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About jackwhiteisgod

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  1. I moved from london to glasgow last year. Worked out really well. Bought a nice house and car and work less hours. Took a 5k pay cut woop de doo much better quality of life (except the weather)
  2. If you don't need the money do it. You can get three times the amount back and I know people who have managed get this
  3. Got 15k from the grandparents. Supplemented with 25k myself and 10k from my gf. But we aren't buying in London with 50k deposit, not worth a lifetime of debt for sod all. Moving to scotland at christmas where our money will go so much further. Might get another 10k from the folks, but, not needed in scotland. Just means a nicer place or less debt
  4. I reckon my salary will drop from 45k to 35k and my gf from 40k to 35k but even after that we will still be much better off. We lose about 750pcm between us but houses are 1/4 the price of London i.e 150k average so it still makes sense imho and we will be living in a better place as value is so much greater so our quality of life will also be increased.
  5. Update: I'm leaving! Did stick it out for an extra 18 months, finished up some projects, upped my skills, saved some more cash. Now have a lovely new gf from near where I'm from who I see a future with and we are going to head to where we are from (nice cheap big city oop north) with some decent savings into a reasonably healthy job market. Needless to say my boss is annoyed but doesn't deny the reality of the situation and short of doubling my salary he can't really change my mind, the remainder of my friends have left in the past year anyway (for the same reasons). Ive said whoever he gets
  6. I can see why they're losing money in Aberdeen on the awpr https://m.facebook.com/AWPRRANTS1/
  7. Well that's depressing but refreshingly honest. Yeah I think my career ceiling is about 50k which I might get to in about 3 years but as things currently stand that's still not going to do me much good. My own stupid fault for being born in the 80s I suppose
  8. See my thread in anecdotals on 30-35Yo's. 9.5/10 everybody is leaving
  9. Thanks for all the feed back, I'm still undecided, I have about two weeks before I need to bite the bullet and prepare to move to yet another flat for 12 months or give my boss his notice. Sadly I don't have a 90k inheritance, but I've saved 30+k. That means my Max is about 200k, which, right now get me Jack-sh*t. In London. Glasgow however; beautiful 2or 3 bed in Victorian grandeur, house full of nice furniture and a car. Might wait one more year, save another 8k or so, finish up my projects at work.. hmm
  10. Some interesting things I've noticed since the Christmas break. I'm 29 this year, as are most of my friends. My two flatmates (a couple) have decided over the holidays to move back to ireland, mainly due to being sick to the back teeth of shit flats, shit landlords, and no sense of what will happen in the future (we had problems with damp in our 1600pcm flat). I don't blame them. Then tonight I was doing sport with another friend who said that now she is leaving to bristol because she is sick of her flatmates. I myself want to leave due to insecurity of PRS except that I really love my work he
  11. Monopoly was originally invented to teach georgist principles about the benefits of a land value tax. I played it on hristmas eve with my boomer dad and 22yo brother. Played like a true btler, using my experience if being on the other side - had nothing in the bank, bought everything immediately, always a dice roll away from ruin. Still won. Interestingly when my dad couldn't pay me at a couple of points he introduced a couple of rounds of QE! Basically everyone got another £500. By the end I still won, but I had outrageous sums of money. All felt a bit too close to reality...
  12. Bumped into a guy I went to uni with in Aberdeen (we're both in London now). He was lamenting that the place he owns in Aberdeen used to get him £850pm and now it's £650. Says value has gone down from 230k to 140k. I asked him how much he paid for it (probably about ten years ago) he said 130k so I asked him what he was complaining about! The mad thing is he's selling it because he now wants to buy a property in Ireland (he's Irish) because "prices are moving up". He's completely clueless though, still thinks London is "good value"
  13. I got an off the peg mix from nutmeg to try to beat crap interest rates. risk category 4 of 10 and it's been pretty good, grown about 10% over 3 years. Rocketed after brexit interestingly
  14. http://www.cityam.com/248836/leave-buy-let-market-alone-britain-needs-more-landlords
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