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House Price Crash Forum


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About Just_Do_It

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  1. The sellers dictate the price, so don't have to accept a lower price than they're asking - as long as they're prepared and can afford to keep it. If someone buys & sells stocks & shares there is a bid/offer spread, which dictates the price. If someone wants to sell anything at a market <fruit & veg, furniture, plants - it doesn't matter>, then they can dictate the price. If it's too high then they won't sell much, if anything. This is how a market works. The housing market is a bit different because of government props, but the principle is the same.
  2. I agree, single occupiers, and especially single parents who need larger properties with more bedrooms will be worse off, so I'd also say no. I couldn't see anything about students either, aren't they currently exempt - so will also be worse off.
  3. I agree that it will crash, but can't say when. Would you like to give a timescale on the crash? - lots of people here, including me, have been expecting it for years now.
  4. That's been the theory for a number of years - look at: https://www.housepricecrash.co.uk/forum/index.php?/topic/229792-countdown-to-leveraged-btl-going-bust-thread/
  5. This is quite a bit off topic. The OP suggested that overleveraged Btl have a specific time before they go bust - before the tax changes makes it unfeasible.
  6. 100% plus inflation must have been for a specific reason. If you don't mind me asking, whereabouts in the country did house prices more than double in 1998?
  7. LibDems promised student fees wouldn't rise, and they tripped. It was no surprise they did so badly afterwards.
  8. Did oil prices dip below zero today? https://www.theguardian.com/world/2020/apr/20/oil-prices-sink-to-20-year-low-as-un-sounds-alarm-on-to-covid-19-relief-fund
  9. I know I initially found the daily countdown frustrating, got off on the wrong foot and was told to "troll off", but an update would be good. What's the current thinking for this, January 2021 - when the payment for the higher tax payment is due?
  10. Good question, I've got my MOT tomorrow, hopefully my independent mechanic will turn up. I think he will, as he can't work from home.
  11. I hope they don't bail out BTL too. They purchased property as an investment, and are happy to take the profits in the good times. They should suffer the losses in the hard times. I wouldn't want tenants to be made homeless because of a BTL mortgage defaulting. Hopefully there is, or will be some protection for such a scenario.
  12. I dont know about Rotherham, but where I am the problem isn't that no-one wants to buy, it's the price. There are 100s of buyers out there, just not at the sellers asking price.
  13. One less online travel company to choose from (Amoma.com): https://www.moneysavingexpert.com/news/2019/09/hotel-booking-site-amoma-com-goes-into-administration---what-you/
  14. Unsurprisingly a massive spike in prices not long after HTB was introduced.
  15. This isn't realist though, is it. No personal allowances are included, additional pension contributions are included as tax, and the 18% child benefit for a single child sounds far too high. The money advice service states 16% for 3 or more children: https://www.moneyadviceservice.org.uk/en/articles/how-much-child-maintenance-should-i-pay I agree that tax is high, just not as high as 69%.
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