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lulu

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Posts posted by lulu

  1. 6 hours ago, CunningPlan said:

    If you can get in a Fiat 500 then there is every chance that you are not really disabled.
     

    But don't forget, many disabilities are 'hidden'....

    A return to the 80s-style disability car would create a 'healing' akin to the second-coming of Christ. It would be a miracle on a grand scale as people miraculously no longer require their disability vehicle*

    *people who have genuine mobility issues, wheelchairs, require walking aids etc should of course be helped (whether a free car is the answer I am unsure but the system needs reformed) Everyone else can use the legs they were given and stop taking the piss. It is a rarity to see someone with a genuine mobility issue parked in a disabled space.

  2. On 17/01/2017 at 6:50 PM, toreveal said:

    I'm not hoping for a crash (not silly enough at this stage), but I did notice that the December 2016 report that espc published very quietly a few days back shows drops in some areas of Central Edinburgh, compared to Oct-Dec 2015.

    https://espc.com/news/espc-house-price-report-december-2016 

    You have to view the table to see the areas with the drops, as it's not mentioned among the chat.  Admittedly the overall trend is up both for City, and City Centre.

    A friend of mine is now selling their BTL flat in central(ish) edinburgh. They bought it (I think) 4 years ago and seem a bit miffed that it has now gone on the market just a few thousand more than they paid for it originally, not sure the area it is in is quite as 'up and coming' as they were expecting.

     

  3. On 1/4/2017 at 4:32 PM, Maximus Skepticus said:

    We used to share solid values, even though he was a socialist taking a state wedge and I am a free market capitalist having been made redundant and starting a business without a pot to p1ss in.Now its all about property portfolios this (

    This is an interesting aspect to those that I know who have btl properties.  They mostly think of me as some kind of right-wing nut job (I admitted once I voted Tory once) yet none of them can accept any negative aspects to themselves being btl 'LLs. One of them got their fingers badly burnt on an 'investment' they made on a flat in Newcastle a few years ago, my less than sympathetic ear was not appreciated.

    ....but those Tories, they are the greedy ones (apparently) 

  4. On 12/22/2016 at 5:59 PM, TheCountOfNowhere said:

    The big question for me is....Will they die before he actually manages to sell up.

     

    if he does die...what then...lot of tax due on those properties, no way of realizing that and can't exactly do the old aristo trick of letting people see your living room twice a year so you dont pay tax.

    I am continually amazed that the fat **** is still alive. Seriously that gut and the stress he must go through to ensure he continues to be a money grabbing barsteward surely must put his system under some pressure?

  5. 7 hours ago, Lavalas said:

    That comments section would be an absolutely joyous read if the whole sorry mess wasn't so socially destructive. They are getting an absolute drubbing, and rightly so. 

     

    Very true, there will always be a tinge of sadness when this all unravels. How socially destructive was the btl phenomenon? Both in terms of community cohesion and the financial destruction of (hard working - of course) British families who were either forced to compete with BTL investors to buy a home, or forced to rent off one of them on a short-term lease and high rent.

    I can only hope that one day even the guardian readers are able to identify where much of the blame lies. Blair/Brown should be strung up, instead I have friends who blame Thatcher, they soon lose that argument when I remind them of a Labour party who were in power for 13 years who did nothing to reverse/repair the right to buy of the Thatcher era. They could have built millions of council homes and prevented the BTL boom with legislation, but they did quite the reverse.

  6. It's still a tiny number of women (over 45), but I think generally women are having babies later and later because they can't afford them in their 20s or even early 30s. Average age of FTB is now late 30s. The social impact of high house prices and high cost of living is huge.

    That is my experience, very few of my female friends have children and we are all heading into late 30s now. In a couple of cases career does come into it but in most it seems to be a financial constraint as renting/buying a family home is simply out of reach.

    More than one child's is an issue too as at that point childcare becomes prohibitive leading on one giving up work which leases to financial problems.

    If only the banks had been forced to lend based on a single rather than a joint income, the future for the uk would look a lot brighter as children would be more affordable to the people who really should be being encouraged to have them (rather than the pondlife level knocking out multiple children to a succession of feckless fathers).

  7. I wonder if your typical landlord is bright enough to grasp that "landlords will find they cannot borrow quite as much as they could have previously" means that they won't be able to remortgage as easily next time around..To a lot of them it won't be margin calls that kill them but their need to remortgage a mortgage at a loan to value of 80% discover no one will touch them.

    But all they will need to do is raise the rents...

  8. So potentially it will be every political party in Scotland bar the Tories supporting Independence. Ruth Davison is also tainted by being a key member of the Remain team. How is she going to argue that staying in the UK is better than staying in the EU?

    Most of the arguments from the last scottish ref will remain the same as they were before.

    Without decent oil prices Scotland would have a deficit. Independent Scotland would need a currency - certainly now the Euro.

    Most of Scotland's trade would still need to be be with England - currency and trade barriers could affect this.

    Scotland would need to contribute more to the EU than it would get out as compared to the newer (and still to join) countries it would be viewed as richer - so one can argue, what would be the point?

    Schengen(?sp) is a potential issue.

    Add to that the strong historical ties between Scotland and the rest of the UK, how many Scots live in England/Wales/Northern Ireland and vice versa. The historical and family ties to the EU are minimal comparison.

    A vote in support for the EU is not the same as a vote to leave the UK, if anything I believe Scotland has even more reason to stay.

