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RichB

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Everything posted by RichB

  1. <br /><br /><br /><br /><br />Well...anyone who has been watching the walking dead...<br /><img src="http://img4.wikia.nocookie.net/__cb20140319160404/walkingdead/images/0/0f/Season_four_lizzie_samuels_(2).png" />Edit:Wow that's some seriously broken quoteshit right there...
  2. More to the point they are more likely to enter the university con trick and rack up a good strong pot of lifetime debt and servitude.
  3. Either that or they see the small, scared sector of the market with traditional values and sane fears that they know they can milk dry with almost no risk to themselves.... Or competition. Makes me feel like a mug not buying on 125%a decade ago.
  4. Not at all. The banks will be able to lend much much more....lower amounts to far more people with much higher repayment capability and more money to spend in the community. This seems to me a great solution, applying as it reads to those innovative eq ... It's aim appears to be placing the responsibility on housevaluation firmly in the banks... They stray from a democratic consensus of sensible they get burned. This looks as close to a solution to please thecrowd on here as is possible - and portable. Hope they can make it work.
  5. Stamp is fine. It serves to tell the buyer they are being a bit flash shelling out 5x national average salary or 10x for an overly fabulous luxury home. Get the prices into correct parameters and stamp ceases to be a concern.
  6. That part of the beach was supposed to be turning into the new european riviera after a decade or 2 of global warming. I suspect DT has now seen some research that suggests the glaciers are more likely to be coming...
  7. Compared to losing it all on a share going into administration or even just dropping 10%, yeah, it's a payout. Mind you, if the share had gone boom, then probably their jobs would too. Wonder what would happen to their share 'Savings' then?
  8. guaranteed that more dreams, businesses, livelihoods and communities are trashed each year by the various levels of governmental intrusion, taxes, rents, economic and social policy than ever have been by riot and civil unrest.
  9. Cards on the table... Bonus points for getting the right paper as well!
  10. Doubling his money twice not good enough a return?
  11. 3 things 'they' drilled into me during the 80s and 90s ... "it's what is on the inside that matters" "you can't take it with you when you die" "finish everything that's on your plate" So now I'm fat, middle aged, scruffy and broke. Thanks.
  12. Why not have perpetual mortgages? We could call them something innocuous and catchy, that sounds unthreatening and perhaps even positive... How about "Interest Only Mortgage"? Cheaper than the others by a wide mark, and sounds much cooler than the complicated "Capital Repayment Mortgage" - capital is for rich folks exploiting the poor.
  13. http://forums.theregister.co.uk/forum/1/2013/06/19/how_home_ownership_hikes_unemployment/
  14. That is my assumption. The actual headline that Young unable to save fast enough to keep up with houseprice inflation and will never achieve a deposit would be a bit too long.
  15. Can you say RYA in an Irish accent? Perhaps you should watch more telly:
  16. 84% voluntary redundancy I see on bbc. Wonder how many of them are ptsd'd to the max?
  17. Just finished reading "In Cheap We Trust", quite an eye opener in a way for someone without an ecognomics background. Makes a lot of sense in terms of how we have moved to a borrow it now culture, and combined with Purple Cow and Seth Godins analysis of the end of the TV-Industrial-Complex, really casts a gloomy light on the end game... (http://www.amazon.com/In-CHEAP-We-Trust-Misunderstood/dp/B005UVVR4M) (http://www.amazon.com/Purple-Cow-New-Transform-Remarkable--/dp/1591843170/ref=sr_1_1?s=books&ie=UTF8&qid=1371472077&sr=1-1&keywords=purple+cow)
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