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House Price Crash Forum

HowMuch!

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Everything posted by HowMuch!

  1. All round broadland there are nice houses, the values are of course completely detached from local incomes(not that its locals at all that live there/lots of second and holiday homes). Houses on the avenue, charles close, staithway and beech road have... you would expect a premium. What amazes me is the new build houses on tiny plots, crammed in and then somehow achieving the prices they do as using the before mention areas as the marker post.
  2. If they suspect that errors have crept in innocently, they can go back four years, and claim unpaid taxwith interest plus penalties. If they think you have been careless with your returns, they can go back six years. But if they believe you have been deliberately false, they can go back 20 years.
  3. Guess I'll have to wait until tomorrow to get the dailymail version to find out how much her house flat is worth now
  4. who would like mortgage at 4x their single income, with your salary doubling over the next 10 years? and the chances of that happening? is there a chance?
  5. single property landlord at work was telling me there is not tax to pay on their rental income because it comes in below the 7500 rent a room limit. Must be 1000s of LL out there that are claiming to live in the residence.
  6. how are they out of pocket, they have had the exclusive use of the property for the period... the equivalent rent should therefore be taken into consideration?
  7. Can someone please explain to me... compensation can be claimed for actual loss. where are the losses said to come from?
  8. whats case law are they using? is there a claims system set up like PPI? What has the FSCS said? Does scarily sound all to plausible that the banking system has given the green light and therefore bail out distressed mortgage holders and keep the plates spinning.
  9. while the younger generation see the boomers lifestyle they will still aspire to own home at any cost, well that is the way I hear the talk about "must save up for a house" and all that. Could it be there has to be a whole generation growing old and poor and die with out leaving any wealth before there is a change?
  10. I read this earlier, different report but same story. I know its cambs, but 175k for a leasehold coach house?
  11. -30% here in Norfolk is only going to be back to 2014/15 at best.. some where between 50-70% require to get on par with local wages
  12. Few people at work have partners that work at Aviva, hear taking early retirement and cashing in is the done thing. The sums banded about as you would expect concerning defined benefit scheme sound like lottery sized wins. Can't see that 45m would be sorting out all that much of a hole.
  13. I blame housing benefit in the main for my housing costs, I have to compete with a single mum of 3 who gets up to £950 a month to rent in the local area where I live...
  14. What does it exactly say in your contract? Perhaps its a double charging attempt by the agent? The Landlord has picked up on this and said they will pay and it makes them look like they have done you a favor. Not sure why a agent would not charge the Landlord and prefer to charge tenant? Does not matter who pays for the report as I can work out, in this instance would it not be more important to note that you contest or accept the content of the report. Always good idea to be present at a checkout in my opinion, take it you was not, due to your suspensions around the landlord influencing the inventory clerk. Is it you contest the check in or the check out report? one must be wrong for there to be a dispute? other than subjective wear and tear?
  15. PPF had a 6billion surplus according to reports, that will now be 5 billion after Carillion, not sure what that means when a few more large organisations go the same way? BT will always have a value though as they have assets. Telecommunications equipment Revenue £24.062 billion (2017)[1] Operating income £4.135 billion (2017)[1] Profit £1.908 billion (2017)[1] Total assets US$42.946 billion (2016) even with 10billion debt and the pension deficit they are covered for now?
  16. As I understand only a judge can decide if a sec21 notice is valid or not. As a tenant there are two options, accept the notice to leave and then leave OR not accept it and stay. If the landlord wishes to gain possession when the tenant does not leave once the request to leave date has passed then there will have to be a court hearing, at this point the tenant might bring up things like Non deposit protection or No EPC. Whether the possession is granted depends on the tenants case, up till that point the s21 can be issued but it will not be until the hearing whether its ruled valid or not. Non protection of deposit would be a good reason for the judge to not grant possession, it would then have the added bonus of giving clear evidence to then pursue for a penalty. Since the obvious route would be for the Landlord to then protect the deposit late to try and get a court order again. There for you would have some good evidence the deposit rule had not been observed.
  17. no EPC means a sec21 notices validity can be contested?
  18. I read the same story, different place. Couldn't quite understand it either, but it appears the figure is the sum the insurance company would require to take the pensions on. Claim 2.6bn, but will actually get nothing? since it will be going into the PPF. Actual cost 980m, still a long way out though.
  19. which company will be next in line for a bail out?
  20. whole road in Norwich... “The properties are very recently built and represent a good long term investment, especially with interest rates as they are at the moment. http://www.eveningnews24.co.uk/norfolk-property/chance-to-buy-entire-road-of-houses-in-norwich-1-5353162
  21. never are quick these things, but most likely there is plenty of watering down to do. not heard anything much about court case regarding agent fees either.
  22. of course we only hear of the winners(in the main). If I was to be investing in the "next big thing" then I would have a lot of losers in the basket a long side the odd winner. if crypto had been one of those it likely pays for all the losers, but today?
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