Report One in 5 flats bought since 2016 in negative equity (London a lot worse) in House prices and the economy Posted 2 hours ago 7 hours ago, Kosmin said: Why do you think liar loans stopped? Yes, prices were increasing whilst it was easy to borrow large multiples. But why did that stop? Why didn't banks carry on? Or why didn't they start again several years later? The credit crunch and house price falls weakened sentiment. It took HTB to change that. What has that got to do with PE companies getting involved when the Government withdraws form HTB ?