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House Price Crash Forum

Maryhell

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About Maryhell

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  1. Our seller is ready to go but the house she is buying doesn't match the title deeds and her seller and solicitor are being less than helpful. It's gone on for ages already and we don't want our buyer to end up with his mortgage offer running out. Our seller is an old lady that defiantly couldn't cope with renting. I'm never moving house again !!!!
  2. They seem to get you every which way! Survey done and valuation, now another valuation needed and hardly worth trying to rent for a few weeks. Storage needed as well! I think it is tricky getting a mortgage at the best of times without having to apply before other one is paid off. Porting would have been so much better.
  3. We have just had the offer on the house we are selling confirmed and the settlement date is 29th January, fantastic.... We were going to port our mortgage but the house we are meant to be buying will not be ready as the seller has a problem with the house she is going to. It means we are no longer able to port and will have to try to apply for a mortgage before we have paid off old mortgage to try to keep in line with proposed dates. These dates seem to be very fluid and it's a nightmare trying to decide when to apply so it is in time but not too soon. The worry is it all drags out and then we have to apply again which might affect credit rating? Also bloody mortgage valuation only laSt's 6 weeks. The costs keep mounting up and it's so hard to try to find somewhere to stay /rent for a short amount of time. We can't put off our buyer by extending his entry date as it has taken ages to get to this point and his mortgage offer will run out along with his patience! Uuuurrrgh. We don't have the funds or income to have 2 consecutive mortgages either.
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