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GregBowman

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Posts posted by GregBowman

  1. 12 hours ago, Confusion of VIs said:

     

    If you like most people rarely travel more than 200 miles in a day any modern EV should be fine, no need for a hybrid and if you regularly travel long distances get a Tesla.  A hybrid  is pretty pointless as after 30m you are back to driving a petrol car, one that is less efficient than the equivalent standard model.   

     

     

    We all have different needs but we have found our VW GTE plugin hybrid a great bit of kit. It runs on electricity for local journeys which are the majority but of course has an engine. The mpg is 50+ even in hybrid mode when not on electricity.

    We have had 2000 miles out of its small tank. They aren't for everyone but it seems to work for us.

    In fact probably a good supplement to a full EV

  2. On 09/10/2021 at 14:52, winkie said:

    Nearly dead, why would you say that?.......becoming more alive, doing something always dreamed of doing but never had the time, always someone or something calling on it....define contributing...... ambition is not draining away when achieved your ambition........nobody says anyone is escaping a job they don't enjoy, they have found a better job that they enjoy better.......sometimes that can be in a better place.......interesting people are everywhere.;)

    Because we are all different and you bang  about it quite a lot my friend. It's a bit tongue in cheek but why build a life you want to escape from at the end ?

    Just my experience seems to clash with your view of the world but these places  are known as God's waiting rooms for a reason 

    Interesting people are everywhere but they do congregate in certain places 

    If your ambitious its not finite in my experience either

    My personal experience is boomer retirees contribute very little, mirroring my experience of those parents when running a Scout Group and Youth football teams in my 40's

    Read Bowling Alone by Robert Putham about the collapse of community 

  3. 1 hour ago, markyh said:

    Thank god. you cant cleaners on minimum wage for love or money where i live. I need more desperate people and happy to pay cash to them on a self employed basis and they sort their own tax affairs. The last cleaners we used in 2017 after 1 month informed us they where now charging VAT, so earning £85k+ , she had a team of 4 her (white british, 2 eastern european's and and asian lady).  I was PAYE at the time and not VAT registered at the time so that upset me a lot having to pay 20% more. 

    Or you could keep fit by doing it yourself 

  4. 8 hours ago, coypondboy said:

    Thanks for all the feedback and cycling along bournemouth sea front today seeing all the retirees smiling and enjoying the sun with no stress I will ask a few of them why the moved down from London to retire?

    Because they are nearly dead - As Mickey Flanagan said in a show I get out at the train station at the top of the hill in Brighton , take a breath and feel all my ambition draining away

    As onlooker said so few actually contribute back with all the time they have. Actually pretty selfish just taking now.

    I can understand people wanting to escape from a job they don't enjoy, trouble is they aren't the most interesting of people

  5. 2 minutes ago, byron78 said:

    Sorry. I've only ever worked for a bit of fun in the 80s (I'm an old boy).

    I still enjoy work but not always fun ! winding down next 3 years I am 60. Trouble is things keep coming along, I will be out in Qatar next year for the world cup which is kinda fun. It's nice someone else paying you to travel intend to see a lot of the region.

    You are right, I think the pendulum has gone too far and our focus should be on  the having to work adults the classic group 20 - 60. It is faintly immoral to me its not.

    . 

  6. 10 minutes ago, byron78 said:

    I actually think this is largely right.

    I also think the UK will dispense with this government pretty quickly once it realises it's looking after people like me, not you (by that, I mean anyone who needs to work for a living). 

    Thanks but not quite sure what you mean by the last sentence. Too much emphasis on the boomers and the generation above ?

  7. 22 hours ago, scottbeard said:

    Interestingly, I don't think we ARE headed for a recession - if anything there is lots of work that needs doing and the struggle is filling the jobs.  No-one is talking about cutting back spending and laying off workers.

    What's now coming home to roost is actually:

    - the stupid rebalancing of the UK economy in 2004-6 to become totally dependent on cheap Eastern European workers

    - the stupid financial can-kicking in 2007-08 of holding "emergency" zero interest rates for 14 years.  That's what means they had no ammunition to tackle the COVID crisis.  There was always going to be another crisis at some point, and it was always going to cause this plan to fall over.  But it doesn't necessary mean RECESSION but it does mean INFLATION

    Tend to agree, it will be choppy but outside the stories of wage inflation in the news not sure it points to a recession. I have first hand experience of wage pressures with people asking for more money. I don't necessarily see that as a bad thing, even though as the boss its a pain in the backside. Lets not forget every boss wants to pay as little possible and if that is subsidised by tax credits or a flood of cheap labour they will take it.

    I think it's agreed on here that the wealth gap was getting obscene and social mobility had all but stopped.  The only way to reverse that is to ensure a larger proportion of capital earned goes to the workers as happened post 45 to late 80's. In the short term prices will rise but that in most sectors that isn't the answer long term because of market competition so could we see a greater proportion of workers productivity being paid out in wages which would be a good thing.

    The past eighteen months will have seen millions re evaluate their lives and step down their hours or retire realising they can live on less so exiting the workforce, therefore the classic recessionary trait of not enough jobs imho won't happen in fact the opposite.

