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House Price Crash Forum


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About Bhoy

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  1. I put an offer in for £10k over valuation in Glasgow and it was "the lowest offer by a long way". I can tell you with certainty that properties in popular areas of Glasgow will sell for 10-15% over valuation (the price a surveyor has set as the value of the property). So 10-15% below the asking price isn't my experience up in Glasgow. The market is mad here - although it seems to be being fuelled by people from outside the city who are moving to capitalise on cheaper housing but a decent standard of living. Oh and before I get asked why I'm offering over valuation - 10/15%
  2. Had to in the end. My parents bought a house in the nicest area in town in the '80s. I believe it was twice Dad's salary (a panel wirer in a factory). My mum worked part time in a shop. The same properties now in their street sell to business owners, company directors, etc. I don't think they would get a mortgage for the worst estate now. Still, I love their stories about the few tough years they had in the '80s making the payments....... sigh. My grandma has a similar hard-knocks story - her and my granddad had to lodge for a year before buying their house outright for cash......
  3. I was born and raised 15 mins from Oxford. I moved to Glasgow last year because of this type of lunacy. Apart from there being nothing to do locally (Oxford satellite towns don't have much going on) the houses prices are extortionate. And there's not much to do in Oxford either to be honest should you venture in.... a few nice bars, that's it. Last train back is usually cancelled (always engineering work), the football is dire and the university says "no" to any fun proposals for activities, shopping malls, sports, etc. The Oxford University mafia basically want to keep the town academic
  4. Haven't sent a thread yet - But the BBC are stating that High Street banks approved 39,507 mortgages during the month, the lowest since August 2016. They are blaming it on the rise in interest rates........... http://www.bbc.com/news/business-42502610
  5. I'm moving to Glasgow in two weeks and it was one of the few places still going up according to that report - FML, ha ha
  6. A couple of friends of mine have paid £340,000 for a house off plan in north Oxfordshire (small market town). They didn't negotiate a discount for buying off plan, but did receive £7000 off of the stamp duty (which they were told was £8000) They paid the deposit on a credit card. People aren't thinking house purchases through and a crash wont happen. Not in the mood for being called a troll. Been viewing this forum since 2009 and it's the same old thing. There will be no crash.
  7. LondonBound has a point - anyone who contradicts any opinions on this site that go against the collective view gets shot down as a troll or similar. Honestly it's refreshing to have an objective view like this.
  8. This is my part of the world unfortunately - it's a sh#t hole of a place, completely irrelevant town....... and I was actually planning on moving there 2011-2013 unfortunately (my ex lacked imagination). They were dreaming at £152k for this - the EAs are lunatics for suggesting it and the owners are lunatics for thinking they could get close to that. Sounds like they're trying to create competition by having an open day to drive up the final price. All gone a bit the way of the Scottish market? In 2012 you could get a large 3 bed detached house on the nicest estate in Daventry f
  9. No. I enjoy pool, not enough for a table. Would rather use the room for something else. Certainly don't begrudge someone using their own room for whatever they want to do it in...... their room, their choice.
  10. F#ck me - slow news day guys? A.) Who cares B.) How's it vulgar and sad? It's not my tastes but it's hardly sad. Honestly couldn't give a sh#t what someone puts in their house. If they like pool and want a pool table, fair enough. I agree with the HPC train of thought but you lot don't half get bitter because someone has a bit more than you do. Get over it.
  11. Some will, some wont. My father-in-law has a portfolio of 15 flats/houses in not very choice areas. I'm not sure whether he will be able to offload them all in time before the market collapses. He had the common sense to spread them across the tri-counties surrounding where he lives.... time will tell. I actually hope he busts. Nothing personal, just don't like landlordism.
  12. What made you buy new as opposed to a year or so old car may I ask? I paid £5k for a 2006 Jetta in 2013 with 43k on the clock. I think new they were close to £20k. Paid cash, still have it. Runs great. I have never understood buying new. I put a 1 year old VW Polo on an interest free credit card in 2008 (£6k for a base model) and paid it off without having to resort to paying interest. I'm not trying to be clever, I just couldn't afford a new car or to take the depreciation hit. Well, I could afford it, I would just prefer to spend the money on other things. I have looked in to
  13. Blimey. 2020/21 - I might migrate until then and come back
  14. I honestly thought the young would vote Brexit as lower immigration would result in less wage suppression (through supply/demand of more workers than jobs), more available jobs (less competition from migrants) and lower houses (migrants renting and buying putting upwards pressure on the market), but they largely voted remain. Weird. It's like they were choosing to get f#cked over. I voted out. My GF at the time was Polish, so everyone assumed I was a remained and banged on about the 'racist' leave camp, especially when she was in my presence. I embarrassed a few people by telling the
  15. Yeh the crash isn't going to happen is it. FFS - I hope the Halifax figures state differently.
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