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Habitationi Bulla

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Posts posted by Habitationi Bulla

  1. 28 minutes ago, Greg Bowman said:

    What is that all about !! Sorry to hear it - your new to the board and I already enjoy your posting.

    Surely mods - he can be reported ? people have disappeared for less

    I asked the troll to block me to avoid clogging up the boards, he is a confused teenage windup merchant, who seems to be the most delicate of snowflakes when responded to.

  2. 1 minute ago, Greg Bowman said:

    You are a hostile little chap aren't you old boy ??


    Sorry I didn't put why I sent my children to private school instead of our thought process was......

    Perhaps you should of gone to a decent school ?

    Clearly ATFQ isn't something they taught at private school, your response inferring how wonderful and enlightened your highly educated family are had nothing to do with it.

    But yes perhaps i should of gone to a decent school, as clearly you know which one i went to. 

  3. 49 minutes ago, Greg Bowman said:

    When your paying £30k a year you expect a good standard of education as a given. The all round confidence, connections and general bedrock of an original public school is hard to describe if you haven't experienced it. You can tell the products of these schools a mile off in life

    Our thought process was in a world where China and India are churning out millions of highly educated students, your future success lies in not competing at that level but using your connections alloyed with your confidence to navigate the world. So far we haven't been proved wrong

    My comment was about why parents send their children to private school, your response is nothing to do with wither my comment or the one i responded to.



  4. 18 minutes ago, mathschoc said:

    People these days send their children to private schools to keep up with the Jones's as they have got use to splashing their money.

    The only benefit I see in private schools is that they can get rid of the nasty vile child (who influences others) as they don't have the ridiculous "inclusion" policy that state schools have.

    What complete and utter nonsense, people send their children to private school for a better education.

  5. 4 hours ago, jonb2 said:

    Yes SoF - this is what I fear most Brexiteers have missed. There has to be a greed based reason we have people like Rees-Mogg, Davies, Boris, Redmond et al wanting the eyes of EU regulation destroyed.

    Yeah, Brexit - lets fill the boots of the .1%. Feck the peasants <again>,

    A true insight into the hard of thinking.

    Immigration that is good is where very rich people come and invest, though bidding up property is not my preferred choice ... immigration that is bad is when millions of low skilled poor people come, requiring subsidies to live here.

    We uneducated, little Englander, racist Brexit voters, voted for the former, you remainers voted for the latter.

    You mention Rees Mogg, Davis as pushing for Brexit due to greed, do you have anything to back this up with as i'm calling this out as made up utter nonsense ... but may i remind you of Blair, Gidiot, Mandelscum and all the truly treacherous corrupt nation wreckers who still push for remain. clearly its your lot that are the career troughers.

  6. 2 minutes ago, spyguy said:

    I dont think the case is as simple as the spin.

    I looks like they agreed to buy the house at a discount with sone form of rent firever at 800 option.

    If iptheyd bought the house and hed rented it then there eould not be a case to answer - AST laws and all. 

    This case is more complex and has more issues.

    Thatd be illegal. And it states there was no rent forever agreement.

    But the court ordered it as they found some case law dating back 90 and 60 years

  7. 18 minutes ago, Democorruptcy said:

    So £1,100 wasn't the market rate and £800 was so far over the odds they were happy to commit to it long term.  

    I can only see one way out for them, offer to sell it to him for the same £143k that they paid him. At £800 x 12 months x 16 years they have had £153,600 in rent off him (exc maintenance costs). That price is £97k below their other £240k offer, so they are still quids in. But.... the question is, even if he could afford to buy at £143k would he or keep a secure tenancy for life at £800pm? 

    Theyd have paid interest on their mortgage, that 153k wasnt all to keep so o speak? Ive just done a quick RM search and it seems closer to £1300 is the going rate for 3 beds in this area. I'd presume 800PCM was close to the going rate at the time, being as rents are more related to wages.

