AnotherFineMess
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Posts posted by AnotherFineMess
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Ah ffs. Just seen the comment that it doesn't apply to re-mortgages. Perhaps just a matter of time tho
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Did somebody say "margin call"?! Whoop
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If you want a longer read on the history of free market economic thinking, and some of the criticisms, http://www.amazon.com/How-Markets-Fail-Economic-Calamities/dp/0312430043 is really good. Released 2009
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Haha I've made a name for myself as troll already. Thanks for taking the time to reply ghost bird.
I don't want to be a troll, I just came on and bothered to post as I was at my wits end with seeing people castigated for their views, and with the momentum moving as much as it is right now I'm sure there are lots of new people questioning their hi forever ideas. So I kinda came in moody, it was the point I bothered posting rather than just consuming.
Anyway, I'll cool it now. We're coming from the same place in general. I do realise it's not the best way to make friends to come in as Mr grumbles, but as I say it was the only thing that really made me bother to post in the first place so it was always gonna happen.
There's so much great info contributed here each day, and I can't claim to be an insider or have any info that others don't have access to anyway. Just some anecdotal stuff, and the same ability to sift the wheat and chaff posted here the same as anyone else could
Roll on the crash.
And to set the record straight, no I'm not a rentier!
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The argument to just get out of london is fine for those who have already got skills and proven themselves, so those with 10 years under their belt.
If you're 22 and finishing uni, the other cities of the uk simply can't offer enough entry level jobs in professional industries for everyone to move. Some can chance it in another city, but there's absolutely no choice for that many first and second jobbers to look elsewhere for work.
Starting out on 18k in london was bad enough in 2001. Now you basically have to have rich parents, family in london, or go into debt to even consider it. It's contributing to complete stagnation of talent, with rich kids entering London jobs and more talented and motivated kids from less well off families unable to get involved.
Maybe industries will slowly migrate to cheaper cities, but for good or bad (blame thatcher) London is where most of the professional networks are big enough to make the city genuinely buzz with connections and opportunity.
Germany has it right with their cities of specialism, but we're now soooo far from that. And a coherent industrial policy is nowhere to be seen
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Is this the same Tokyo whale that was recently trying to become president of fifa? Busy guy, amazing name https://en.m.wikipedia.org/wiki/Tokyo_Sexwale
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@ghost. It was succinct, I'll give you that. Must be a first for venger
I don't agree on the influence of Internet fora and blogs, and theres plenty of research out there about how opinions are strongly influenced by niche internet sites
Other places similar to hpc where opinions are shaped and formed: doctors.Net, pistonheads, zerohedge, Guido fawkes (and many other political blogs), Facebook in general. Max keiser's YouTube channel and other media... There are absolutely tons
To think that fora or blogs have to be as enormous as mumsnet to influence opinion within a niche in a tangible way is a mistake. But you do need visibility to find new people, and a degree of openness to welcome new joiners. I found out about hpc because there was some representative talking head that appeared briefly on the news years ago - but it seems like that person isn't involved anymore.
Having some of the most active people in the community taking the view that the conversation has no real-world impact, and treating the forum as a private playground to act like bullies is (imo) more damaging than worried vested interests coming on, spouting some tired and faulty arguments and labelling the forum a doom mongering joke
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Just to play devils advocate here, if property prices remain flat rather than rising, and you're able to have somebody else paying a repayment mortgage (never io) then btl hasn't worked out badly as an investment even though those prices have stayed flat for 10 years. It's a standard btl argument, but it does hold water.
Im not saying that btl is morally right, but as an investment having a half paid off mortgage on a place that you've only put the deposit and upkeep into looks ok, assuming you can continue to have someone cover the mortgage which is now down at under 50% ltv.
If you've used that rent to keep leveraging up, then more fool you... And I won't be shading a tear when your former property 'empire' is up for sale to genuine OOs, and you're bankrupt.
You live by leverage, you die by leverage. Thems the breaks
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@ghostbird, lol
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Hi venger, that's really helpful Thanks.
I really meant, is the person who runs the site someone who also comments and might be contactable through some known route rather than me having to try and track them down and spam then on linkedin?
But you know, I should have expected some miserable ass response from you, as it basically seems to be what you spend your life doing. Nice one though, very welcoming. Cheers
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Does anyone know who actually owns/runs the housepricecrash website?
I always assumed hpc would have tens of thousands, perhaps even close to 100k unique users, because of the broad interest in house prices and the economy.
I posted in the affordability article yesterday, about how i think hpc actually should play a part in helping the Contrarian view to be more visible and perhaps cause a change in mainstream views. Somebody called me delusional for thinking that the site could have that impact, but I fully believe that good quality information on the Internet is more trusted than anything in paper these days.
Simce then I had a look at how hpc topics rank in Google, and realised that the SEO on the site is a disaster and it's not getting visibility in Google and with the amount of content on here it really should be ranking in the way something like mums net does. Would be really good to know who is in charge of that
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Just wanted to come in and say hi. I've posted elsewhere but a few of my comments are still in mod.
Is there a topic anywhere that outlines how to use the forum format, eg how to quote, how to insert images?
I've found since I logged in that the mobile user experience isn't as good as when not signed in and just reading. Eg every thread now thinks it's unread, so puts me to the start of the thread. I can't see a skip to end button, so end up typing the number of pages into the url to take me to the last page!
The Welcome Thread For New Members
in House prices and the economy
Posted
Yeah I stand by what I said.
That guy started off reasonably balanced and got pounced on. Their really dodgy posts were after they got pounced on and they then saw the opportunity to troll as the thread and argument rubled on. I really came in not because of that single poster, but because I've seen tons of people treated the same way and i got to my wits end with the whole theme.
Can we stop this conversation, we're probably all tired of it by now?
On a side note, I really don't get why you post with all these different accounts, it's shill behavior. But whatever. Rick rolling me was funny and the stuff you post is interesting, I just don't get why you use multiple accounts?