  9. Still not figured out why they want to join an organisation which imposes its own rules on them and gives them far less say and influence than they've got in the UK. I've a bit of respect for Scots who want shot of both the UK and the EU, none whatsoever for the ones who want to leave the UK and join the EU. I suppose the greedy ones want the Magic EU Money Fairy to visit, heaven knows what the rest are after.

    As I understand it, it is because the EU - like Scotland - is a socialist utopia. All our human rights/equality/tolerance/workers rights come come only from Brussels (and holyrood)

    The EU ref result is confirmation that the English are nothing more than intolerant/right wing/bigots....

  10. 80% of Brits would be happy to quit UK for RUSSIA after Putin offers free land

    ALMOST eight out of 10 citizens would seriously considering quitting Britain and emigrating to Russia, a poll by Express.co.uk has revealed.

    Nearly 80% of people who responded for our poll said they were considering moving to Russia

    Disillusioned by life in modern Britain, 78% of more than 22,000 respondents replied “Yes! Bargain” to the question “Would you move to Russia in exchange for free land?”

    The revelation came after it was revealed that Russian president Vladimir Putin is offering 2.5 acres of land for free to people willing to move to the country’s Siberian wilderness in a bid to boost the area’s economy.

    The scheme has captured the imagination of the British public, many of whom have been seduced by the area’s stunning natural beauty as well as Mr Putin’s no-nonsense leadership style.

    Simon Sharp told Express.co.uk: "As soon as I read about it my wife and I discussed it.

    "There's a certain amount of romanticism. The idea of going back to nature in such a remote area. It would be down to us to test our mettle.

    "There's also definitely disillusionment with the UK, with British life. We're all subservient, we won't know what's going on."

    We are told that there are many millions of persecuted souls fleeing Islamic nutjobs from sub-Saharan Africa to Syria, rather than let them into already population dense Europe why not send them to russia? all those brain surgeons and doctors would surely be an asset to to vast empty spaces of Russia.

  11. At £40 odd K per year self-funded ?

    Can't see UK students stampeding onto this course can you lol !

    Its a bit like those £multi-million apartments springing up along the Thames.

    You may be surprised, there appears to be no shortage of second degree students signing up for veterinary degrees at £30k/year. I don't know the starting salary for a vet but it is somewhat short of what a medicine graduate can expect.

  12. It's not surprising you and your unionist chums are not interested! When all the parties that support your political view point are full of complete morons it is hard to keep your interest levels up.

    Following in the footsteps of the snp morons. There was some fat snp git (for once not salmond) on the Sunday politics show this last weekend, ying to us all about the Snp management of the forth road bridge. Buying up votes from fife by cancelling the toll on the bridge looks a bit stupid now we know the maintainable was not kept up.

  13. It's a little sad really

    Cybernat thinks we care and even sadder that the politicians he/she keeps plugging are really different and give a sh!t about him/her LOL

    I live in scotland and I do not care. I (and most folk I know) are sick of the snp and their devotees, it would be nice to think they would get on with running the country instead of working towards another referendum and blaming Tories/Labour/England/Westminster* for all Scotland's ills. All of the finger pointing yet taking none of the responsibility.

    *delete as appropriate

  14. Have to say the last 3 times I have shopped at one of my most local Lidls they have been totally rammed. No space in the car park, all tills open with queues. Obvious that many of these are new customers from their dithering and "incredulous" behavior (as is couples inspecting everything and gasping about the price in comparison to Tesco/Sainsburys etc).

    It's really annoying as I have shopped in Lidl for over 10 years and am used to very quiet shops where you can get around quickly without having to circumnavigate the badly placed trolleys of of OAPs and mothers battling squawking offspring.

    Looks like all the talk from the big supermarkets about Lidl and Aldi have done a great job of drumming up more business for them. :lol:

    It is very annoying, I have shopped in Lidl for ages and there are now far more folk in there and even folk from my work are now seeing the light and changing their habits.

    The major supermarkets are screwed, I have no idea why anyone shops in Tesco et al. any more.....

  15. Lidls & Aldi - you can do a big shop. But instead of packing at the end of the till - stick everything back in the trolley and bag near the window.

    Place all bar codes lying face up.

    You CAN make light conversation with the till operator - as long as the stuff is being scanned - not when the next customer is waiting!

    No, what you need to do is place the barcodes all over the place and make sure anything that is awkward is at the end, to slow the till up. If Lidl has one problem it is the tills, i did catch the checkout guy out the other day by waving the cash at him whilst he was not ready - my shopping went into a carboard box so was all packed straightaway.

  16. Walked into the local card shop earlier this week and I was shocked to see Christmas cards already stocked in the shop! We are only in September!!

    Anyone else seen any shops selling Christmas items already?

    Yep, tesco here have about half an isle, and others are obviously clearing the space.

    Fairly standard from what I remember?

    It's our own fault, some morons must be buying this shit in September so the supermarkets are presumably fulfilling demand?

    I will buy my Christmas stuff on the 27th December as usual.

  17. If the price of doing business in Scotland is right corporations will go there

    Capitalism has no country and no loyalties to anything but the bottom line,

    Not everyone works for a corporation. Some of us just work for small companies for whom our clients appreciate the service but have options in England that can fulfil a similar service.

    Our clients have already made comments on the issue, they can go elsewhere and will especially if/when scotland joins the euro.

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