    Not sure if the German output story is around cars but the industry is their biggest and if not in their top 3 and 77% of its output is exported. It is also a global  industry as a whole that is lazy, takes pride in ripping the customer off and slow to move off cash cows and into new tech unless it is forced to. The premium brands for instance saw it as a perfectly rational strategy to pump up production and flood the middle east and China with Stuttgart stars, Bentley wings and JLR with its trucks whilst the world was already thinking this has to change. The car consumer got savvy who would of thought ?  must have sent shock waves through the board room.

    I think many people are now questioning the concept of buying more for the sake of it - Greta has had an effect.

    Bit like Covid this can't be modelled on previous experience

     

  8. 8 hours ago, Dorkins said:

    Hertfordshire

    Rode through North London last night on way home up through Barnet most places closed , little place opposite Highgate school open.

    Got into Potters Bar, Murco and BP open but went into Tesco’s no queues all fuel types and grade available 

    In my limited experience 1 car fill up and 1 bike in 10 days Tesco have managed this well and others I spoken to have had the same experience 

    This was about 730 pm

  9. 16 hours ago, steve99 said:

    Thanks to the majority being fooled by the right wing propaganda machine in all its forms. Most voted Boris and Tory because they didn't want Corbyn destroying the economy, lowering house prices or privatising what should be public assets.  And still with all the evidence they don't see what they have done to us.  Same for all those that didn't vote either, its an effective vote for the dark side, ie more neo liberal tory destruction.

     

    The cycles are much longer than recent history 

  10. 24 minutes ago, Bruce Banner said:

    I'm ten years older and started work on my 15th birthday but otherwise similar.

    I hate being nannied and would rather die than end up in a care home....... seriously.

    As for care home tax, the problem is that the NHS is judged on quantity, not quality, of life so people are outliving their brains and all the money has been spent getting them to that point.

    Yep same here, we need a more elegant discussion about this along the dignitas lines.

  11. 37 minutes ago, Si1 said:

    Yeah. I don't mind that the accident has happened, I can see why noone really meant it twenty years ago.

    But the utter lack of empathy or responsibility, the dog in the manger politics of transference of guilt to the victims, which you haven't done obviously Greg, is shocking. There's no good reason why steps shouldn't be being taken to even things out now. But with the triple lock and the new national insurance supplement it's clear that they're not. This govt don't even barely recognise it. Not a little bit.

    Totally agree and I think you have seen my views a goodly proportion of my generation are greedy F3cks it is depressing 

  12. 30 minutes ago, Mikhail Liebenstein said:

     

    I do believe these things need to be paid for out of income. Right now everything is borrowing and we have a large generational overhang without sufficient workers to pay for it. 

    Borrowing to treat a boomer might well deny someone ekse treatment in the future.

    I'm actually thinking hiusing assets should be used to pay fir some of this.

    Well lets get real then if we are the generation of takers ( too wide a generalisation, like all millennials eat too much smashed avocado so can’t afford a flat deposit ) give tax breaks to private health care and private education to encourage a wider take up and reduce the burden on the state 

    I don’t agree with the care tax either just give me the ability to pay a one off fee £50k+ to insure against it. 
     

    You can already hear the howls of protest against a two tier society 

  13. 20 minutes ago, Si1 said:

    The financial statistics behind the boomers show they have been taking their whole generational life.

    During their peak earning years, owing to the previous and following generations being smaller, they had a much lower tax burden to pay for other non earning generations' needs. The actual statistics behind how much more money the boomers have taken out then put in are startling. Now they want the triple lock pension, propped up house prices, free care homes paid for by the working poor Yadda Yadda. The more you give them the more they want.

    Not me worked since I was 16 higher rate tax payer since 25 now 60, plenty of us - it’s a little more complicated. So I have always paid in 

    Many boomers don’t like the care home tax thing - would of preferred an immediate one off payment which would of generated money 

     

     

  14. 19 hours ago, Insane said:

    The message I got from the Labour Conference this week was :-

    The New Policy's are as follows :-

    The Tory's are Scum.

    The next James Bond should be female.

    Then there was a lady who could not attend ( forgotten her name) she is a Labour Party member but due to her Tweets on Transgender issues not being the party policy line she was receiving Death Threats.

    Now I wonder which part of the message I Heard Wrong ūü§£ūü§£ūü§£

    I am conservative with a small c and would agree some tory grandees are - so old message LOL

    Even Daniel Craig doesn't think that

    The cervix was a central point of policy which alienates¬† me a little...ūüėā

     

  15. 3 hours ago, Insane said:

    You Labourites will never get it will you Lol. You wonder why your have not been in power for 13 years and why it will be another god knows how many more years , here you are on an open forum trying to debate for a single mum of 6 on benefits creating value. You cannot even see it. 

    Out for another 8 bless them, we just aren't listening hard enough to the message

  16. 21 hours ago, winkie said:

    64 is rather a lot, only takes a few to stop paying their insurance and ground rent or maintenance to create an issue....who will pay the gardener, are they sub let.....can you contact the owner, does the owner care.;)

    It's been run like that for fifty years and is mostly retired people seems to work fine. You aren't allowed to sub let as my other comment and being populated with retired people they are pretty hot on that 

  17. 17 hours ago, Pop321 said:

     

     

     

    Thanks guys, I think the downturn in flats might be useful for me. The target is a 2500 sq ft Victorian mansion ground floor with either one other two flats above. One of those which are £600k knackered and £1.75m blinged….and if flats are increasingly out of favour we will start looking. We want a share of freehold though. 

    I think its a great plan three flats with a share of freehold in one of those piles would be a great lifestyle choice - good luck

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