dropbear
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Everything posted by dropbear
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Asking for a mate - scumbag says "dust on the lightbulbs"
dropbear replied to Orb's topic in House prices and the economy
If there was no inventory including photos signed by both parties when moving in, then the landlord has no claim on the deposit, even if it’s in a TDS. In my experience, BTL landlords have tried to exploit immigrants’ lack of knowledge of British law, and charge them ridiculous fees when leaving the property. Your friend should offer to pay for cleaning and rubbish removal and that’s it. He should start a dispute resolution process at Shelter if an agreement can’t be reached: https://england.shelter.org.uk/legal/housing_options/deposits/statutory_protection_of_deposits/return_of_the_deposit/dispute_resolution I’ve gone through this twice myself and they ruled in my favour both times. -
Sam Gyimah Housing proposals
dropbear replied to Bear Goggles's topic in House prices and the economy
1. Why would anyone want new 6 story blocks of flats on their street instead of low rise terraces? 2. Not a bad idea. If the govt is buying land for railways, might as well plonk down a few rabbit hutches along the lines. At least it would dampen the noise pollution. 3. He wants to sell existing social housing while handing over 35% of the sale price to the tenant so they can buy a whole property somewhere cheaper. It's like a bribe to poor people to bugger off. Councils will then need to use the remaining 65% of the proceeds to pay 100% market rates for new social housing in their borough. 4. I'm all for tax cuts but he has to make up that yearly £9billion somewhere. -
Metro Bank - It's like 2008 all over again
dropbear replied to highcontrast's topic in House prices and the economy
I don't think there will be any bank runs in the UK anymore because everyone is covered with the FSCS up to £85k. Even if a couple of banks go under and the govt needs to print money to cover FSCS, I doubt it would inflate the £ all that much. -
"End pensioner benefits to help the young"
dropbear replied to scottbeard's topic in House prices and the economy
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The bank is a private company and should be able to put whatever they like in the contract. They obviously class housing benefit tenants as high risk, which could prevent the landlord paying their mortgage. Its the same as car insurance companies charging more for young male drivers. It’s not discrimination, it’s based on data. These people are being subsidised by the the public already and now want to be subsidised by the (publicly bailed out) bank too.
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Not the most expensive faggot in soho...
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Thank goodness we’re leaving so we’ll never be an EU vassal state. It’s a shame to see a great nation like Italy not being permitted to make its own decisions.
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To be fair, the David Attenborough documentaries they produce are world class. Their news service is best ignored.
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Interest Hike Aug 2nd - Will They / Won't They?
dropbear replied to rantnrave's topic in House prices and the economy
No govt could throw the over-extended "hard working families" under the bus... The reality is that the biggest borrowers are bankers and other high earners. Rates will be increased at glacial pace over the next 20 years, with inflation running above average to erode debt and make it easier to pay off. -
Are we nearly there yet? Is it cheeky offer time?
dropbear replied to user not found's topic in House prices and the economy
In July I put offers on 2 London flats at around 10% under asking price. I received a sharp intake of breath, some snickering, and "that offer is offensive" back from the agent/vendors. Both flats have been on the market for 4-5 months and have dropped their asking price multiple times since they were listed. -
Indeed. This fiasco will probably sink the company. Nobody would buy from them now, especially not off plan.
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Example of everything wrong with landlords
dropbear replied to kirstieb's topic in House prices and the economy
It's the landlord's house, why shouldnt he charge the top rent achievable? Anything less is silly, from a business perspective. Dont hate the player etc. -
Don't worry, we have a burgeoning Sharia court system coming in to play - 80 courts so far. In 20 years we might be lucky to have another 80.
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Evening Standard: "buyers shun ‘vanity’ prices"
dropbear replied to lostinessex's topic in House prices and the economy
Fake grass is all the rage in Clapham. Even more so than decks. -
Evening Standard: "buyers shun ‘vanity’ prices"
dropbear replied to lostinessex's topic in House prices and the economy
I've seen entire gardens covered in decking! I don't understand why people choose decking over paving when on the ground floor. -
Evening Standard: "buyers shun ‘vanity’ prices"
dropbear replied to lostinessex's topic in House prices and the economy
Kitchens and bathrooms are depreciating liabilities, and are usually chosen/installed by people who have no eye for design. I cringe when I see cheap particleboard and plastic bench tops, creaky orange laminate flooring, aeroplane-sized bathroom sinks etc. etc. etc. Extensions that add space are much better and do increase the selling price, especially if you get another useable bedroom, a downstairs toilet etc. -
People who opened a HTB ISA when it started, and have invested the maximum permitted amount ever since, currently have about £6600 in the pot. That means they'd get £1650 from the government. The problem is that in London, £450k gets you a one bedroom slave box on murder mile. So the scheme is basically useless.
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All businesses try to avoid as much tax as possible - wouldn’t you? It’s like complaining that your neighbour uses an ISA and SIPP to avoid tax.
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“Make the vision of the place you call home a reality” When can I expect my vision to come true? I don’t expect the Queen to give up Windsor castle easily.
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Jeremy Hunt buying 7 new flats in March made this news a foregone conclusion.
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What/who will collapse first in 2018
dropbear replied to TheCountOfNowhere's topic in House prices and the economy
HoF in Oxford st has been old and tired for years. Much like Debenhams. Piles of mid-range clothing brands, dim lighting, and big discounts every couple months. The shop at Westfiel is much more modern and in line with their marketing image.