    The article states the person potentially buying wanted 1200pcm not 1100pcm as i stated, and they were to buy it at 240k after an agent valued it at 310k.

    But like a say the thing learned here is do not help anyone out.

  8. 1 minute ago, Blod said:

    Sorry but that rent would have easily over the interest on a loan for the property when they bought it for him. Their complaint is that they only did that so they could take the capital gains on his property for themselves, and now due to their poor due diligence they can't and have tried to force him out through the courts. Would he have agreed to this if he had known that they could just evict him, I doubt it as it would not have offered him the secure tenure that he needed and desired.

    It would seem to me that the main thing to learn from this is don't help people out.

    They could have bought it, booted him out and charged market rent on 6 month AST's

    I'm hardly a fan of landlords, from my dealings with them most are utter to55ers, but this one strikes me as one of the few that isn't.

    Apologies for not towing the line.

  9. Just now, Democorruptcy said:

    It reads like he's paid £800 since 2001, was £1,100 the going rate then?

    Look ive read the article and it seems there are a lot worse landlords and people on the planet, they've bought it from him as hes a friends who was in the crap and rented it back (a decent gesture? .. strikes me its the tenant that isnt a man of his word and is the snide one here. 

    LLs not put the rent up for 15 years hardly seems like a someone out to grab as much as he can.

  10. 9 minutes ago, HovelinHove said:

    This will warm the hearts of all who live on this forum.

    My favourite quote:

    "But decades later, when the couple wanted to sell up to fund their new life in Spain, he refused to leave."

    Read more: http://www.dailymail.co.uk/news/article-4783218/Couple-forced-tenant-cheap-rent-LIFE.html#ixzz4pUYMzALS 
    Follow us: @MailOnline on Twitter | DailyMail on Facebook




    To be fair theyve done the man a favour and he's taken them for a ride, theyve even offered to sell it back well below market value.

    Teach people to help others out and give them below market rent.


  11. 28 minutes ago, BearlyBegun said:

    It really does seem to be snowballing on the mainstream media front at the moment

    Yes its in the media a lot, but if i saw 8 million house now costs 4 million, it would make absolutely no difference to me ...just tells me it was over priced in the first place or somemug Russian paid over the odds.

    If i saw house that sold for 400k recently now advertised for 200k then i'd be happy.

  12. 1 hour ago, durhamborn said:

    No i dont think so far too much risk.The inflation will be industrial and might not feed through to the consumer for a long time.There is also a very high chance asset prices go up slower than the inflation.Its leverage that will take down a lot of people and companies.In inflation cycles yields tend to rise and PE ratios contract because of rising rates.You could argue leverage invested in the right sectors will prove a very good bet,but for ordinary investors leverage will catch you in the end and is best avoided.History is full of bankrupt companies and consumers who could service a big loan,until they couldnt.

    Im talking about a person who could quite easily service say a 200K loan. As inflation is the name of the game surely it stand to reason that having debt that will be wiped out by inflation is the way to go.

  13. 12 minutes ago, M21er said:

    Kevin -  is that you?

    First time i've heard her speak,she makes him come across as the good cop.

    Pity these vile excuse for humans dont seem to realise its them that have been in receipt of taxpayer handouts via QE/ZIRP for the close to a decade.

    If nothing else at least all that money they rake in hasn;t brought them happiness, only hatred.

    Their demise will be celebrated..


  14. 7 minutes ago, durhamborn said:

    Well yes,but that is a tale back in history now.All simply parts of the disinflation cycle that started in 1982.Almost everyone from CBs to consumer think thats the norm.The reflation cycle ahead will give them a much needed education.Just a huge deflationary sell off to get through first before that can begin.For a lot of us it might be the last time we see a cycle turn like this,so we better make the most of it.

    If one can service a large loan, would now not be the time to fill ones boots,if as you predict helicopter money is on its way in the coming years.

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