Optimistic Pessimist

I am using my partners log in to post this message. i am in utter bisbelief that a 125% percent mortage is available to first time buyers in this day and age. The people on the programme are massively in denial, although i dont necessary believe that a house price crash is imminent, i also dont believe that house prices will be sustainted at this price for a prolonged period of time. How can you pay 3/4 of your income on a mortgage and then stupidly think that you own the property - THE MORTGAGE COMPANIES OWNS THE PROPERTY. As a relative f*ckwit when it comes to being "house price crash " intelligent even i can se the madness in this program. rachel

I sat through this whole program in disbelief. Come on, the start of the crash cannot be that far away now. Sad thing is that these people genuinely thought that they were doing a responsible thing. Work to live, not live to work.

Ah yes, but isnt the Robin Reliant produced by a wholly British owned company? Rule Brittania

My partner and I are also thinking of leaving this country to find a new life abroad. We know that the grass isnt always greener, but are fortunate enough to have family who moved away in the early 90's to South Africa, and early 00's to Spain, and can draw upon their experiences to help guide us. We complete on the sale of business at the end of this week, then a couple of months of getting our affairs in order, and then were off. Gonna do some travelling first, just to chill out and see whats out there. I'm certain that it is the right thing to do, as when members of our family do come back to visit us, they are just amazed at how oppresive, drab and dull the whole place is. Life is meant to be enjoyed, I really do feel for anyone who takes on a massive mortgage for a pokey house, and then has to work very hard just to 'stand still'. There is fundamentally something very wrong with this country.

You obviously haven't seen the other add they do, when the same t**t walks out of his house and catches up with his neighbour on their way to the football match. IMO the worst loan adverts were the original Ocean Finance ones (not the fancy desert islands one showing now). This advert had actual customers explaining how great Ocean were, and how helpful they all were. The impression it left me with was that the only people who applied to ocean were all cockneys, and horizontally challenged.

I have to agree with scoobydoo. If people wish to come to this country, as immigrants, then surely it's not too much ask that they are willing and able to work, and wish to integrate into and accept the countrys way of life. I did not consider myself a racist, but if disliking an immigrant because they want a free ride (benefits/housing etc.) and because they do not integrate into society, then I suppose I must be one. I do not want the 'multicultural' society that this current government is imposing upon us. I was lucky to move from an area where the local council's policy was to provide an increase in housing for such people (these were not europeans), out to an area where is still predominantly British (and by that I DO NOT mean white). Whether immigration is a big problem as many people believe it is is unsure, but it's to find anyone who has a good word to say about it.

It does seem like we are living in some kind of crazy state of denial at the moment. We know that our resources wont last forever, the cost of raw materials are increasing ever upwards (copper up 82% this year alone I believe, although is this a supply issue or just speculation), and yet it just seems we carry on as usual. I suppose we look to those in government to make decisions for us and plan for the long term, but this current lot seem pretty incapable. I do believe that we will walk into this energy crisis completely blind. When this happens I'm not so sure that HPI will continue upwards.

So the yanks are paying around £1.50 a gallon. Jeez, tough innit. What are we upto; £4.50 a gallon yet? But it's allright, inflation eased this month.

Or ride around on Cows !