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House Price Crash Forum

developer

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  1. Fund a forum? Would cost almost nothing to rent a vps and have mostly textual traffic running through it. I thought you worked in IT? There's a lot of good open source forum scripts too.
  2. Anecdotal. I went to the bank and the woman helping me was very friendly. Eventually she asked me which way I was going to be voting. I said I will vote Brexit because it's the only way to ensure we will still have a democracy in this country, I also mentioned that Switzerland has more trade deals than any other country despite not being in the EU so it will not hurt us economically to leave the EU. She said she didn't understand a word I was saying. Then she said I sound very smart and it should be smart people like me that vote and not her, I silently agreed without telling her. If this woman is a good representation of the British public then I think we are screwed. This type of person will easily be swayed into a remain vote from her friends recommendations or fear mongering.
  3. Because Yahoo suck. Outside of Japan and the US almost no one uses Yahoo. They are popular in the US because they have Yahoo News and Yahoo Finance, and they were around long before Google so they have a core user base in the US and Japan who started using the internet when Yahoo was a leading search engine. In Japan they are popular because of Yahoo auctions (auctions.yahoo.co.jp/). Which is strange because there's no English version, I think just Japan and Hong Kong versions. It seems like Yahoo have realised they can't compete with Google for search and are scared to compete with Ebay auctions. So they are concentrating on their niches, auctions and news in Japan, Finance and news in the US. I do like their idea of focusing on Japan. As a non-English language whose economy ranks third in the world, up until recently even second, it's a really good place to do business because you take away all the competition who for whatever reason didn't want to either learn Japanese or invest in Japan, or deal with Japan's cultural quirks. Granted Japan is very competitive for some markets where you can get better quality/ value than Western markets, but I think there's some things Western companies do better that get a foot hold there. I think I would like to eventually do something in Japan but not until I had a reasonable income from an existing business to afford the cost of doing it. That guy who was paid $100 million just to stay there for a few months, that's just some major shareholders (or directors?) siphoning off money from the company through their mates. Not uncommon practice. Hell there's a lot of less obvious ways large companies are being raided but you'd have to look into their accountancy tricks.
  4. 2016 year of the global financial depression. I think everyone better get their sh*t together ASAP to prepare for this. If London prices/ demand drops it will shake the very foundation of this credit pyramid we call a global economy.
  5. This is a pretty good option for people over the age of 50 with over 200k of equity, and it's something that many people do. Sadly for young people like me it's only really an option if we can earn an income while over there.
  6. My advice is choose the place you want to live based on how happy you will be there, of course property prices come into this but should be a factor and not the deciding one. Other deciding factors, what are the people like there? How's your ability to integrate into other cultures? What job opportunities are available in your field?
  7. https://www.youtube.com/watch?v=GqH21LEmfbQ
  8. Western salary and 2nd world living costs, that's the secret to living the good life. I plan to work out how I will achieve that.
  9. It worries me that she isn't willing to move to the UK to stay with you. How long have you been together in one physical location? Long distance doesn't really count. If it's not a long time you could end up arriving in Poland with all that money in the bank from selling your flat, then finding out your girlfriend has been planning to screw you over and hold you to ransom for the money or more likely get you to invest in an overpriced property in Poland. Or perhaps some dodgy business. Most Polish women would jump at the chance to live in the UK.
  10. Australia is a bit of an exception, it's a very expensive country to live in. But I would say Australia is a good destination for skilled people with experience on their belt as they will be able to command a salary north of $100,000 AUD. Australia is like the US but more expensive, in that there are more opportunities there for a higher salary than here. Something about British working culture means that most people working in a technical role (outside the oil industry) get shafted, especially in IT. There's a culture in many large corporations here that managers should earn more than their staff and that 'business and management/ people management' skills are worth way more than technical skills. If you have good technical skills you are better off trying to make your own way than get a career, especially for IT people. The best option being to do both, get a not particularly stressful IT job and have time on the side to work and invest on your own projects.
  11. Go to the US, Canada, Europe, Asia, Australia. Any 1st world country has a better standard of living than here. An average graduate would be on way under 1500 pounds/ month after tax and be paying rent, council tax, petrol, car maintenance or car lease. Sure he/she could still save a few hundred per month after that, but the real problem lies in that everything in this country is so damn expensive. Hell all young people I know the first thing that comes to mind with discretionary spending is taking a holiday to get out of this depressing country. Many of them being too stressed out from their boring mundane jobs with little prospects for significant salary increases, that they lack the discipline to save money since they are intimidated by the sheer expense of everything in this country. Many of them then latch onto the property bubble as a possible way out, sound familiar?
  12. I think if I had to live and work in this country long term the only viable options would be living at home with parents on under market rent or sleeping in my own car and using facilities at a 24 hour gym, as these are getting more popular these days. It's the only way you can save serious money on an income of 20-30k. Don't even talk about incomes of 12-18k, that's on the poverty line!
  13. Reminds me of Christmas dinner with family and friends. Me- "I think the best thing to do with discretionary income after finding a modestly small place to live is to invest in a business, if you have the skills to do one." A female friend of the family who is actually quite smart/ educated- "Oh no, that's silly. You should be investing in bricks and mortar, get on the housing ladder as soon as possible. It's the easiest way to make money, prices are always going up. Can't go wrong with bricks and mortar for a safe long term income." Cue everyone at the table except me speaking in agreement. Soon after that she started espousing how she would like to do a business, perhaps with me since she thinks I'm smart. I mention that I would be interested if I had a small amount of capital to invest into it regularly. Then she says "oh no, I wouldn't want to invest any money.". So here's a person who will happily spend over 1k/ month on a mortgage in the hopes of getting rich from the property bubble but wouldn't spend any money on a real business. The sad part is she is actually smarter than most British people yet still follows the mantra and hype for house prices. I think it's an age thing, she's part of the older generation so they've already earned a lot of money from the property bubble and moved up the ladder.
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