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House Price Crash Forum


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About toreveal

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  1. Maybe your ex won't get anything at all though, if the whole scheme collapses .... I can live with getting nothing going forwards, but if we lose the DB we've already accumulated - ouch. No spouse to contribute! I think we're in similar fields from your posts about your department, foreign students, online teaching slavery. It's all very familiar.
  2. What do you think, you think we'll get nothing? I have nearly 20years of contributions but 15+ years to go. I'm probably at the age where it's going to be difficult to shift careers but not impossible (I'm STEM)
  3. https://www.edinburghlive.co.uk/news/edinburgh-news/seven-properties-sale-edinburghs-bargain-19363417 Not just those areas where prices are falling either
  4. 1435 Edinburgh properties for sale on ESPC right now, much higher than normal for this time of year. 387 (27%) of them at Fixed Price.
  5. But no House price table as usually accompanies the report (8days later now). So, likely there are some dips in other neighbourhoods. The volume of flats in Edinburgh and suburbs is way up on espc, and more FPs available too.
  6. This 100 times. Apart from the pre-recording of lectures, all the extra effort to schedule in-person as well as online tutorials (these being small groups), to add activities to increase engagement, admin staff less available to help with the donkey work. It's a bit annoying to read all the stuff in the papers about the students being sold short, maybe for the self-isolation support they are, but many academic staff are working harder than ever before.
  7. They would more likely do the "Fixed Price" ... and reduce it a bit if it is not moving. There is also a tag called "Offers around" (like England) which gets used when it's more of a Buyers market
  8. Nothing is impossible, but the rules for o/o biding is that the value listed is a Baseline the owner will not go below. The o/o value will always be set a bit lower than the valuation, and sometimes *well* lower, if the Agent is trying to lure in viewers. It's not rare for properties to go 10%-15% over this o/o value when the market is hot.
  9. 😆 Fixed Price. In Scotland we have the sealed bids "Offers Over" system, where parties submit bids and the best is chosen. Sometime properties are made available at "Fixed Price", and then the first person to offer that price gets the property - an increase in FP properties is generally a sign of better ahead for buyers ....
  10. Also the number of new properties coming onto the market each week is pretty high for this time of year. I've noticed a slight increase in FP properties recently too. It's taking time but I expect it's on its way. The AirBNB sector has been heavily hit, and the rental market has been affected by fewer students coming to the city ... those factors are going to have an effect regardless of government props or talking up of the market.
  11. Saw this on twitter (green for cycling, orange public transport, grey walking) https://twitter.com/xvrmdf/status/1262859453797457920 Of the options mentioned by Stilgar, Musselburgh is fastest, the train journey to City Centre is only 10 mins.
  12. On the west side, Corstorphine, Slateford and bits of Shandon, would match that budget. Abbeyhill is great (I live near), as is Meadowbank nearby, but its prices rose a good bit in recent years, so may not be as stable. Have you though of the issue of the Airbnbs and student lets which will be empty in the year ahead? Lots of competition. I think I'd recommend holding off a bit - Edinburgh is a bit more exposed due to the high volume of students and tourists it has in normal times.
  13. I wouldn't panic too much about this measure. After the financial crisis of 2007/08, the Irish banks chose not to repossess (took many years before they started trying that). House prices plummeted regardless.
  14. I think the poor management of Coronavirus in the UK is going to deter many Chinese students, despite their appreciation of our Universities. Most of the Chinese students/academics I know are taking social distancing very very seriously, hardly going out. They've not been too impressed with the general trend in the UK, or with the UK government's (mis)management.
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