could have". Right now with tax relief we get approx 50% given back on what we pay the mortgage company. In effect this means we pay about a third of the "rental rate". So not really much different to the UK where there are pockets with people paying far more for rentals but don't qualify for a mortgage on affordability. Why is it happening? Usual story, 125% mortgages and rising unemployment combined with increases in utilities. Fwiw I've just taken redundancy. Nice Dutch contract gave me a big pay-out and with unemployment benefit at 70% if last salary, well let's just say I've got a few years before I need to worry. In response to the 100k farm, not too long ago parking spaces in Amsterdam were going for 100k.
  12. Dare you look towards the bexley catchment areas? Granted I left 20 years ago but ample dog-walking, horse-riding, grammar schools etc. Not on the tube of course and terribly looked down upon by "hipsters", nonetheless a nice place to raise a family and I think you'd get fair bang for buck. Especially if you start figuring in the costs of state grammars vs. public schools!
  13. We need to stop dancing around "race" and admit that what we don't want are illiterates from the middle-ages. Anyone got a problem with a black American doctor moving in next door? Anyone got a problem with an extended family of 16, only one of whom appears to work and their female children aren't allowed to talk to yours?
  14. Amen! This is my argument too. Who the heck is living in these sold houses? That's right - former tenants. And if not them, their offspring. These houses were not exported fgs!
  15. Well we can add housing benefit etc. to that as our population of pensioners booms and a huge number are the "feckless" who've never saved nor considered providing for themselves. I'm afraid I have little sympathy with the "oh but parenting is a valuable skill" - not if it's simply raising multiple replacements for the inept.
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